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West Texas National Bank: Tier 1 Risk-Based Capital Ratio

16.75% Ranks #628 of 2,136 U.S. banks · 71st percentile

Data as of · sourced from FFIEC call reports. How we update

West Texas National Bank reported a tier 1 risk-based capital ratio of 16.75% as of Q2 2026, ranking #628 of 2,136 U.S. banks (71st percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 16.75%
Q1 2026 15.80%
Q4 2025 15.29%
Q3 2025 14.90%
Q2 2025 14.97%
Q1 2025 15.46%
Q4 2024 14.75%
Q3 2024 14.04%
Q2 2024 13.88%
Q1 2024 15.27%
Q4 2023 14.21%
Q3 2023 13.50%

National Context

Latest value 16.75%
National rank#628 of 2,136
Percentile 71st
12-quarter low13.50%
12-quarter high16.75%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is West Texas National Bank's Tier 1 Risk-Based Capital Ratio?

West Texas National Bank's Tier 1 Risk-Based Capital Ratio was 16.75% as of Q2 2026, ranking #628 of 2,136 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full West Texas National Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 22957) · FFIEC NIC profile (RSSD 237066)