Call report code · Schedule RC-R, Part II
RCONS451: Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 0 Pct Risk Weight Category
RCONS451 is the call report code for loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual - 0 pct risk weight category, reported on Schedule RC-R, Part II, Risk-Weighted Assets. For Q2 2026, 2,407 banks reported it, totaling $40.4M; the median among the 43 with a nonzero amount was $308K. The largest value reported for Q2 2026 was $7.1M, by FNB Community Bank.
Where RCONS451 sits on the call report
| Code | RCONS451 (prefix RCON, item S451) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-R, Part II, Risk-Weighted Assets |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2015 |
The same item under other prefixes
Item S451 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDS451 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 77 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONS451 |
|---|---|---|
| FNB Community Bank | Midwest City, OK | $7.1M |
| Equity Bank | Andover, KS | $6.3M |
| Sunflower Bank, N.A. | Dallas, TX | $4.0M |
| Customers Bank | Malvern, PA | $3.9M |
| Bayfirst National Bank | Saint Petersburg, FL | $3.2M |
| Guardian Bank | Valdosta, GA | $2.2M |
| Associated Bank, N.A. | Green Bay, WI | $1.7M |
| Summit State Bank | Santa Rosa, CA | $1.7M |
| Green Dot Bank | Provo, UT | $939K |
| First National Bank of Oklahoma | Oklahoma City, OK | $775K |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 2,407 | $40.4M |
| March 31, 2026 | 761 | $29.2M |
| December 31, 2025 | 2,595 | $52.9M |
| September 30, 2025 | 810 | $44.8M |
| June 30, 2025 | 2,683 | $64.2M |
| March 31, 2025 | 830 | $53.5M |
| December 31, 2024 | 2,763 | $73.4M |
| September 30, 2024 | 855 | $61.5M |
Related
All codes on Schedule RC-R, Part II · All call report schedules · Find the code for a loan type · What a call report is