Valley Premier Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Compared with Q1 2026, Tier 1 leverage ratio rose 0.56 percentage points in Q2 2026 to 11.13%, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.13% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $16.2M |
| Tier 1 capital | $16.2M |
| Total risk-based capital | — |
| Total equity capital | $12.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.02% |
| Tangible equity to tangible assets | 9.02% |
| Equity capital to average assets | 8.76% |
| Internal capital growth rate | 4.39% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $200K |
| Common stock surplus | $7.3M |
| Retained earnings | $8.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$3.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 10.07% | 5.22% | 5.22% |
| Q4 2023 | 10.32% | 6.64% | 6.64% |
| Q1 2024 | 10.70% | 6.45% | 6.45% |
| Q2 2024 | 10.42% | 6.63% | 6.63% |
| Q3 2024 | 10.49% | 7.85% | 7.85% |
| Q4 2024 | 10.65% | 7.10% | 7.10% |
| Q1 2025 | 10.84% | 7.54% | 7.54% |
| Q2 2025 | 10.19% | 7.35% | 7.35% |
| Q3 2025 | 10.21% | 8.00% | 8.00% |
| Q4 2025 | 10.23% | 8.64% | 8.64% |
| Q1 2026 | 10.57% | 8.80% | 8.80% |
| Q2 2026 | 11.13% | 9.02% | 9.02% |
Valley Premier Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Valley Premier Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Valley Premier Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11409) · FFIEC NIC profile (RSSD 1008955)