Town & Country Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Town & Country Bank of Las Vegas, NV against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.31% | 1.34% | +0.97% | 92nd top |
| ROAE | 16.29% | 13.31% | +2.98% | 72nd above |
| Net Interest Margin | 5.08% | 3.93% | +1.15% | 93rd top |
| Efficiency Ratio | 50.42% | 61.14% | -10.72% | 80th top |
| PPNR / Avg Assets | 2.39% | 1.68% | +0.71% | 87th top |
| Yield on Earning Assets | 6.43% | 5.67% | +0.76% | 85th top |
| Cost of Funds | 1.48% | 1.88% | -0.40% | 71st above |
| Net Interest Spread | 3.98% | 3.32% | +0.66% | 82nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.56% | 0.70% | -0.14% | 35th below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.36% | 1.28% | +0.08% | 69th above |
| Texas Ratio | 3.43% | 7.33% | -3.90% | 51st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.86% | 12.14% | +2.72% | 86th top |
| Equity / Assets | 15.23% | 11.37% | +3.86% | 89th top |
| TCE / Tangible Assets | 15.23% | 11.09% | +4.14% | 90th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 103.12% | 80.63% | +22.49% | 8th bottom |
| Core Deposit Ratio | 81.70% | 86.86% | -5.16% | 20th bottom |
| Wholesale Funding Ratio | 2.42% | 5.03% | -2.61% | 63rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.34% | 6.85% | -8.19% | 13th bottom |
| Loan Growth (Y/Y) | 11.72% | 7.90% | +3.82% | 79th top |
| Deposit Growth (Y/Y) | -5.27% | 6.29% | -11.56% | 6th bottom |
See Town & Country Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Town & Country Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Town & Country Bank profile, how to read a UBPR, or how this data updates.