Skip to main content

United Business Bank: Return on Average Equity

-8.27% Ranks #3,616 of 3,651 U.S. banks · 1st percentile

Data as of · sourced from FFIEC call reports. How we update

United Business Bank reported a return on average equity of -8.27% as of Q2 2026, ranking #3,616 of 3,651 U.S. banks (1st percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 -8.27%
Q1 2026 10.12%
Q4 2025 9.22%
Q3 2025 6.63%
Q2 2025 7.36%
Q1 2025 6.99%
Q4 2024 8.53%
Q3 2024 6.17%
Q2 2024 7.11%
Q1 2024 6.83%
Q4 2023 7.09%
Q3 2023 8.46%

National Context

Latest value -8.27%
National rank#3,616 of 3,651
Percentile 1st
12-quarter low-8.27%
12-quarter high10.12%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is United Business Bank's Return on Average Equity?

United Business Bank's Return on Average Equity was -8.27% as of Q2 2026, ranking #3616 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full United Business Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 57716) · FFIEC NIC profile (RSSD 3281510)