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U.S. Century Bank: Tier 1 Risk-Based Capital Ratio

12.48% Ranks #1,572 of 2,133 U.S. banks · 26th percentile

Data as of · sourced from FFIEC call reports. How we update

U.S. Century Bank reported a tier 1 risk-based capital ratio of 12.48% as of Q2 2026, ranking #1,572 of 2,133 U.S. banks (26th percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 12.48%
Q1 2026 12.74%
Q4 2025 12.47%
Q3 2025 12.73%
Q2 2025 12.45%
Q1 2025 12.41%
Q4 2024 12.10%
Q3 2024 11.93%
Q2 2024 11.82%
Q1 2024 11.71%
Q4 2023 11.48%
Q3 2023 11.93%

National Context

Latest value 12.48%
National rank#1,572 of 2,133
Percentile 26th
12-quarter low11.48%
12-quarter high12.74%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is U.S. Century Bank's Tier 1 Risk-Based Capital Ratio?

U.S. Century Bank's Tier 1 Risk-Based Capital Ratio was 12.48% as of Q2 2026, ranking #1572 of 2,133 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full U.S. Century Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 57369) · FFIEC NIC profile (RSSD 3146150)