Today's Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Today's Bank of Huntsville, AR against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.77% | 1.34% | -0.57% | 21st bottom |
| ROAE | 10.13% | 13.32% | -3.19% | 37th below |
| Net Interest Margin | 3.74% | 3.93% | -0.19% | 39th below |
| Efficiency Ratio | 79.26% | 61.13% | +18.13% | 15th bottom |
| PPNR / Avg Assets | 0.77% | 1.68% | -0.91% | 14th bottom |
| Yield on Earning Assets | 6.19% | 5.67% | +0.52% | 77th top |
| Cost of Funds | 2.30% | 1.88% | +0.42% | 21st bottom |
| Net Interest Spread | 3.36% | 3.32% | +0.04% | 52nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.74% | 0.94% | -0.20% | 36th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.68% | 0.70% | -0.02% | 31st below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 37th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.22% | 1.28% | -0.06% | 53rd above |
| ACL / NPLs (Coverage) | 165.37% | 1539.18% | -1373.81% | 43rd below |
| Texas Ratio | 7.81% | 7.33% | +0.48% | 28th below |
| Provision / NCO | 1277.78% | 1395.55% | -117.77% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.81% | 19.51% | -5.70% | 37th below |
| Tier 1 Ratio | 13.81% | 19.54% | -5.73% | 37th below |
| Total Capital Ratio | 15.06% | 20.62% | -5.56% | 38th below |
| Leverage Ratio | 9.54% | 12.14% | -2.60% | 23rd bottom |
| Equity / Assets | 7.80% | 11.38% | -3.58% | 12th bottom |
| TCE / Tangible Assets | 7.80% | 11.09% | -3.29% | 14th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.81% | 80.64% | +3.17% | 43rd below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.09% | 86.86% | +1.23% | 44th below |
| Wholesale Funding Ratio | 6.55% | 5.03% | +1.52% | 28th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.40% | 6.85% | -5.45% | 28th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.70% | 7.90% | -0.20% | 64th above |
| Deposit Growth (Y/Y) | -1.94% | 6.29% | -8.23% | 14th bottom |
See Today's Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Today's Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Today's Bank profile, how to read a UBPR, or how this data updates.