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Credit union call report ยท Arlington Heights, IL

A a E C Credit Union Call Report

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A a E C Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 250 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

A a E C Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number60648
Federal Reserve RSSD ID519397

The official copy: search charter number 60648 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

A a E C Credit Union call report, Q2 2026

Statement of Financial Condition (33 items)
A a E C Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $237K
1c. Total Cash on Hand 730A $237K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $11.0M
2c. Cash on Deposit in Other Financial Institutions 730B2 $116K
2. Cash on Deposit (total) 730B $11.1M
3. Time Deposits in Banks and Credit Unions AS0007 $37.2M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $48.5M
6. Equity Securities AS0055 $406K
8. Available-for-Sale Debt Securities AS0067 $14.4M
11. TOTAL INVESTMENT SECURITIES AS0013 $14.8M
12b. Perpetual Contributed Capital 769B $43K
12c. All Other Investments AS0016 $1.0M
13. TOTAL OTHER INVESTMENTS AS0017 $1.0M
15a. Number of Total Loans and Leases 025A 1,795
15b. Total Loans and Leases 025B $51.2M
17. ACL on Loans and Leases AS0048 $130K
19. Land and Building 007 $1.8M
20. Other Fixed Assets 008 $8K
21. NCUA Share Insurance Capitalization Deposit 794 $976K
22d. Accrued Interest on Loans 009A $125K
22e. Accrued Interest on Investments 009B $52K
22f. All Other Assets 009C $397K
22g. Total Other Assets AS0036 $574K
23. TOTAL ASSETS 010 $118.9M
Accounts Payable and Other Liabilities 825 $1.0M
Accrued Dividends and Interest Payable 820A $55K
Member Shares of All Types 013 $102.3M
Total Shares and Deposits 018 $102.3M
Undivided Earnings 940 $15.1M
Net Income (equity) 602 $425K
Total Net Worth 997 $15.5M
Net Worth Ratio 998 13.03%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $118.9M
Statement of Income and Expense (25 items)
A a E C Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.6M
3. Income from Investments 120 $888K
5. TOTAL INTEREST INCOME 115 $2.5M
6. Dividends on Shares 380 $312K
7. Interest on Deposits 381 $598K
8. Interest on Borrowed Money 340 $31
9. TOTAL INTEREST EXPENSE 350 $910K
10. NET INTEREST INCOME IS0010 $1.6M
12a. Credit Loss Expense - Loans and Leases IS0011 $50K
12e. Total Credit Loss Expense IS0017 $50K
13. Fee Income 131 $34K
14. Other Operating Income IS0020 $31K
15. Gain (Loss) on Equity/Trading Securities IS0046 $47K
23. TOTAL NON-INTEREST INCOME 117 $113K
24. Employee Compensation and Benefits 210 $620K
25. Travel and Conference 230 $21K
26. Office Occupancy 250 $98K
27. Office Operations 260 $289K
28. Educational and Promotional 270 $24K
29. Loan Servicing 280 $83K
30. Professional and Outside Services 290 $41K
32. Operating Fees 320 $21K
33. Miscellaneous Operating Expense 360 $4K
34. TOTAL NON-INTEREST EXPENSE 671 $1.2M
35. NET INCOME 661A $425K
Statement pages - all other filed accounts (20 items)

delinquency (21%), credit cards (21%)

A a E C Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $1K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $4K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $5K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $832
Loans Granted Year-to-Date 031A $284
Amount of Loans Granted Year-to-Date 031B $9.1M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $9K
Number of current members (not number of accounts) 083 4,538
Number of potential members 084 1,000,000
Interest Rate of Unsecured Credit Card Loans 521 1,190.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 899.00%
Interest Rate of New Vehicle Loans 523 499.00%
Interest Rate of Used Vehicle Loans 524 699.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $72K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $20K
Amount of Regular Shares 657 $61.1M
Amount of Share Drafts 902 $11.7M
Share Certificates - < 1 Year 908A $29.3M
Total Amount of Share Certificates 908C $29.5M
Number of Used Vehicle Loans 968 395
NCUA data file FS220A (19 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

A a E C Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $102.1M
Total Shares - 1-3 Years 013B1 $158K
Total Shares - > 3 Years 013B2 $44K
Total Shares and Deposits - < 1 Year 018A $102.1M
Total Shares and Deposits - 1-3 Years 018B1 $158K
Total Shares and Deposits - > 3 Years 018B2 $44K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 3
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $5.5M
Amount of New Vehicle Loans 385 $4.6M
Amount of Unsecured Credit Card Loans 396 $807K
Amount of All Other Unsecured Loans/Lines of Credit 397 $4.0M
Share Certificates 451 $506
Number of Accounts for Share Drafts 452 1,435
Number of Accounts for Regular Shares 454 5,155
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 7,096
Number of credit union employees who are Full-Time (26 hours or more) 564A 11
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 4
Total credit lines 881 $2.2M
NCUA data file FS220B (21 items)

maturity and repricing buckets (40%), credit cards (17%)

A a E C Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $4K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $5K
Number - Total Delinquent Credit Card Loans 045A 2
Total Amount of Delinquent Unsecured Credit Card Loans 045B $9K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $4.9M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $4.9M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $97.4M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
Amount of Regular Shares - < 1 Year 657A $61.1M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $9K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $3K
Amount of Share Drafts - < 1 Year 902A $11.7M
Share Certificates - 1-3 Years 908B1 $158K
Share Certificates - > 3 Years 908B2 $44K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $670K
Number of New Vehicle Loans 958 182
Total Shares 966 $7K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $384K
Number of Unsecured Credit Card Loans 993 323
Number of All Other Unsecured Loans/Lines of Credit 994 535
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 14
NCUA data file FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

A a E C Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $4
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $19.3M
Outstanding balance of brokered certificates of deposit and share certificates 788 $6.5M
NCUA data file FS220D (23 items)

member services and products offered (69%), CUSO relationships (27%)

A a E C Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Brokered Certificates of Deposits 879N $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

A a E C Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $2.2M
NCUA data file FS220H (4 items)

student loans (43%), delinquency (27%)

A a E C Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Interest Rate on Non-Federally Guaranteed Student Loans 595A 850.00%
Amount of Non-Federally Guaranteed Student Loans 698A $21K
Total Unfunded Commitments for all loan types 816A $14.5M
Number of Non-Federally Guaranteed Student Loans 963A 6
NCUA data file FS220I (5 items)

vehicle lending (59%), delinquency (44%)

A a E C Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $832
Number of Reportable Delinquent Used Vehicle Loans 035E2 1
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $832
Commercial Share Accounts 643 $468K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $1K
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

A a E C Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Securities 789C $3.0M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $3.0M
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

A a E C Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $51.2M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $9.6M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 650.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 300.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 717.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $463K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $26.2M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

A a E C Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $12.5M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $2.1M
Total Unfunded Commitments for Non-Commercial Loans 816T $14.5M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 125
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 194
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 35
NCUA data file FS220N (9 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

A a E C Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Equity Securities >5 and <= 10 Years AS0053 $406K
Available-for-sale Debt Securities <=1 Year AS0062 $11.4M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $101K
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $236K
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $277K
Available-for-sale Debt Securities > 10 Years AS0066 $2.4M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$59K
Total Liabilities LI0069 $103.4M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $118.9M
NCUA data file FS220P (4 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

A a E C Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $64K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $17K
All Other Unsecured Loans/Lines of Credit DL0022 $1K
Amount of Commercial Loans in Non-Accrual Status DL0146 $832
NCUA data file FS220Q (31 items)

investment portfolio detail (69%)

A a E C Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Available-for-sale Amortized Cost - US Government Obligations NV0003 $11.5M
Available-for-sale Fair Value - US Government Obligations NV0004 $11.4M
Available-for-sale Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0079 $3.0M
Available-for-sale Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0080 $3.0M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $14.5M
Total Fair Value Available-for-Sale Debt Securities NV0084 $14.4M
Trading Investments - Equity Securities - Common Stock NV0106 $406K
Trading Investments - Equity Securities - Total Equity Securities NV0109 $406K
Total Trading Debt and Equity Securities NV0110 $406K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $11.8M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $5.2M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $19.9M
Investment Maturity Distribution - Time Deposits - >5-10 Years NV0114 $250K
Investment Maturity Distribution - Time Deposits - Total NV0116 $37.2M
Investment Maturity Distribution - Equity Securities - Total NV0122 $406K
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $14.4M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >5-10 Years NV0144 $1.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $43K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $1.0M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $23.2M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $5.3M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $20.2M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $1.9M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $2.4M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $53.1M
RBC Total Equity RB0001 $15.5M
RBC Allowance for Credit Losses RB0002 $130K
RBC Total Additions RB0005 $130K
RBC Total Deductions RB0009 $976K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $14.6M
RBC Risk-Based Capital Numerator RB0012 $14.6M
NCUA data file FS220R (33 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

A a E C Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $15.9M
RBC Schedule Total Consumer Loans RB0060 $15.4M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $130K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $130K
RBC Schedule Total Loans RB0079 $51.1M
RBC Total for Risk Weighting Total Loans RB0081 -$130K
RBC Total Loans 0% Weight RB0082 -$130K
RBC Schedule Total Other Assets RB0088 $3.4M
RBC Total for Risk Weighting Other Assets RB0090 $976K
RBC Other Assets 0% Weight RB0091 $976K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $118.9M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $846K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $846K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $118.9M
RBC Allowance for Credit Losses (Loans) RB0177 $130K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 92.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 21,402,991.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 3,270,750.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 33.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 4,762,264.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 579,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $26.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $3.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 194.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 9,611,111.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 2,234,732.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $9.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $2.2M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $319
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $35.8M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $6.1M
Total Shares SH0013 $102.3M
Total Shares and Deposits SH0018 $102.3M
NCUA data file FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

A a E C Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1

A a E C Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the A a E C Credit Union call report?

The A a E C Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does A a E C Credit Union file?

A a E C Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the A a E C Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for A a E C Credit Union is 60648.

How often does A a E C Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

A a E C Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.