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Wintrust Bank, N.A.: Non-Performing Assets Ratio

0.38% Ranks #1,831 of 3,656 U.S. banks · 50th percentile

Data as of · sourced from FFIEC call reports. How we update

Wintrust Bank, N.A. reported a non-performing assets ratio of 0.38% as of Q2 2026, ranking #1,831 of 3,656 U.S. banks (50th percentile). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 0.38%
Q1 2026 0.38%
Q4 2025 0.48%
Q3 2025 0.55%
Q2 2025 0.82%
Q1 2025 0.58%
Q4 2024 0.71%
Q3 2024 0.72%
Q2 2024 0.97%
Q1 2024 0.44%
Q4 2023 0.46%
Q3 2023 0.35%

National Context

Latest value 0.38%
National rank#1,831 of 3,656
Percentile 50th
12-quarter low0.35%
12-quarter high0.97%
Full rankingView leaderboard

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Most community banks report NPA between 0.2% and 1%. Spikes are usually CRE-driven (commercial real estate downturns produce OREO in waves). Compare NPA to NPL: if NPA materially exceeds NPL, the bank is sitting on foreclosed property.

Full definition & formula →

Frequently asked questions

What is Wintrust Bank, N.A.'s Non-Performing Assets Ratio?

Wintrust Bank, N.A.'s Non-Performing Assets Ratio was 0.38% as of Q2 2026, ranking #1831 of 3,656 U.S. banks.

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Wintrust Bank, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 33935) · FFIEC NIC profile (RSSD 2239288)