Union State Bank of Hazen: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 26.5% lower than in Q1 2026, at -$4.3M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 8.96% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $23.3M |
| Tier 1 capital | $23.3M |
| Total risk-based capital | — |
| Total equity capital | $19.0M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 7.39% |
| Tangible equity to tangible assets | 7.39% |
| Equity capital to average assets | 7.32% |
| Internal capital growth rate | 10.62% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $800K |
| Common stock surplus | $7.8M |
| Retained earnings | $14.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 9.41% | 5.40% | 5.30% |
| Q4 2023 | 9.23% | 6.20% | 6.10% |
| Q1 2024 | 9.31% | 6.54% | 6.45% |
| Q2 2024 | 9.58% | 6.75% | 6.66% |
| Q3 2024 | 8.70% | 6.79% | 6.71% |
| Q4 2024 | 8.95% | 6.38% | 6.31% |
| Q1 2025 | 9.23% | 7.19% | 7.12% |
| Q2 2025 | 9.19% | 6.91% | 6.85% |
| Q3 2025 | 9.16% | 7.67% | 7.66% |
| Q4 2025 | 9.17% | 7.60% | 7.60% |
| Q1 2026 | 9.08% | 7.70% | 7.70% |
| Q2 2026 | 8.96% | 7.39% | 7.39% |
Union State Bank of Hazen regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Union State Bank of Hazen, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Union State Bank of Hazen profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13195) · FFIEC NIC profile (RSSD 855956)