Washington County Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Washington County Bank of Blair, NE against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.76% | 1.34% | +0.42% | 77th top |
| ROAE | 14.70% | 13.32% | +1.38% | 64th above |
| Net Interest Margin | 4.05% | 3.93% | +0.12% | 56th above |
| Efficiency Ratio | 47.97% | 61.14% | -13.17% | 85th top |
| PPNR / Avg Assets | 2.26% | 1.68% | +0.58% | 82nd top |
| Yield on Earning Assets | 5.47% | 5.67% | -0.20% | 44th below |
| Cost of Funds | 1.55% | 1.88% | -0.33% | 66th above |
| Net Interest Spread | 3.52% | 3.32% | +0.20% | 60th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.32% | 0.94% | -0.62% | 56th above |
| NPA / Total Assets | 0.24% | 0.70% | -0.46% | 56th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.09% | 0.16% | -0.07% | 19th bottom |
| ACL / Total Loans | 1.17% | 1.28% | -0.11% | 47th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 363.15% | 1546.95% | -1183.80% | 64th above |
| Texas Ratio | 1.96% | 7.34% | -5.38% | 63rd above |
| Provision / NCO | 62.18% | 1396.17% | -1333.99% | 30th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 16.52% | 19.49% | -2.97% | 61st above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 16.52% | 19.52% | -3.00% | 60th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 17.65% | 20.61% | -2.96% | 61st above |
| Leverage Ratio | 12.79% | 12.14% | +0.65% | 73rd above |
| Equity / Assets | 12.40% | 11.36% | +1.04% | 74th above |
| TCE / Tangible Assets | 12.27% | 11.08% | +1.19% | 76th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.76% | 80.66% | +9.10% | 29th below |
| Core Deposit Ratio | 89.16% | 86.85% | +2.31% | 50th above |
| Wholesale Funding Ratio | 2.74% | 5.04% | -2.30% | 59th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.61% | 6.84% | +0.77% | 73rd above |
| Loan Growth (Y/Y) | 1.95% | 7.92% | -5.97% | 31st below |
| Deposit Growth (Y/Y) | 6.39% | 6.29% | +0.10% | 67th above |
See Washington County Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Washington County Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Washington County Bank profile, how to read a UBPR, or how this data updates.