The Warrington Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 1.92 percentage points lower than in Q1 2026, at 59.29%. Within Florida, The Warrington Bank is 57th of 79 on return on assets, 0.72% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. The Warrington Bank sits 0.54 points lower, at 0.72% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 16.72% |
| Equity capital to assets | 16.59% |
| Tangible equity to tangible assets | 16.59% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 0.97% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.72% |
| Return on equity | 4.32% |
| Net interest margin | 3.06% |
| Efficiency ratio | 70.85% |
| Yield on earning assets | 3.58% |
| Cost of funds | 0.61% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 37.91% |
| Core deposits to total deposits | 99.81% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 83.35% |
| Securities to assets | 59.29% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 14.81% | 0.20% | 2.13% | 0.35% | 0.00% |
| Q4 2023 | 14.84% | 0.04% | 2.14% | 0.00% | 0.00% |
| Q1 2024 | 15.01% | 0.21% | 2.15% | 0.00% | 0.00% |
| Q2 2024 | 15.11% | 0.19% | 2.12% | 0.00% | 0.00% |
| Q3 2024 | 15.35% | 0.14% | 2.19% | 0.00% | 0.00% |
| Q4 2024 | 16.37% | 0.35% | 2.43% | 0.00% | 0.00% |
| Q1 2025 | 16.92% | 0.36% | 2.55% | 0.00% | 0.00% |
| Q2 2025 | 16.78% | 0.44% | 2.69% | 0.00% | 0.00% |
| Q3 2025 | 16.57% | 0.41% | 2.80% | 0.00% | 0.00% |
| Q4 2025 | 16.58% | 0.54% | 2.81% | 0.00% | 0.00% |
| Q1 2026 | 16.56% | 0.64% | 2.92% | 0.00% | 0.00% |
| Q2 2026 | 16.72% | 0.72% | 3.06% | 0.00% | 0.00% |
The Warrington Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Warrington Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Warrington Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17193) · FFIEC NIC profile (RSSD 199137)