Vision Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Vision Bank of Ada, OK against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.10% | 1.34% | -0.24% | 39th below |
| ROAE | 15.48% | 13.31% | +2.17% | 69th above |
| Net Interest Margin | 3.99% | 3.93% | +0.06% | 53rd above |
| Efficiency Ratio | 68.31% | 61.13% | +7.18% | 32nd below |
| PPNR / Avg Assets | 1.43% | 1.68% | -0.25% | 40th below |
| Yield on Earning Assets | 5.67% | 5.67% | +0.00% | 53rd above |
| Cost of Funds | 1.76% | 1.88% | -0.12% | 53rd above |
| Net Interest Spread | 3.42% | 3.32% | +0.10% | 55th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.56% | 0.94% | +1.62% | 9th bottom |
| NPA / Total Assets | 1.83% | 0.70% | +1.13% | 9th bottom |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 84th top |
| ACL / Total Loans | 1.75% | 1.28% | +0.47% | 89th top |
| ACL / NPLs (Coverage) | 68.39% | 1540.23% | -1471.84% | 17th bottom |
| Texas Ratio | 22.29% | 7.32% | +14.97% | 6th bottom |
| Provision / NCO | 1416.18% | 1395.46% | +20.72% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.13% | 19.51% | -6.38% | 30th below |
| Tier 1 Ratio | 13.13% | 19.55% | -6.42% | 30th below |
| Total Capital Ratio | 14.38% | 20.63% | -6.25% | 31st below |
| Leverage Ratio | 9.20% | 12.14% | -2.94% | 15th bottom |
| Equity / Assets | 7.35% | 11.38% | -4.03% | 8th bottom |
| TCE / Tangible Assets | 7.34% | 11.10% | -3.76% | 10th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 84.38% | 80.63% | +3.75% | 42nd below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.64% | 86.86% | +0.78% | 42nd below |
| Wholesale Funding Ratio | 8.23% | 5.03% | +3.20% | 20th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.35% | 6.85% | -0.50% | 64th above |
| Loan Growth (Y/Y) | 1.55% | 7.91% | -6.36% | 29th below |
| Deposit Growth (Y/Y) | 8.29% | 6.29% | +2.00% | 77th top |
See Vision Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Vision Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Vision Bank profile, how to read a UBPR, or how this data updates.