Tolleson Private Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in CRE concentration (Tier 1 capital + allowance): 6.25 percentage points lower than in Q1 2026, at 93.54%. Tolleson Private Bank ranks 62nd of 346 Texas banks on loan-to-deposit ratio, in the upper half at 88.56% (Q2 2026). Tolleson Private Bank reported 88.56% on loan-to-deposit ratio for Q2 2026, 7.72 points above the 80.84% median for banks in the $100M-1B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $759.3M |
| Net loans and leases | $751.9M |
| Loans held for sale | $0 |
| Loans to total assets | 77.32% |
| Loan-to-deposit ratio | 88.56% |
| Net loans to equity capital | 8.84% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 5.12% |
| Multifamily (5+ residential) | 2.69% |
| Commercial and industrial | 7.73% |
| Consumer | 4.67% |
| Credit cards | 0.00% |
| Farm | 0.51% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 93.54% |
| Construction concentration (Tier 1 capital + allowance) | 41.59% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | — |
| Interest income on loans | $10.1M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $758.3M | $905.8M | 4.03% | 9.98% | 8.12% |
| Q4 2023 | $764.5M | $793.1M | 3.99% | 10.27% | 7.00% |
| Q1 2024 | $758.5M | $919.1M | 4.00% | 8.48% | 7.10% |
| Q2 2024 | $759.6M | $833.6M | 3.61% | 8.93% | 6.86% |
| Q3 2024 | $767.6M | $836.8M | 3.75% | 8.15% | 4.19% |
| Q4 2024 | $770.6M | $826.8M | 4.06% | 8.20% | 4.07% |
| Q1 2025 | $758.7M | $839.3M | 4.12% | 8.73% | 3.05% |
| Q2 2025 | $751.6M | $817.4M | 3.91% | 8.75% | 2.72% |
| Q3 2025 | $740.1M | $848.4M | 3.85% | 8.61% | 2.75% |
| Q4 2025 | $713.7M | $914.0M | 4.59% | 7.82% | 3.25% |
| Q1 2026 | $759.8M | $818.0M | 5.45% | 7.10% | 4.21% |
| Q2 2026 | $759.3M | $857.4M | 5.12% | 7.73% | 4.67% |
Tolleson Private Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Tolleson Private Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Tolleson Private Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57522) · FFIEC NIC profile (RSSD 3166699)