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United Bank: Balance Sheet

Data as of · Call Report Schedule RC How we update

Assets, liabilities and equity as reported on Schedule RC, the statement every other page on this profile is derived from.

Loans held for sale climbed 20.5% in Q2 2026, from $29.2M to $35.2M. It was the largest change from Q1 2026 among the key lines here. On total assets, United Bank ranks 4th highest among the 56 banks headquartered in Virginia, at $33.64B (Q2 2026). United Bank reported $33.64B on total assets for Q2 2026, 50% above the $22.46B median for banks in the $10B-100B asset tier.

Assets

Assets for United Bank, Q2 2026
Line item Q2 2026
Total assets $33.64B
Cash and balances due from depository institutions —
Total securities $3.32B
Fed funds sold and reverse repos $1.4M
Net loans and leases $24.73B
Loans held for sale $35.2M
Trading account assets $0
Premises and fixed assets $303.3M
Other real estate owned $10.2M
Goodwill and other intangibles $2.06B
All other assets $1.13B

Liabilities

Liabilities for United Bank, Q2 2026
Line item Q2 2026
Total liabilities $28.02B
Total deposits $27.34B
Fed funds purchased and repos $167.0M
Trading liabilities $0
Other borrowed money $250.0M
Subordinated notes and debentures $0
All other liabilities $268.0M

Equity capital

Equity capital for United Bank, Q2 2026
Line item Q2 2026
Total equity capital $5.62B
Common stock $2.0M
Common stock surplus $4.25B
Retained earnings $1.51B
Preferred stock and surplus $0
Accumulated other comprehensive income -$142.1M
Total liabilities and equity capital $33.64B

Balance Sheet trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total assets and total liabilities
Loans, securities and cash

Balance Sheet by quarter

Values plotted above, United Bank, oldest first
Quarter Total assetsTotal liabilitiesNet loans and leasesSecurities
Q3 2023 $29.16B $24.46B $20.90B $3.75B
Q4 2023 $29.85B $25.03B $21.16B $3.78B
Q1 2024 $29.94B $25.09B $21.30B $3.61B
Q2 2024 $29.87B $24.97B $21.40B $3.32B
Q3 2024 $29.77B $24.76B $21.40B $3.24B
Q4 2024 $29.92B $24.90B $21.45B $2.96B
Q1 2025 $32.69B $27.31B $23.58B $3.00B
Q2 2025 $32.68B $27.24B $23.78B $3.07B
Q3 2025 $33.29B $27.78B $24.24B $3.02B
Q4 2025 $33.55B $27.97B $24.44B $3.06B
Q1 2026 $33.61B $28.02B $24.59B $3.21B
Q2 2026 $33.64B $28.02B $24.73B $3.32B

United Bank balance sheet, all the way back

Balance Sheet back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedule RC, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full United Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 22858) · FFIEC NIC profile (RSSD 365325)