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Univest Bank and Trust Co.: Return on Average Equity

10.99% Ranks #2,185 of 3,650 U.S. banks · 40th percentile

Data as of · sourced from FFIEC call reports. How we update

Univest Bank and Trust Co. reported a return on average equity of 10.99% as of Q2 2026, ranking #2,185 of 3,650 U.S. banks (40th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 10.99%
Q1 2026 12.04%
Q4 2025 11.67%
Q3 2025 12.38%
Q2 2025 10.31%
Q1 2025 10.95%
Q4 2024 9.70%
Q3 2024 8.88%
Q2 2024 9.46%
Q1 2024 10.91%
Q4 2023 8.95%
Q3 2023 9.31%

National Context

Latest value 10.99%
National rank#2,185 of 3,650
Percentile 40th
12-quarter low8.88%
12-quarter high12.38%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Univest Bank and Trust Co.'s Return on Average Equity?

Univest Bank and Trust Co.'s Return on Average Equity was 10.99% as of Q2 2026, ranking #2185 of 3,650 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Univest Bank and Trust Co. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 7759) · FFIEC NIC profile (RSSD 354310)