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Vermilion Bank & Trust Company: Tier 1 Risk-Based Capital Ratio

23.97% Ranks #186 of 2,133 U.S. banks · 91st percentile

Data as of · sourced from FFIEC call reports. How we update

Vermilion Bank & Trust Company reported a tier 1 risk-based capital ratio of 23.97% as of Q2 2026, ranking #186 of 2,133 U.S. banks (91st percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 23.97%
Q1 2026 23.83%
Q4 2025 22.36%
Q3 2025 22.69%
Q2 2025 22.31%
Q1 2025 21.77%
Q4 2024 20.46%
Q3 2024 21.68%
Q2 2024 20.92%
Q1 2024 20.73%
Q4 2023 19.23%
Q3 2023 19.77%

National Context

Latest value 23.97%
National rank#186 of 2,133
Percentile 91st
12-quarter low19.23%
12-quarter high23.97%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is Vermilion Bank & Trust Company's Tier 1 Risk-Based Capital Ratio?

Vermilion Bank & Trust Company's Tier 1 Risk-Based Capital Ratio was 23.97% as of Q2 2026, ranking #186 of 2,133 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Vermilion Bank & Trust Company profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 17841) · FFIEC NIC profile (RSSD 754536)