Trupoint Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Trupoint Bank of Grundy, VA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.24% | 1.25% | -0.01% | 48th below |
| ROAE | 13.43% | 12.22% | +1.21% | 56th above |
| Net Interest Margin | 4.10% | 3.95% | +0.15% | 58th above |
| Efficiency Ratio | 63.96% | 63.71% | +0.25% | 41st below |
| PPNR / Avg Assets | 1.54% | — | — | 46th below |
| Yield on Earning Assets | 5.24% | 5.67% | -0.43% | 32nd below |
| Cost of Funds | 1.18% | 1.87% | -0.69% | 86th top |
| Net Interest Spread | 3.61% | — | — | 65th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.02% | 0.88% | -0.86% | 84th top |
| NPA / Total Assets | 0.01% | — | — | 85th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 50th above |
| ACL / Total Loans | 1.19% | — | — | 49th below |
| ACL / NPLs (Coverage) | 6446.51% | — | — | — |
| Texas Ratio | 0.13% | 5.96% | -5.83% | 84th top |
| Provision / NCO | -5900.00% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.60% | 11.75% | -1.15% | 43rd below |
| Equity / Assets | 9.29% | 10.98% | -1.69% | 31st below |
| TCE / Tangible Assets | 8.80% | — | — | 27th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.60% | 80.44% | -1.84% | 54th above |
| Core Deposit Ratio | 92.52% | 86.95% | +5.57% | 71st above |
| Wholesale Funding Ratio | 3.32% | — | — | 52nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 41.21% | — | — | 98th top |
| Loan Growth (Y/Y) | 50.55% | — | — | 99th top |
| Deposit Growth (Y/Y) | 42.16% | — | — | 98th top |
See Trupoint Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Trupoint Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Trupoint Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Trupoint Bank peer analysis.