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Versabank USA, N.A.: Return on Average Equity

6.00% Ranks #3,127 of 3,651 U.S. banks · 14th percentile

Data as of · sourced from FFIEC call reports. How we update

Versabank USA, N.A. reported a return on average equity of 6.00% as of Q2 2026, ranking #3,127 of 3,651 U.S. banks (14th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 6.00%
Q1 2026 4.84%
Q4 2025 4.44%
Q3 2025 2.82%
Q2 2025 1.17%
Q1 2025 -0.06%
Q4 2024 0.39%
Q3 2024 -0.58%
Q2 2024 4.38%
Q1 2024 2.07%
Q4 2023 6.40%
Q3 2023 2.15%

National Context

Latest value 6.00%
National rank#3,127 of 3,651
Percentile 14th
12-quarter low-0.58%
12-quarter high6.40%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Versabank USA, N.A.'s Return on Average Equity?

Versabank USA, N.A.'s Return on Average Equity was 6.00% as of Q2 2026, ranking #3127 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Versabank USA, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 10160) · FFIEC NIC profile (RSSD 1011656)