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Viking Bank, N.A.: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

Loans and leases to core deposits dropped 5.05 percentage points in Q2 2026, from 108.86% to 103.81%. It was the largest change from Q1 2026 among the key lines here. Viking Bank, N.A. ranks 81st of 221 Minnesota banks on total deposits, in the upper half at $283.1M (Q2 2026). At $283.1M, Viking Bank, N.A.'s total deposits is close to the $277.3M median for banks in the $100M-1B asset tier (Q2 2026).

Deposit totals

Deposit totals for Viking Bank, N.A., Q2 2026
Line item Q2 2026
Total deposits $283.1M
Domestic office deposits $283.1M
Foreign office deposits —
Deposits to total assets 85.71%
Deposits to total liabilities 97.10%

Deposit composition

Deposit composition for Viking Bank, N.A., Q2 2026
Line item Q2 2026
Demand deposits $10.3M
Savings deposits $16.8M
Transaction accounts to domestic deposits 33.40%
Time deposits $36K
Time deposits under $100k $36.7M
Time deposits $100k to $250k $32.6M
Time deposits over $250k $32.8M
Noninterest-bearing share of deposits 16.52%

Stability of funding

Stability of funding for Viking Bank, N.A., Q2 2026
Line item Q2 2026
Core deposits $250.3M
Core deposits to total deposits 88.43%
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $0
Brokered deposits to total deposits 0.00%

Cost of deposits

Cost of deposits for Viking Bank, N.A., Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.46%
Interest expense on deposits $1.4M
Loans and leases to core deposits 103.81%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, Viking Bank, N.A., oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $232.3M 85.10% 0.99% 2.38%
Q4 2023 $224.0M 85.13% 1.03% 2.65%
Q1 2024 $227.0M 86.43% 1.02% 2.71%
Q2 2024 $217.7M 85.46% 1.06% 2.81%
Q3 2024 $227.3M 86.34% 0.25% 3.01%
Q4 2024 $236.3M 86.51% 0.24% 3.23%
Q1 2025 $231.6M 85.89% 0.24% 2.67%
Q2 2025 $230.6M 87.17% 0.24% 2.68%
Q3 2025 $248.1M 87.39% 0.22% 2.64%
Q4 2025 $261.5M 87.82% 0.21% 2.62%
Q1 2026 $266.9M 87.65% 0.00% 2.49%
Q2 2026 $283.1M 88.43% 0.00% 2.46%

Viking Bank, N.A. deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Viking Bank, N.A. profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 32082) · FFIEC NIC profile (RSSD 484776)