Skip to main content

Credit union call report ยท La Crosse, WI

Altra Federal Credit Union Call Report

BankRegReports is independent of Altra Federal Credit Union and never asks for online banking logins or passwords.

Altra Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 512 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Altra Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number24077
Federal Reserve RSSD ID855497

The official copy: search charter number 24077 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Altra Federal Credit Union call report, Q2 2026

Statement of Financial Condition (43 items)
Altra Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $10.2M
1b. Cash Items in Process of Collection AS0005 $7.3M
1c. Total Cash on Hand 730A $17.5M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $2.0M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $51.7M
2c. Cash on Deposit in Other Financial Institutions 730B2 $1.5M
2. Cash on Deposit (total) 730B $55.2M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $72.7M
6. Equity Securities AS0055 $5.9M
8. Available-for-Sale Debt Securities AS0067 $49.8M
11. TOTAL INVESTMENT SECURITIES AS0013 $55.7M
12b. Perpetual Contributed Capital 769B $4.0M
12c. All Other Investments AS0016 $26.4M
13. TOTAL OTHER INVESTMENTS AS0017 $30.4M
14. Loans Held for Sale 003 $8.6M
15a. Number of Total Loans and Leases 025A 98,314
15b. Total Loans and Leases 025B $2.83B
17. ACL on Loans and Leases AS0048 $29.6M
18b. Foreclosed/Repossessed - Consumer RE AS0023 $1.6M
18c. Foreclosed/Repossessed - Vehicles AS0024 $68K
18d. Foreclosed/Repossessed - Other AS0025 $29K
18e. Foreclosed/Repossessed Assets (total) 798A $1.7M
19. Land and Building 007 $54.8M
20. Other Fixed Assets 008 $8.1M
21. NCUA Share Insurance Capitalization Deposit 794 $21.6M
22b. Mortgage Servicing Rights 779 $6.6M
22d. Accrued Interest on Loans 009A $10.7M
22e. Accrued Interest on Investments 009B $1.1M
22f. All Other Assets 009C $69.1M
22g. Total Other Assets AS0036 $87.5M
23. TOTAL ASSETS 010 $3.14B
Accounts Payable and Other Liabilities 825 $33.6M
Accrued Dividends and Interest Payable 820A $47K
ACL on Off-Balance-Sheet Exposures LI0003 $1.9M
Borrowings (total) 860C $137.0M
Member Shares of All Types 013 $2.48B
Nonmember Deposits 880 $93.5M
Total Shares and Deposits 018 $2.58B
Undivided Earnings 940 $372.3M
Net Income (equity) 602 $26.0M
Total Net Worth 997 $398.3M
Net Worth Ratio 998 12.68%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $3.14B
Statement of Income and Expense (30 items)
Altra Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $84.5M
3. Income from Investments 120 $11.1M
5. TOTAL INTEREST INCOME 115 $95.6M
6. Dividends on Shares 380 $27.2M
8. Interest on Borrowed Money 340 $9.9M
9. TOTAL INTEREST EXPENSE 350 $37.2M
10. NET INTEREST INCOME IS0010 $58.5M
12a. Credit Loss Expense - Loans and Leases IS0011 $5.6M
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 $234K
12e. Total Credit Loss Expense IS0017 $5.8M
13. Fee Income 131 $4.4M
14. Other Operating Income IS0020 $13.9M
15. Gain (Loss) on Equity/Trading Securities IS0046 $385K
16. Gain (Loss) on Other Investments IS0047 $1K
17. Gain (Loss) on Derivatives 421 $186K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$212
19. Gain (Loss) on Sale of Loans IS0029 $1.8M
20. Gain (Loss) on Sales of Other Real Estate Owned IS0030 $91K
23. TOTAL NON-INTEREST INCOME 117 $20.7M
24. Employee Compensation and Benefits 210 $25.9M
25. Travel and Conference 230 $516K
26. Office Occupancy 250 $2.2M
27. Office Operations 260 $6.6M
28. Educational and Promotional 270 $2.3M
29. Loan Servicing 280 $4.0M
30. Professional and Outside Services 290 $5.2M
32. Operating Fees 320 $190K
33. Miscellaneous Operating Expense 360 $485K
34. TOTAL NON-INTEREST EXPENSE 671 $47.4M
35. NET INCOME 661A $26.0M
Statement pages - all other filed accounts (27 items)

delinquency (21%), credit cards (21%)

Altra Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $10.7M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $4.3M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $2.9M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $1.0M
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $527K
Loans Granted Year-to-Date 031A $13K
Amount of Loans Granted Year-to-Date 031B $694.8M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $13.0M
Number of current members (not number of accounts) 083 160,726
Number of potential members 084 843,700
Net Member Business Loan Balance 400A $466.3M
Non-Member Deposits 457 $1K
Interest Rate of Unsecured Credit Card Loans 521 1,240.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,075.00%
Interest Rate of New Vehicle Loans 523 503.00%
Interest Rate of Used Vehicle Loans 524 635.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $10.3M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $3.2M
Total Amount of All Other Shares 630 $37.9M
Amount of Regular Shares 657 $363.7M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $90.8M
Amount of Share Drafts 902 $581.9M
IRA/KEOGH Accounts - < 1 Year 906A $76.3M
Share Certificates - < 1 Year 908A $438.5M
Total Amount of Share Certificates 908C $512.9M
Total Amount of Money Market Shares 911 $899.7M
Number of Used Vehicle Loans 968 30,387
NCUA data file FS220A (34 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Altra Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $2.40B
Total Shares - 1-3 Years 013B1 $68.4M
Total Shares - > 3 Years 013B2 $16.3M
Total Shares and Deposits - < 1 Year 018A $2.49B
Total Shares and Deposits - 1-3 Years 018B1 $68.4M
Total Shares and Deposits - > 3 Years 018B2 $16.3M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 740
Amount of Delinquent Indirect Loans 041E $2.1M
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $492.1M
Amount of New Vehicle Loans 385 $155.4M
Amount of Unsecured Credit Card Loans 396 $97.5M
Amount of All Other Unsecured Loans/Lines of Credit 397 $64.9M
Share Certificates 451 $23K
Number of Accounts for Share Drafts 452 105,911
IRA/KEOGH Accounts 453 $5K
Number of Accounts for Regular Shares 454 178,138
All other shares 455 $14K
Money Market Shares 458 $21K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 348,130
Number of credit union employees who are Full-Time (26 hours or more) 564A 486
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 23
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $49.4M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,690.00%
Number of Outstanding Indirect Loans 617A 21,151
Total Amount of Outstanding Indirect Loans 618A $374.9M
Amount of real estate loans sold but serviced by the credit union 779A $1.50B
Amount of Borrowings Subject to Early Repayment at Lender's Option 865A $20.0M
Total credit lines 881 $949.6M
Draws against lines of credit, less than 1 year 883A $67.0M
Draws against lines of credit, 1 to 3 years 883B1 $60.0M
Draws against lines of credit, more than 3 years 883B2 $10.0M
Draws against lines of credit, total amount 883C $137.0M
High School Number of Branches PP0031 $2
NCUA data file FS220B (32 items)

maturity and repricing buckets (40%), credit cards (17%)

Altra Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $370K
Number - Total Delinquent Credit Card Loans 045A 206
Total Amount of Delinquent Unsecured Credit Card Loans 045B $588K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $366.1M
Total Uninsured Nonmember Shares and Deposits > $250K (G+H+I) 067A2 $13.1M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $379.1M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $2.20B
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
All other shares - < 1 Year 630A $37.9M
Amount of Regular Shares - < 1 Year 657A $363.7M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $1.4M
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $218K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $137.4M
Total Borrowings - < 1 Year 860A $67.0M
Total Borrowings - 1-3 Years 860B1 $60.0M
Total Borrowings - > 3 Years 860B2 $10.0M
Non-Member Deposits - < 1 Year 880A $93.5M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $581.9M
IRA/KEOGH Accounts - 1-3 Years 906B1 $8.4M
IRA/KEOGH Accounts - > 3 Years 906B2 $2.0M
Total Amount of IRA/KEOGH Accounts 906C $86.7M
Share Certificates - 1-3 Years 908B1 $60.0M
Share Certificates - > 3 Years 908B2 $14.3M
Money Market Shares - < 1 Year 911A $899.7M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $21.9M
Number of New Vehicle Loans 958 6,146
Total Shares 966 $347K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $8.2M
Number of Unsecured Credit Card Loans 993 29,521
Number of All Other Unsecured Loans/Lines of Credit 994 13,695
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 108
NCUA data file FS220C (6 items)

charge-offs and recoveries (27%), participation loans (18%)

Altra Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $2.9M
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $1.3M
Number of credit union branches (include the main office if member services are conducted at that location) 566 17
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $236.9M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $39.4M
NCUA data file FS220D (32 items)

member services and products offered (69%), CUSO relationships (27%)

Altra Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Credit Management and Repair 879B6 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
International Remittances 879V $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Point-of-sale-Processing PI0012 $1
High School PP0030 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (7 items)

loans and leases (32%), participation loans (18%)

Altra Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Sold By Type 691N $24.1M
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 276
Amount of Outstanding Int Only & Payment Option 1st Mtg Loans Granted YTD 704C3 $75.7M
Total Value of Investments in CUSOs 851 $7.7M
Total Aggregate Cash Outlay in CUSOs 853 $5.7M
Assets Pledged to Secure Borrowings 878 $858.1M
Total Credit Lines at Corporate Credit Unions 884 $300.0M
NCUA data file FS220H (11 items)

student loans (43%), delinquency (27%)

Altra Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Amount of Non-Federally Guaranteed Student Loans - 1 to <2 months 020T $85K
Total Amount of Reportable Delinquency Non-Federally Guaranteed Student Loans 041T $165K
Total number of reportable Non-Federally Guaranteed Student Loans delinquent 053E $3
Non-Federally Guaranteed Student Loans YTD Charge Offs 550T $22K
Non-Federally Guaranteed Student Loans YTD Recoveries 551T $14K
Interest Rate on Non-Federally Guaranteed Student Loans 595A 799.00%
Amount of Non-Federally Guaranteed Student Loans 698A $6.9M
Total Unfunded Commitments for all loan types 816A $591.0M
Number of Non-Federally Guaranteed Student Loans 963A 283
Total number of TDR loans outstanding 1000F $44
Total amount of TDR loans outstanding 1001F $1.3M
NCUA data file FS220I (19 items)

vehicle lending (59%), delinquency (44%)

Altra Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $331K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $5.8M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $110K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $1.0M
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $14K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $707K
Number of Reportable Delinquent New Vehicle Loans 035E1 12
Number of Reportable Delinquent Used Vehicle Loans 035E2 240
Amount of Reportable Delinquent New Vehicle Loans 041C1 $263K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $3.2M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $290K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $4.7M
Amount of New Vehicle Loans YTD Recoveries 551C1 $142K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $1.9M
Commercial Share Accounts 643 $113.8M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $631K
Draws Against LOCs from FHLB 885A3 $137.0M
Total Draws Againts LOCs 885A4 $137.0M
Number of International Remittances originated Year-to-Date 928 199
NCUA data file FS220J (8 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Altra Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Securities 789C $11.6M
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $13.1M
Other Assets - Split Dollar Life Insurance Arrangements Endorsement - Endorsement 789E1 $4.7M
Other Assets - Other Insurance 789E2 $30.2M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $59.7M
Amounts reported in Asset section of the Statement of Financial Condition to fund Charitable Donation Accounts 789H $10.2M
Total Derivative Transactions Outstanding - Total Derivatives - Total Notional Amount 1030 $20.3M
Total Derivative Transactions Outstanding - Total Derivatives - Net Fair Value Gain (Loss) 1030C $186K
NCUA data file FS220L (45 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Altra Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $98K
Total Amount of Loans & Leases on Loan Schedule 025B1 $2.83B
Outstanding Balance of Member Commercial Loans Secured by Farmland 042A5 $3.4M
Amount of Agricultural Commercial Loans 042A9 $3.4M
Total number of commercial loans to members granted or purchased YTD 090A1 $39
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 8
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 5
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $30
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 9
Number of member commercial loans Secured by Multifamily Property granted or purchased YTD 090M 5
Number of member construction and development commercial loans 143A3 27
Outstanding balance of member construction and development commercial loans 143B3 $52.7M
Number of member construction and development commercial loans granted or purchased YTD 143C3 12
Dollar Amount of member construction and development commercial loans granted or purchased YTD 143D3 $24.5M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $247.6M
Total outstanding balance of commercial loans to members 400A1 $423.4M
Outstanding balance of Unsecured Member Commercial Loans 400C5 $54K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $72.0M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $80.0M
Outstanding balance of Member Commercial and Industrial loans 400L2 $6.9M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $208.4M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $7.0M
Outstanding balance of all member and non-member commercial loans 400T1 $423.4M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $38.4M
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $2.9M
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $3.2M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $37.1M
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $1.3M
Dollar Amount of Member Commercial loans Secured by Multifamily Property granted or purchased YTD 475M $6.6M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 662.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 662.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 724.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 658.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 824.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 21
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $3.5M
Guaranteed Portion of Commercial Small Business Administration Loans 691C2 $2.8M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Sold 691N8 $21.7M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $101.8M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $1.24B
Balance Outstanding of 1st Mtg Residential construction Loans - Excluding Commercial Purpose 704A2 $87.0M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $416.5M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $416.5M
Amount of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061 $22.6M
Number of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061A 8
NCUA data file FS220M (22 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Altra Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $180.2M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $254.8M
Total Unfunded Commitments for Commercial Loans 814K $45.3M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $19.1M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $65.3M
Total Unfunded Commitments for Non-Commercial Loans 816T $545.7M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $26.3M
Total number of member commercial loans 900A1 $610
Number of Member Unsecured Commercial Loans 900C5 2
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 165
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 106
Total number of real estate secured member commercial loans 900K2 $480
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 480
Number of Member Commercial and Industrial loans 900L2 128
Number of member commercial loans Secured by Multifamily Property 900M 170
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 130
Total Number of Member and Nonmember commercial loans 900T1 $610
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 7,251
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 4,831
Number of member commercial loans Secured by Farmland 961A5 12
Number of Agricultural Commercial Loans 961A9 12
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 5,590
NCUA data file FS220N (15 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Altra Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Equity Securities <=1 Year AS0050 $273K
Equity Securities >5 and <= 10 Years AS0053 $1.4M
Equity Securities > 10 Years AS0054 $4.2M
Available-for-sale Debt Securities <=1 Year AS0062 $12.0M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $3.2M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $14.2M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $14.0M
Available-for-sale Debt Securities > 10 Years AS0066 $6.5M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$5.7M
Total Liabilities LI0069 $2.75B
Number of Non-Commercial Small Business Administration Loans LN0050 4
Outstanding Balance of Non-Commercial Small Business Administration Loans LN0051 $60K
Guaranteed Portion of Non-Commercial Small Business Administration Loans LN0052 $33K
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $8.1M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $3.14B
NCUA data file FS220P (63 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Altra Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $2.5M
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $613K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $1.1M
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $312K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0017 $220K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0018 $468
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0020 $2K
Loan Loss Information - YTD Recoveries - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property CH0030 $787
Loan Loss Information - YTD Charge Offs - Commercial Loans/Lines of Credit - Commercial and Industrial Loans CH0035 $103K
Loan Loss Information - YTD Recoveries - Commercial Loans/Lines of Credit - Commercial and Industrial Loans CH0036 $543
Loan Loss Information - YTD Recoveries - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial Purposes CH0040 $897
Whole or Partial Loans Purchased Under 701.23 - YTD Charge Offs CH0047 $1.4M
Whole or Partial Loans Purchased Under 701.23 - YTD Recoveries CH0048 $496K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $411.2M
Unsecured Credit Card Loans DL0002 $218K
Non-Federally Guaranteed Student Loans DL0016 $165K
All Other Unsecured Loans/Lines of Credit DL0022 $578K
All Other Unsecured Loans/Lines of Credit DL0023 $394K
All Other Unsecured Loans/Lines of Credit DL0024 $450K
All Other Unsecured Loans/Lines of Credit DL0025 $30K
All Other Unsecured Loans/Lines of Credit DL0027 $873K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $176
New Vehicle Loans DL0030 $140K
Used Vehicle Loans DL0037 $1.4M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $1.4M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $133K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $574K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $250K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $957K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $50
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $639K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $2.2M
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $1.5M
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $1.7M
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $962K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $6.3M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $37
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $953K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $123K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $255K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $219K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $39K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $636K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $16
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit Construction and Development Loans DL0078 $334K
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit Secured by Multifamily DL0092 $58K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $4.8M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Whole or Partial Loans Purchased under 701.23 DL0144 $420K
Amount of Consumer Loans in Non-Accrual Status DL0145 $8.1M
Amount of Commercial Loans in Non-Accrual Status DL0146 $328K
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $8
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $761K
Loan Pipeline Management Derivatives Total Notional Amount DT0011 $20.3M
Loan Pipeline Management Derivatives Net Fair Value Gain (Loss) DT0012 $186K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 19,427
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $338.4M
Number of Indirect Loans - All Other Loans IN0007 1,724
Amount of Indirect Loans - All Other Loans IN0008 $36.5M
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $299.9M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $45.3M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $240.9M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $4.9M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $291.2M
NCUA data file FS220Q (45 items)

investment portfolio detail (69%)

Altra Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Off-Balance Sheet Exposures - Loans Transferred under the FHLB MPF program LQ0021 $19.2M
Off-Balance Sheet Exposures - All other off-balance sheet exposures not specifically listed, but meet the definition of Commitments LQ0030 $100K
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $641.8M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $849.4M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $8.7M
Total Borrowings LQ0860 $137.0M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $38.6M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $34.0M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $38.6M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $34.0M
Available-for-sale Amortized Cost - Securities Issued by States and Political Subdivisions in the U.S. NV0071 $45K
Available-for-sale Fair Value - Securities Issued by States and Political Subdivisions in the U.S. NV0072 $44K
Available-for-sale Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0075 $883K
Available-for-sale Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0076 $858K
Available-for-sale Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0079 $16.0M
Available-for-sale Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0080 $14.9M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $55.5M
Total Fair Value Available-for-Sale Debt Securities NV0084 $49.8M
Trading Investments - Equity Securities - Common Stock NV0106 $4.2M
Trading Investments - Equity Securities - Registered Investment Companies NV0107 $1.7M
Trading Investments - Equity Securities - Total Equity Securities NV0109 $5.9M
Total Trading Debt and Equity Securities NV0110 $5.9M
Investment Maturity Distribution - Equity Securities - Total NV0122 $5.9M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $49.8M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $26.4M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $4.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $30.4M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $12.3M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $29.5M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $14.2M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $15.4M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $14.7M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $86.1M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on Available for Sale Securities NV0160 $1K
Total Gain (Loss) on Investments NV0162 $1K
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Remaining Premiums NV0169 $716K
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $11.6M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Endorsement - Cash Surrender Value NV0173 $4.7M
RBC Total Equity RB0001 $398.3M
RBC Allowance for Credit Losses RB0002 $31.5M
RBC Total Additions RB0005 $31.5M
RBC Total Deductions RB0009 $21.6M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $408.2M
RBC Risk-Based Capital Numerator RB0012 $408.2M
Participation Loans: Participations Sold - Retained Balance Outstanding - Vehicle-Non-commercial SL0038 $2.4M
NCUA data file FS220R (63 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Altra Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $7.8M
CCULR Election to opt into the Complex Credit Union Leverage Ratio LR0001 1.00%
CCULR Off-Balance sheet exposures LR0002 $310.4M
CCULR Off-Balance sheet exposures ratio LR0003 988.00%
RBC Schedule Total Investments RB0039 $86.1M
RBC Schedule Total Consumer Loans RB0060 $918.7M
RBC Schedule Total Commercial Loans RB0068 $423.4M
RBC Adjustments to Loans Held for Sale RB0075 -$8.6M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $29.6M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $29.6M
RBC Schedule Total Loans RB0079 $2.81B
RBC Adjustments to Total Loans RB0080 -$8.6M
RBC Total for Risk Weighting Total Loans RB0081 -$29.6M
RBC Total Loans 0% Weight RB0082 -$29.6M
RBC Schedule Total Other Assets RB0088 $173.8M
RBC Total for Risk Weighting Other Assets RB0090 $21.6M
RBC Other Assets 0% Weight RB0091 $21.6M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $3.14B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$7.9M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$7.9M
RBC All other off-balance sheet exposures RB0133 $100K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $3.14B
RBC Allowance for Credit Losses (Loans) RB0177 $29.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 989.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 222,006,579.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 137,446,996.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 2,830.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 266,562,191.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 51,614,031.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $2K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $376.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $61.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $2K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $373.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $86.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 13.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 1,615,633.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 170,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $1.24B
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $337.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 1,523.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 77,797,626.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 12,123,216.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 3,307.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 169,823,094.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 59,233,699.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $247.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $71.4M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $12K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $1.49B
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $408.9M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $785.4M
Total Shares SH0013 $2.48B
Total Shares and Deposits SH0018 $2.58B
Total Non-Member Deposits SH0880 $93.5M
Number of Outstanding Loans Purchased from Other Sources SL0020 2,398
Amount of Outstanding Loans Purchased from Other Sources SL0021 $19.6M
Number of Loans Sold, Year-to-date SL0022 470
Amount of Loans Sold, Year-to-date SL0023 $137.4M
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 470
Number of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0028 436
Amount of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0029 $124.2M
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 8,879
NCUA data file FS220S (10 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Altra Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Secured personal loans PP0040 $1
Unsecured personal loans PP0041 $1
Lead generation for new members PP0042 $1
Person-to-Person payments PP0045 $1
Communication PP0047 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Altra Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Altra Federal Credit Union call report?

The Altra Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Altra Federal Credit Union file?

Altra Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Altra Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Altra Federal Credit Union is 24077.

How often does Altra Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Altra Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.