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Credit union call report ยท Alton, IL

Altonized Community Federal Credit Union Call Report

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Altonized Community Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 261 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Altonized Community Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number3316
Federal Reserve RSSD ID569178

The official copy: search charter number 3316 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Altonized Community Federal Credit Union call report, Q2 2026

Statement of Financial Condition (28 items)
Altonized Community Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $826K
1c. Total Cash on Hand 730A $826K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $15.5M
2. Cash on Deposit (total) 730B $15.5M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $16.3M
6. Equity Securities AS0055 $230K
8. Available-for-Sale Debt Securities AS0067 $11.6M
11. TOTAL INVESTMENT SECURITIES AS0013 $11.8M
12b. Perpetual Contributed Capital 769B $250K
13. TOTAL OTHER INVESTMENTS AS0017 $250K
15a. Number of Total Loans and Leases 025A 2,039
15b. Total Loans and Leases 025B $21.8M
17. ACL on Loans and Leases AS0048 $151K
19. Land and Building 007 $891K
20. Other Fixed Assets 008 $77K
21. NCUA Share Insurance Capitalization Deposit 794 $422K
22d. Accrued Interest on Loans 009A $43K
22e. Accrued Interest on Investments 009B $27K
22f. All Other Assets 009C $1.6M
22g. Total Other Assets AS0036 $1.7M
23. TOTAL ASSETS 010 $53.1M
Accounts Payable and Other Liabilities 825 $126K
Member Shares of All Types 013 $49.0M
Total Shares and Deposits 018 $49.0M
Undivided Earnings 940 $4.6M
Total Net Worth 997 $4.6M
Net Worth Ratio 998 8.74%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $53.1M
Statement of Income and Expense (22 items)
Altonized Community Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $732K
3. Income from Investments 120 $225K
5. TOTAL INTEREST INCOME 115 $956K
6. Dividends on Shares 380 $111K
9. TOTAL INTEREST EXPENSE 350 $111K
10. NET INTEREST INCOME IS0010 $845K
12a. Credit Loss Expense - Loans and Leases IS0011 $22K
12e. Total Credit Loss Expense IS0017 $22K
13. Fee Income 131 $218K
14. Other Operating Income IS0020 $28K
23. TOTAL NON-INTEREST INCOME 117 $246K
24. Employee Compensation and Benefits 210 $405K
25. Travel and Conference 230 $5K
26. Office Occupancy 250 $65K
27. Office Operations 260 $198K
28. Educational and Promotional 270 $35K
29. Loan Servicing 280 $96K
30. Professional and Outside Services 290 $156K
32. Operating Fees 320 $12K
33. Miscellaneous Operating Expense 360 $2K
34. TOTAL NON-INTEREST EXPENSE 671 $975K
35. NET INCOME 661A $95K
Statement pages - all other filed accounts (20 items)

delinquency (21%), credit cards (21%)

Altonized Community Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $236K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $52K
Loans Granted Year-to-Date 031A $262
Amount of Loans Granted Year-to-Date 031B $4.5M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $203K
Number of current members (not number of accounts) 083 5,606
Number of potential members 084 125,000
Net Member Business Loan Balance 400A $28K
Interest Rate of Unsecured Credit Card Loans 521 990.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,290.00%
Interest Rate of New Vehicle Loans 523 499.00%
Interest Rate of Used Vehicle Loans 524 499.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $25K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $4K
Total Amount of All Other Shares 630 $1.5M
Amount of Regular Shares 657 $24.8M
Amount of Share Drafts 902 $17.2M
Share Certificates - < 1 Year 908A $4.6M
Total Amount of Share Certificates 908C $5.4M
Number of Used Vehicle Loans 968 699
NCUA data file FS220A (22 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Altonized Community Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $48.2M
Total Shares - 1-3 Years 013B1 $735K
Total Shares - > 3 Years 013B2 $70K
Total Shares and Deposits - < 1 Year 018A $48.2M
Total Shares and Deposits - 1-3 Years 018B1 $735K
Total Shares and Deposits - > 3 Years 018B2 $70K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 23
Effective date of last audit 063 $22K
Amount of Used Vehicle Loans 370 $9.6M
Amount of New Vehicle Loans 385 $2.9M
Amount of Unsecured Credit Card Loans 396 $1.5M
Amount of All Other Unsecured Loans/Lines of Credit 397 $2.7M
Share Certificates 451 $152
Number of Accounts for Share Drafts 452 3,085
Number of Accounts for Regular Shares 454 5,606
All other shares 455 $651
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 9,494
Number of credit union employees who are Full-Time (26 hours or more) 564A 8
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 4
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $470K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,650.30%
Total credit lines 881 $1.0M
NCUA data file FS220B (20 items)

maturity and repricing buckets (40%), credit cards (17%)

Altonized Community Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Number - Total Delinquent Credit Card Loans 045A 9
Total Amount of Delinquent Unsecured Credit Card Loans 045B $36K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $5.3M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $5.3M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $43.7M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
All other shares - < 1 Year 630A $1.5M
Amount of Regular Shares - < 1 Year 657A $24.8M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $22K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $430
Amount of Share Drafts - < 1 Year 902A $17.2M
Share Certificates - 1-3 Years 908B1 $735K
Share Certificates - > 3 Years 908B2 $70K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $587K
Number of New Vehicle Loans 958 115
Total Shares 966 $9K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $69K
Number of Unsecured Credit Card Loans 993 634
Number of All Other Unsecured Loans/Lines of Credit 994 360
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 16
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Altonized Community Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Accts Held by Member Government Depositors 631 $4.4M
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $2.7M
Outstanding balance of brokered certificates of deposit and share certificates 788 $12.3M
NCUA data file FS220D (18 items)

member services and products offered (69%), CUSO relationships (27%)

Altonized Community Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
No Cost Bill Payer 879C2 $1
Credit Builder 879D1 $1
Payday Alternative Loans (PAL loans) (FCU Only) 879D9 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (4 items)

loans and leases (32%), participation loans (18%)

Altonized Community Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $78K
Total Credit Lines at Corporate Credit Unions 884 $1.0M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $78K
Adjustments made to Retained Earnings acquired through Business Combinations 1004B $78K
NCUA data file FS220H (9 items)

student loans (43%), delinquency (27%)

Altonized Community Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Number of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031C 5
Amount of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031D $4K
Payday Alternative Loans (PAL loans) (FCU only) 30-59 days delinquent 089B $325
Amount of Payday Alternative Loans (PAL loans) 397A $2K
Interest Rate of Payday Alternative Loans (PAL loans) 522A 2,800.00%
Total Unfunded Commitments for all loan types 816A $4.1M
Number of Payday Alternative Loans (PAL loans) 994A 5
Total number of TDR loans outstanding 1000F $13
Total amount of TDR loans outstanding 1001F $251K
NCUA data file FS220I (9 items)

vehicle lending (59%), delinquency (44%)

Altonized Community Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $108K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $79K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $8K
Number of Reportable Delinquent Used Vehicle Loans 035E2 10
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $115K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $3K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $3K
Commercial Share Accounts 643 $5.3M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $13K
NCUA data file FS220J (3 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Altonized Community Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Other Insurance 789E2 $1.4M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $1.4M
Amounts reported in Asset section of the Statement of Financial Condition to fund Charitable Donation Accounts 789H $230K
NCUA data file FS220L (13 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Altonized Community Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $21.8M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $2.3M
Total outstanding balance of commercial loans to members 400A1 $28K
Outstanding balance of Member Commercial and Industrial loans 400L2 $28K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $28K
Outstanding balance of all member and non-member commercial loans 400T1 $28K
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 500.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 850.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 850.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 990.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $2.7M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $91K
NCUA data file FS220M (11 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Altonized Community Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $251K
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $3.1M
Total Unfunded Commitments for Non-Commercial Loans 816T $4.1M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $800K
Total number of member commercial loans 900A1 $1
Number of Member Commercial and Industrial loans 900L2 1
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 1
Total Number of Member and Nonmember commercial loans 900T1 $1
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 1
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 48
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 176
NCUA data file FS220N (9 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Altonized Community Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Equity Securities > 10 Years AS0054 $230K
Available-for-sale Debt Securities <=1 Year AS0062 $3.8M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $4.3M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $2.4M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $1.2M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$685K
Total Liabilities LI0069 $49.1M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $185K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $53.1M
NCUA data file FS220P (13 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Altonized Community Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $67
Unsecured Credit Card Loans DL0002 $36K
All Other Unsecured Loans/Lines of Credit DL0023 $7K
All Other Unsecured Loans/Lines of Credit DL0024 $8K
All Other Unsecured Loans/Lines of Credit DL0027 $15K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $3
Used Vehicle Loans DL0037 $107K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $37K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $37K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $49K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $151K
Amount of Consumer Loans in Non-Accrual Status DL0145 $91K
NCUA data file FS220Q (23 items)

investment portfolio detail (69%)

Altonized Community Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Available-for-sale Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0075 $12.3M
Available-for-sale Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0076 $11.6M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $12.3M
Total Fair Value Available-for-Sale Debt Securities NV0084 $11.6M
Trading Investments - Equity Securities - Other Equities NV0108 $230K
Trading Investments - Equity Securities - Total Equity Securities NV0109 $230K
Total Trading Debt and Equity Securities NV0110 $230K
Investment Maturity Distribution - Equity Securities - Total NV0122 $230K
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $11.6M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $250K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $250K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $3.8M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $4.5M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $2.4M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $1.2M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $230K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $12.1M
RBC Total Equity RB0001 $4.6M
RBC Allowance for Credit Losses RB0002 $151K
RBC Total Additions RB0005 $151K
RBC Total Deductions RB0009 $422K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $4.4M
RBC Risk-Based Capital Numerator RB0012 $4.4M
NCUA data file FS220R (32 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Altonized Community Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $12.1M
RBC Schedule Total Consumer Loans RB0060 $19.4M
RBC Schedule Total Commercial Loans RB0068 $28K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $151K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $151K
RBC Schedule Total Loans RB0079 $21.6M
RBC Total for Risk Weighting Total Loans RB0081 -$151K
RBC Total Loans 0% Weight RB0082 -$151K
RBC Schedule Total Other Assets RB0088 $3.1M
RBC Total for Risk Weighting Other Assets RB0090 $422K
RBC Other Assets 0% Weight RB0091 $422K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $53.1M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $272K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $272K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $53.1M
RBC Allowance for Credit Losses (Loans) RB0177 $151K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 91,010.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $91K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Fixed Rate RL0024 38.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Fixed Rate RL0025 2,025,184.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Fixed Rate RL0026 151,935.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 10.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 253,464.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 10,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $2.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $162K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $49
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $2.4M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $162K
Total Shares SH0013 $49.0M
Total Shares and Deposits SH0018 $49.0M

Altonized Community Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Altonized Community Federal Credit Union call report?

The Altonized Community Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Altonized Community Federal Credit Union file?

Altonized Community Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Altonized Community Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Altonized Community Federal Credit Union is 3316.

How often does Altonized Community Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Altonized Community Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.