The Union Banking Company: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 4.11 percentage points in Q2 2026, from 13.54% to 17.65%. It was the largest change from Q1 2026 among the key lines here. On total deposits, The Union Banking Company is 9th from the bottom among 156 Ohio banks, $45.4M (Q2 2026). The Union Banking Company reported $45.4M on total deposits for Q2 2026, 16% below the $53.8M median for banks in the < $100M asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $45.4M |
| Domestic office deposits | $45.4M |
| Foreign office deposits | — |
| Deposits to total assets | 83.28% |
| Deposits to total liabilities | 85.31% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $8.9M |
| Savings deposits | $14.1M |
| Transaction accounts to domestic deposits | 35.73% |
| Time deposits | $33K |
| Time deposits under $100k | $4.3M |
| Time deposits $100k to $250k | $2.7M |
| Time deposits over $250k | $7.9M |
| Noninterest-bearing share of deposits | 17.65% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $37.2M |
| Core deposits to total deposits | 81.84% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $330K |
| Brokered deposits to total deposits | 0.73% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.54% |
| Interest expense on deposits | $146K |
| Loans and leases to core deposits | 22.60% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $43.7M | 81.67% | 0.00% | 1.21% |
| Q4 2023 | $43.1M | 81.41% | 0.00% | 1.37% |
| Q1 2024 | $44.2M | 81.08% | 0.00% | 1.46% |
| Q2 2024 | $43.3M | 80.68% | 0.00% | 1.58% |
| Q3 2024 | $42.8M | 80.45% | 0.00% | 1.71% |
| Q4 2024 | $42.4M | 80.24% | 0.00% | 1.71% |
| Q1 2025 | $43.3M | 80.66% | 0.00% | 1.57% |
| Q2 2025 | $42.0M | 80.06% | 0.00% | 1.57% |
| Q3 2025 | $41.8M | 79.95% | 0.00% | 1.65% |
| Q4 2025 | $42.1M | 80.07% | 0.00% | 1.62% |
| Q1 2026 | $44.7M | 80.68% | 0.74% | 1.54% |
| Q2 2026 | $45.4M | 81.84% | 0.73% | 1.54% |
The Union Banking Company deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock The Union Banking Company, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Union Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15326) · FFIEC NIC profile (RSSD 289225)