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Tradition Capital Bank: Tier 1 Leverage Ratio

8.87% Ranks #3,258 of 3,634 U.S. banks · 10th percentile

Data as of · sourced from FFIEC call reports. How we update

Tradition Capital Bank reported a tier 1 leverage ratio of 8.87% as of Q2 2026, ranking #3,258 of 3,634 U.S. banks (10th percentile). The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets, a simpler backstop that prevents banks from gaming the risk-based capital rules.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 8.87%
Q1 2026 8.73%
Q4 2025 8.30%
Q3 2025 8.12%
Q2 2025 8.24%
Q1 2025 8.17%
Q4 2024 7.99%
Q3 2024 7.56%
Q2 2024 7.71%
Q1 2024 7.82%
Q4 2023 8.29%
Q3 2023 8.29%

National Context

Latest value 8.87%
National rank#3,258 of 3,634
Percentile 10th
12-quarter low7.56%
12-quarter high8.87%
Full rankingView leaderboard

What is the Tier 1 Leverage Ratio?

The Tier 1 Leverage Ratio measures Tier 1 capital against average total assets. Unlike the risk-based capital ratios, it does not weight assets by their risk. It is the simple backstop that prevents banks from gaming the risk-based system.

Most US community banks report leverage ratios between 8% and 12%. Ratios below 5% warrant attention. The bank is heavily levered and thinly capitalized in absolute terms regardless of asset mix. The metric is most useful as a comparison to CET1: a wide gap (e.g., 15% CET1 vs 6% leverage) indicates an asset mix tilted toward low-risk-weighted securities or government-backed loans.

Full definition & formula →

Frequently asked questions

What is Tradition Capital Bank's Tier 1 Leverage Ratio?

Tradition Capital Bank's Tier 1 Leverage Ratio was 8.87% as of Q2 2026, ranking #3258 of 3,634 U.S. banks.

What is the Tier 1 Leverage Ratio?

The Tier 1 Leverage Ratio measures Tier 1 capital against average total assets. Unlike the risk-based capital ratios, it does not weight assets by their risk. It is the simple backstop that prevents banks from gaming the risk-based system.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Tradition Capital Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 58057) · FFIEC NIC profile (RSSD 3344321)