United Mississippi Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 18.01 percentage points in Q2 2026, from 51.02% to 33.02%. It was the largest change from Q1 2026 among the key lines here. Within Mississippi, United Mississippi Bank is 26th of 57 on total deposits, $478.9M as of Q2 2026, above the middle of the field. Against a median of $277.3M for banks in the $100M-1B asset tier, United Mississippi Bank reported $478.9M on total deposits in Q2 2026, 73% higher.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $478.9M |
| Domestic office deposits | $478.9M |
| Foreign office deposits | — |
| Deposits to total assets | 85.41% |
| Deposits to total liabilities | 96.48% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $157.7M |
| Savings deposits | $69.1M |
| Transaction accounts to domestic deposits | 49.73% |
| Time deposits | $26K |
| Time deposits under $100k | $50.1M |
| Time deposits $100k to $250k | $45.1M |
| Time deposits over $250k | $27.8M |
| Noninterest-bearing share of deposits | 33.02% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $451.1M |
| Core deposits to total deposits | 94.19% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.98% |
| Interest expense on deposits | $1.4M |
| Loans and leases to core deposits | 91.75% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $352.8M | 96.22% | 0.00% | 2.05% |
| Q4 2023 | $352.9M | 94.82% | 0.00% | 2.40% |
| Q1 2024 | $364.3M | 94.51% | 0.00% | 2.59% |
| Q2 2024 | $364.3M | 94.31% | 0.00% | 2.68% |
| Q3 2024 | $387.3M | 93.88% | 0.00% | 2.74% |
| Q4 2024 | $389.9M | 94.36% | 0.00% | 2.63% |
| Q1 2025 | $481.7M | 95.39% | 0.00% | 2.65% |
| Q2 2025 | $479.1M | 95.33% | 0.00% | 2.46% |
| Q3 2025 | $491.6M | 94.97% | 0.00% | 2.47% |
| Q4 2025 | $479.8M | 94.62% | 0.00% | 2.42% |
| Q1 2026 | $485.0M | 94.69% | 0.00% | 2.35% |
| Q2 2026 | $478.9M | 94.19% | 0.00% | 1.98% |
United Mississippi Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock United Mississippi Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full United Mississippi Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 21083) · FFIEC NIC profile (RSSD 544335)