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Advantage One Credit Union: Loan-to-Share Ratio

91.97% In the BankRegReports watch band

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 68679) · FFIEC NIC profile (RSSD 631682)

Advantage One Credit Union reported a loan-to-share ratio of 91.97% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

NCUA sets no threshold for the loan-to-share ratio. The band shown above is a BankRegReports reference band, not a regulatory standard.

6-Quarter Trend

Q1 2025 Q2 2026 (latest)
Q2 202691.97%
Q1 202688.58%
Q4 202591.28%
Q3 202590.41%
Q2 202587.31%
Q1 202587.32%

What Loan-to-Share Ratio Means

Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

Full definition & formula →

Loan-to-Share Ratio against similar-size credit unions

Compared with 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.

Metric This credit union Peer median Rank among peers
Loan-to-share ratio Middle half of peers: 62.05% to 86.41% 91.97% 75.66% 86th position only

Explore more for Advantage One Credit Union: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.