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Vermilion Valley Bank: Tier 1 Risk-Based Capital Ratio

26.59% Ranks #125 of 2,139 U.S. banks · 94th percentile

Data as of · sourced from FFIEC call reports. How we update

Vermilion Valley Bank reported a tier 1 risk-based capital ratio of 26.59% as of Q2 2026, ranking #125 of 2,139 U.S. banks (94th percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 26.59%
Q1 2026 26.39%
Q4 2025 25.95%
Q3 2025 26.95%
Q2 2025 26.57%
Q1 2025 25.78%
Q4 2024 25.41%
Q3 2024 27.29%
Q2 2024 26.91%
Q1 2024 25.97%
Q4 2023 25.55%
Q3 2023 29.78%

National Context

Latest value 26.59%
National rank#125 of 2,139
Percentile 94th
12-quarter low25.41%
12-quarter high29.78%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is Vermilion Valley Bank's Tier 1 Risk-Based Capital Ratio?

Vermilion Valley Bank's Tier 1 Risk-Based Capital Ratio was 26.59% as of Q2 2026, ranking #125 of 2,139 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Vermilion Valley Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 11667) · FFIEC NIC profile (RSSD 666844)