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Credit union call report ยท Austin, TX

A+ Federal Credit Union Call Report

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A+ Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 482 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

A+ Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number6178
Federal Reserve RSSD ID775380

The official copy: search charter number 6178 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

A+ Federal Credit Union call report, Q2 2026

Statement of Financial Condition (39 items)
A+ Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $5.3M
1b. Cash Items in Process of Collection AS0005 $34.7M
1c. Total Cash on Hand 730A $40.0M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $340.4M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $25K
2c. Cash on Deposit in Other Financial Institutions 730B2 $127K
2. Cash on Deposit (total) 730B $340.5M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $380.6M
8. Available-for-Sale Debt Securities AS0067 $10.8M
10b. ACL on Available-for-Sale Debt Securities AS0042 -$2K
11. TOTAL INVESTMENT SECURITIES AS0013 $10.8M
12b. Perpetual Contributed Capital 769B $1.6M
12c. All Other Investments AS0016 $6.7M
13. TOTAL OTHER INVESTMENTS AS0017 $8.2M
14. Loans Held for Sale 003 $702K
15a. Number of Total Loans and Leases 025A 71,693
15b. Total Loans and Leases 025B $2.07B
17. ACL on Loans and Leases AS0048 $33.7M
18b. Foreclosed/Repossessed - Consumer RE AS0023 $660K
18c. Foreclosed/Repossessed - Vehicles AS0024 $4.0M
18e. Foreclosed/Repossessed Assets (total) 798A $4.6M
19. Land and Building 007 $47.4M
20. Other Fixed Assets 008 $2.0M
21. NCUA Share Insurance Capitalization Deposit 794 $19.0M
22b. Mortgage Servicing Rights 779 $623K
22d. Accrued Interest on Loans 009A $6.9M
22e. Accrued Interest on Investments 009B $32K
22f. All Other Assets 009C $60.9M
22g. Total Other Assets AS0036 $68.5M
23. TOTAL ASSETS 010 $2.58B
Accounts Payable and Other Liabilities 825 $43.9M
Borrowings (total) 860C $120.0M
Member Shares of All Types 013 $2.01B
Nonmember Deposits 880 $49.3M
Total Shares and Deposits 018 $2.06B
Undivided Earnings 940 $352.5M
Total Net Worth 997 $352.5M
Net Worth Ratio 998 13.67%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $2.58B
Statement of Income and Expense (28 items)
A+ Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $61.4M
3. Income from Investments 120 $5.9M
5. TOTAL INTEREST INCOME 115 $67.3M
6. Dividends on Shares 380 $12.9M
8. Interest on Borrowed Money 340 $2.2M
9. TOTAL INTEREST EXPENSE 350 $15.2M
10. NET INTEREST INCOME IS0010 $52.1M
12a. Credit Loss Expense - Loans and Leases IS0011 $12.9M
12b. Credit Loss Expense - AFS Debt Securities IS0012 -$565
12e. Total Credit Loss Expense IS0017 $12.9M
13. Fee Income 131 $6.8M
14. Other Operating Income IS0020 $10.4M
15. Gain (Loss) on Equity/Trading Securities IS0046 $1.9M
16. Gain (Loss) on Other Investments IS0047 $59
18. Gain (Loss) on Disposition of Fixed Assets 430 $47K
19. Gain (Loss) on Sale of Loans IS0029 $58K
23. TOTAL NON-INTEREST INCOME 117 $19.1M
24. Employee Compensation and Benefits 210 $28.6M
25. Travel and Conference 230 $122K
26. Office Occupancy 250 $2.4M
27. Office Operations 260 $1.9M
28. Educational and Promotional 270 $1.8M
29. Loan Servicing 280 $1.3M
30. Professional and Outside Services 290 $9.6M
32. Operating Fees 320 $179K
33. Miscellaneous Operating Expense 360 $1.0M
34. TOTAL NON-INTEREST EXPENSE 671 $46.9M
35. NET INCOME 661A $11.5M
Statement pages - all other filed accounts (25 items)

delinquency (21%), credit cards (21%)

A+ Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $24.9M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $13.4M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $6.8M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $6.4M
Loans Granted Year-to-Date 031A $14K
Amount of Loans Granted Year-to-Date 031B $259.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $43.0M
Number of current members (not number of accounts) 083 191,614
Number of potential members 084 710,000
Net Member Business Loan Balance 400A $200.2M
Non-Member Deposits 457 $49K
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 949.00%
Interest Rate of New Vehicle Loans 523 574.00%
Interest Rate of Used Vehicle Loans 524 574.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $17.6M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $1.2M
Total Amount of All Other Shares 630 $4.8M
Amount of Regular Shares 657 $714.8M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $660K
Amount of Share Drafts 902 $475.4M
IRA/KEOGH Accounts - < 1 Year 906A $55.8M
Share Certificates - < 1 Year 908A $348.5M
Total Amount of Share Certificates 908C $507.5M
Total Amount of Money Market Shares 911 $238.5M
Number of Used Vehicle Loans 968 18,762
NCUA data file FS220A (31 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

A+ Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $1.84B
Total Shares - 1-3 Years 013B1 $155.9M
Total Shares - > 3 Years 013B2 $18.8M
Total Shares and Deposits - < 1 Year 018A $1.84B
Total Shares and Deposits - 1-3 Years 018B1 $185.9M
Total Shares and Deposits - > 3 Years 018B2 $33.8M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 1,823
Amount of Delinquent Indirect Loans 041E $32.2M
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $392.8M
Amount of New Vehicle Loans 385 $129.9M
Amount of All Other Unsecured Loans/Lines of Credit 397 $118.2M
Share Certificates 451 $43K
Number of Accounts for Share Drafts 452 121,729
IRA/KEOGH Accounts 453 $5K
Number of Accounts for Regular Shares 454 205,284
All other shares 455 $3K
Money Market Shares 458 $9K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 435,102
Number of credit union employees who are Full-Time (26 hours or more) 564A 494
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 36
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $27.4M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,672.00%
Number of Outstanding Indirect Loans 617A 29,368
Total Amount of Outstanding Indirect Loans 618A $998.3M
Amount of real estate loans sold but serviced by the credit union 779A $13.2M
Total credit lines 881 $903.1M
Draws against lines of credit, less than 1 year 883A $95.0M
Draws against lines of credit, 1 to 3 years 883B1 $25.0M
Draws against lines of credit, total amount 883C $120.0M
High School Number of Branches PP0031 $5
NCUA data file FS220B (26 items)

maturity and repricing buckets (40%), credit cards (17%)

A+ Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $162.1M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $162.1M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $1.90B
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
All other shares - < 1 Year 630A $4.8M
Amount of Regular Shares - < 1 Year 657A $714.8M
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $4.3M
Total Borrowings - < 1 Year 860A $95.0M
Total Borrowings - 1-3 Years 860B1 $25.0M
Non-Member Deposits - < 1 Year 880A $4.3M
Non-Member Deposits - 1-3 Years 880B1 $30.0M
Non-Member Deposits - > 3 Years 880B2 $15.0M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $475.4M
IRA/KEOGH Accounts - 1-3 Years 906B1 $13.3M
IRA/KEOGH Accounts - > 3 Years 906B2 $2.4M
Total Amount of IRA/KEOGH Accounts 906C $71.5M
Share Certificates - 1-3 Years 908B1 $142.6M
Share Certificates - > 3 Years 908B2 $16.4M
Money Market Shares - < 1 Year 911A $238.5M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $1.2M
Number of New Vehicle Loans 958 3,832
Total Shares 966 $386K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $1.8M
Number of All Other Unsecured Loans/Lines of Credit 994 30,464
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 17
NCUA data file FS220C (6 items)

charge-offs and recoveries (27%), participation loans (18%)

A+ Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $13.5M
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $842K
Number of credit union branches (include the main office if member services are conducted at that location) 566 22
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $281.3M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $15.6M
NCUA data file FS220D (35 items)

member services and products offered (69%), CUSO relationships (27%)

A+ Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Credit Management and Repair 879B6 $1
Online Financial Literacy 879B7 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Certificates of Deposits 879N $1
Brokered Deposits (All deposits acquired through a third party) 879T $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Point-of-sale-Processing PI0012 $1
High School PP0030 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (8 items)

loans and leases (32%), participation loans (18%)

A+ Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Other-Than-Temporary Impairment (OTTI) Losses 420A $59
OTTI Losses Recognized in Earnings 420C $59
Total Outstanding Amount of Participation Loans Purchased By Type 691L $148K
Total Outstanding Amount of Participation Loans Sold By Type 691N $16.3M
Outstanding Amount of Real Estate Participation Loans Sold 691N2 $2.4M
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 4
Assets Pledged to Secure Borrowings 878 $1.95B
Total Credit Lines at Corporate Credit Unions 884 $165.0M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

A+ Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $74.7M
Total number of TDR loans outstanding 1000F $166
Total amount of TDR loans outstanding 1001F $1.5M
NCUA data file FS220I (20 items)

vehicle lending (59%), delinquency (44%)

A+ Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $3.4M
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $8.0M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $911K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $2.5M
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $442K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $932K
Amount of New Vehicle Loans Delinquent >=360 days 023C1 $653K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $1.1M
Number of Reportable Delinquent New Vehicle Loans 035E1 99
Number of Reportable Delinquent Used Vehicle Loans 035E2 486
Amount of Reportable Delinquent New Vehicle Loans 041C1 $3.1M
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $8.1M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $1.7M
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $5.6M
Amount of New Vehicle Loans YTD Recoveries 551C1 $131K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $360K
Commercial Share Accounts 643 $70.8M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $662K
Draws Against LOCs from FHLB 885A3 $120.0M
Total Draws Againts LOCs 885A4 $120.0M
NCUA data file FS220J (4 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

A+ Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $2.0M
Other Assets - Other Insurance 789E2 $14.4M
Other Assets - Other Non-insurance 789F $31.6M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $48.1M
NCUA data file FS220L (49 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

A+ Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $72K
Total Amount of Loans & Leases on Loan Schedule 025B1 $2.07B
Outstanding Balance of Member Commercial Loans Secured by Farmland 042A5 $51K
Amount of Agricultural Commercial Loans 042A9 $51K
Total number of commercial loans to members granted or purchased YTD 090A1 $19
Number of Member Unsecured Commercial Loans granted or purchased YTD 090C5 2
Number of Member Unsecured Revolving Lines of Credit granted for Commercial Purposes granted or purchased YTD 090C6 6
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 1
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 8
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $11
Number of member construction and development commercial loans 143A3 6
Outstanding balance of member construction and development commercial loans 143B3 $9.7M
Number of member construction and development commercial loans granted or purchased YTD 143C3 2
Dollar Amount of member construction and development commercial loans granted or purchased YTD 143D3 $4.6M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $107.9M
Amount of All Other Real Estate Loans/Lines of Credit 386B $46K
Total outstanding balance of commercial loans to members 400A1 $192.6M
Total outstanding balance of nonmember commercial loans 400B1 $148K
Outstanding balance of Unsecured Member Commercial Loans 400C5 $1.0M
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $855K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $16.5M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $73.5M
Outstanding balance of Member Commercial and Industrial loans 400L2 $76K
Outstanding balance of member commercial loans Secured Multifamily Property 400M $90.9M
Outstanding balance of purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property 400M1 $148K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $2.0M
Outstanding balance of all member and non-member commercial loans 400T1 $192.8M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $16.8M
Dollar Amount of Member Unsecured Commercial Loans granted or purchased YTD 475C5 $115K
Dollar Amount of Member Commercial Unsecured Revolving Lines of Credit Granted or purchased YTD 475C6 $280K
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $350K
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $11.5M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $16.4M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 663.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 1,346.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 575.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 638.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 604.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 724.00%
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $148K
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Sold 691N8 $10.9M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $252.7M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $875.1M
Balance Outstanding of 1st Mtg Residential construction Loans - Excluding Commercial Purpose 704A2 $202K
Total Outstanding Balance of real estate secured member commercial loans 718A3 $190.7M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $148K
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $190.8M
Amount of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061 $2.8M
Number of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061A 3
NCUA data file FS220M (25 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

A+ Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $27.2M
Total Unfunded Commitments for Commercial Loans 814K $6.2M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $34.9M
Total Unfunded Commitments for Non-Commercial Loans 816T $68.4M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $6.4M
Total number of member commercial loans 900A1 $238
Total number of nonmember commercial loans 900B1 $1
Number of Member Unsecured Commercial Loans 900C5 3
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 15
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 33
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 76
Total number of real estate secured member commercial loans 900K2 $219
Total number of real estate secured nonmember commercial loans 900K3 $1
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 220
Number of Member Commercial and Industrial loans 900L2 1
Number of member commercial loans Secured by Multifamily Property 900M 103
Number of purchased or participation interests in commercial loans Secured by Multifamily Property to nonmembers 900M1 1
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 19
Total Number of Member and Nonmember commercial loans 900T1 $239
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 7,058
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 1,620
Number of All Other Real Estate Loans/Lines of Credit 960B 6
Number of member commercial loans Secured by Farmland 961A5 1
Number of Agricultural Commercial Loans 961A9 1
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 9,712
NCUA data file FS220N (8 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

A+ Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $6.0M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $2.9M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $1.9M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $433
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$489K
Total Liabilities LI0069 $2.23B
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $17.5M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $2.58B
NCUA data file FS220P (61 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

A+ Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $2.6M
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $324K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $5.4M
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $365K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0017 $1.2M
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0018 $3K
Loan Loss Information - YTD Charge Offs - Commercial Loans/Lines of Credit Secured by Multifamily CH0027 $1.0M
Loan Loss Information - YTD Charge Offs - Commercial Loans/Lines of Credit - Unsecured Commercial Loans CH0037 $57K
Loan Loss Information - YTD Recoveries - Commercial Loans/Lines of Credit - Unsecured Commercial Loans CH0038 $10
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $120.0M
All Other Unsecured Loans/Lines of Credit DL0022 $1.1M
All Other Unsecured Loans/Lines of Credit DL0023 $839K
All Other Unsecured Loans/Lines of Credit DL0024 $1.5M
All Other Unsecured Loans/Lines of Credit DL0025 $543K
All Other Unsecured Loans/Lines of Credit DL0026 $1K
All Other Unsecured Loans/Lines of Credit DL0027 $2.8M
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $755
New Vehicle Loans DL0030 $1.1M
Used Vehicle Loans DL0037 $3.5M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $7.1M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $3.5M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $3.5M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $1.8M
Delinquent Loans by Collateral Type - >=360 days - All Other Secured Non-Real Estate Loans/Lines of Credit DL0054 $1.2M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $10.0M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $326
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $2.9M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $6.7M
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $4.2M
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $2.7M
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $3.1M
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $16.7M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $134
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $219K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $711K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $455K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $380K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $407K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $2.0M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $22
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0106 $2.2M
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0108 $287K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0111 $287K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0112 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $16.5M
Amount of Consumer Loans in Non-Accrual Status DL0145 $42.4M
Amount of Commercial Loans in Non-Accrual Status DL0146 $7.9M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $27
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $531K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 16,870
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $392.8M
Number of Indirect Loans - First Lien and Junio Lien Residential Loans IN0003 3,762
Amount of Indirect Loans - First Lien and Junio Lien Residential Loans IN0004 $365.5M
Number of Indirect Loans - Commercial Loans IN0005 1
Amount of Indirect Loans - Commercial Loans IN0006 $148K
Number of Indirect Loans - All Other Loans IN0007 8,735
Amount of Indirect Loans - All Other Loans IN0008 $239.9M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $6.2M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $27.2M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $41.2M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $74.7M
NCUA data file FS220Q (38 items)

investment portfolio detail (69%)

A+ Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Off-Balance Sheet Exposures - Loans transferred with limited recourse or other seller-provided credit enhancements (net of any related valuation allowance) - Consumer Loans LQ0019 $676K
Off-Balance Sheet Exposures - Loans transferred with limited recourse or other seller-provided credit enhancements (net of any related valuation allowance) - Total LQ0020 $676K
Off-Balance Sheet Exposures - Loans Transferred under the FHLB MPF program LQ0021 $676K
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $537.6M
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $474.0M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $1.05B
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $368.9M
Total Borrowings LQ0860 $120.0M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $10.9M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $10.6M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $10.9M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $10.6M
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Residential Mortgage Related Securities NV0039 $368K
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Residential Mortgage Related Securities NV0040 $146K
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0051 $368K
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0052 $146K
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $11.3M
Total Fair Value Available-for-Sale Debt Securities NV0084 $10.8M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $10.8M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $6.7M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $1.6M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $8.2M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $6.0M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $9.5M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $1.9M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $433
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $1.6M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $19.0M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on Available for Sale Securities NV0160 $59
Total Gain (Loss) on Investments NV0162 $59
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $2.0M
RBC Total Equity RB0001 $352.5M
RBC Allowance for Credit Losses RB0002 $33.7M
RBC Total Additions RB0005 $33.7M
RBC Total Deductions RB0009 $19.0M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $367.2M
RBC Risk-Based Capital Numerator RB0012 $367.2M
Participation Loans: Participations Sold - Retained Balance Outstanding - Vehicle-Non-commercial SL0038 $3.0M
NCUA data file FS220R (69 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

A+ Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $264.0M
CCULR Election to opt into the Complex Credit Union Leverage Ratio LR0001 1.00%
CCULR Off-Balance sheet exposures LR0002 $76.0M
CCULR Off-Balance sheet exposures ratio LR0003 294.00%
RBC Schedule Total Investments RB0039 $19.0M
RBC Schedule Total Consumer Loans RB0060 $893.7M
RBC Schedule Total Commercial Loans RB0068 $192.8M
RBC Adjustments to Loans Held for Sale RB0075 -$702K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $33.7M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $33.7M
RBC Schedule Total Loans RB0079 $2.04B
RBC Adjustments to Total Loans RB0080 -$702K
RBC Total for Risk Weighting Total Loans RB0081 -$33.7M
RBC Total Loans 0% Weight RB0082 -$33.7M
RBC Schedule Total Other Assets RB0088 $141.4M
RBC Total for Risk Weighting Other Assets RB0090 $19.0M
RBC Other Assets 0% Weight RB0091 $19.0M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $2.58B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$14.7M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$14.7M
RBC All other off-balance sheet exposures RB0133 $676K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $2.58B
RBC Allowance for Credit Losses (Loans) RB0177 $33.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 4,826.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 662,685,897.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 28,254,960.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 1,515.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 124,363,660.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 4,777,556.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $17
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $2.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $79
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $12.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $721K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 621.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 73,313,562.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 4,934,908.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $875.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $38.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 1,174.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 75,844,034.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 8,970,921.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 102,552.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Fixed Rate RL0024 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Fixed Rate RL0025 148,109.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 444.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 31,824,043.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 6,977,913.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $107.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $15.9M
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 5.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 44,059.00%
All Other (Non-commercial) Real Estate - Closed-End - Adjustable Rate - Number of Loans Outstanding RL0035 1.00%
All Other (Non-commercial) Real Estate - Closed-End - Adjustable Rate - Amount of Loans Outstanding RL0036 1,481.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $46K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $9K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $983.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $54.6M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $66.9M
Total Shares SH0013 $2.01B
Total Shares and Deposits SH0018 $2.06B
Total Non-Member Deposits SH0880 $49.3M
Number of Loans Sold, Year-to-date SL0022 16
Amount of Loans Sold, Year-to-date SL0023 $4.3M
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 16
Number of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0028 4
Amount of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0029 $640K
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 61
NCUA data file FS220S (7 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

A+ Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Person-to-Person payments PP0045 $1
FinTech-Other PP0048 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

A+ Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the A+ Federal Credit Union call report?

The A+ Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does A+ Federal Credit Union file?

A+ Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the A+ Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for A+ Federal Credit Union is 6178.

How often does A+ Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

A+ Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.