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Westamerica Bank: Return on Average Equity

17.63% Ranks #753 of 3,651 U.S. banks · 79th percentile

Data as of · sourced from FFIEC call reports. How we update

Westamerica Bank reported a return on average equity of 17.63% as of Q2 2026, ranking #753 of 3,651 U.S. banks (79th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 17.63%
Q1 2026 17.23%
Q4 2025 17.63%
Q3 2025 17.70%
Q2 2025 18.69%
Q1 2025 20.42%
Q4 2024 20.50%
Q3 2024 21.90%
Q2 2024 24.44%
Q1 2024 24.93%
Q4 2023 28.99%
Q3 2023 32.69%

National Context

Latest value 17.63%
National rank#753 of 3,651
Percentile 79th
12-quarter low17.23%
12-quarter high32.69%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Westamerica Bank's Return on Average Equity?

Westamerica Bank's Return on Average Equity was 17.63% as of Q2 2026, ranking #753 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Westamerica Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 3430) · FFIEC NIC profile (RSSD 697763)