The Trust Company of Toledo, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Return on assets: 34.44 percentage points lower than in Q1 2026, at 94.39%. Against a median of 0.98% for banks in the < $100M asset tier, The Trust Company of Toledo, N.A. reported 94.39% on return on assets in Q2 2026, 93.41 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 149.99% |
| Tier 1 risk-based capital ratio | 149.99% |
| Total risk-based capital ratio | 149.99% |
| Tier 1 leverage ratio | 100.25% |
| Equity capital to assets | 88.70% |
| Tangible equity to tangible assets | 88.70% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 94.39% |
| Return on equity | 107.05% |
| Net interest margin | 3.68% |
| Efficiency ratio | 52.39% |
| Yield on earning assets | 3.68% |
| Cost of funds | — |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | — |
| Core deposits to total deposits | — |
| Brokered deposits to total deposits | — |
| Deposits to assets | 0.00% |
| Securities to assets | 81.32% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 251.93% | 251.93% | 251.93% | 95.73% | 64.27% |
| Q4 2023 | 252.68% | 252.68% | 252.68% | 76.13% | -19.38% |
| Q1 2024 | 196.90% | 196.90% | 196.90% | 97.48% | 98.25% |
| Q2 2024 | 159.16% | 159.16% | 159.16% | 100.58% | 90.33% |
| Q3 2024 | 146.76% | 146.76% | 146.76% | 97.12% | 73.09% |
| Q4 2024 | 262.02% | 262.02% | 262.02% | 51.99% | -0.58% |
| Q1 2025 | 190.57% | 190.57% | 190.57% | 97.42% | 112.62% |
| Q2 2025 | 156.07% | 156.07% | 156.07% | 97.03% | 72.14% |
| Q3 2025 | 147.92% | 147.92% | 147.92% | 100.36% | 80.98% |
| Q4 2025 | 278.46% | 278.46% | 278.46% | 49.05% | 3.42% |
| Q1 2026 | 171.11% | 171.11% | 171.11% | 99.59% | 128.83% |
| Q2 2026 | 149.99% | 149.99% | 149.99% | 100.25% | 94.39% |
The Trust Company of Toledo, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Trust Company of Toledo, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Trust Company of Toledo, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 1820979)