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Credit union call report ยท Antioch, CA

Antioch Community Federal Credit Union Call Report

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Antioch Community Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 247 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Antioch Community Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number13261
Federal Reserve RSSD ID809687

The official copy: search charter number 13261 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Antioch Community Federal Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Antioch Community Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $181K
1c. Total Cash on Hand 730A $181K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $5.4M
2c. Cash on Deposit in Other Financial Institutions 730B2 $232K
2. Cash on Deposit (total) 730B $5.7M
3. Time Deposits in Banks and Credit Unions AS0007 $12.5M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $18.4M
12a. Nonperpetual Capital Account 769A $25K
13. TOTAL OTHER INVESTMENTS AS0017 $25K
15a. Number of Total Loans and Leases 025A 1,013
15b. Total Loans and Leases 025B $14.7M
17. ACL on Loans and Leases AS0048 $378K
19. Land and Building 007 $254K
20. Other Fixed Assets 008 $66K
21. NCUA Share Insurance Capitalization Deposit 794 $286K
22d. Accrued Interest on Loans 009A $170K
22e. Accrued Interest on Investments 009B $29K
22f. All Other Assets 009C $258K
22g. Total Other Assets AS0036 $456K
23. TOTAL ASSETS 010 $33.8M
Accounts Payable and Other Liabilities 825 $101K
Member Shares of All Types 013 $28.5M
Total Shares and Deposits 018 $28.5M
Undivided Earnings 940 $4.6M
Other Reserves 658 $426K
Net Income (equity) 602 $108K
Total Net Worth 997 $5.1M
Net Worth Ratio 998 15.23%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $33.8M
Statement of Income and Expense (22 items)
Antioch Community Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $425K
3. Income from Investments 120 $342K
5. TOTAL INTEREST INCOME 115 $767K
6. Dividends on Shares 380 $57K
9. TOTAL INTEREST EXPENSE 350 $57K
10. NET INTEREST INCOME IS0010 $710K
12a. Credit Loss Expense - Loans and Leases IS0011 $126K
12e. Total Credit Loss Expense IS0017 $126K
13. Fee Income 131 $8K
22. Other Non-Operating Income 440 $2K
23. TOTAL NON-INTEREST INCOME 117 $9K
24. Employee Compensation and Benefits 210 $177K
25. Travel and Conference 230 $2K
26. Office Occupancy 250 $23K
27. Office Operations 260 $68K
28. Educational and Promotional 270 $5K
29. Loan Servicing 280 $40K
30. Professional and Outside Services 290 $66K
32. Operating Fees 320 $13K
33. Miscellaneous Operating Expense 360 $25K
34. TOTAL NON-INTEREST EXPENSE 671 $418K
35. NET INCOME 661A $176K
Statement pages - all other filed accounts (21 items)

delinquency (21%), credit cards (21%)

Antioch Community Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $49K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $165K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $9K
Loans Granted Year-to-Date 031A $22
Amount of Loans Granted Year-to-Date 031B $1.8M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $225K
Number of current members (not number of accounts) 083 1,277
Number of potential members 084 119,000
Interest Rate of Unsecured Credit Card Loans 521 921.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 635.00%
Interest Rate of New Vehicle Loans 523 520.00%
Interest Rate of Used Vehicle Loans 524 716.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $92K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $519
Amount of Regular Shares 657 $16.4M
Amount of Share Drafts 902 $3.7M
IRA/KEOGH Accounts - < 1 Year 906A $651K
Share Certificates - < 1 Year 908A $1.0M
Total Amount of Share Certificates 908C $1.4M
Total Amount of Money Market Shares 911 $6.2M
Number of Used Vehicle Loans 968 370
NCUA data file FS220A (23 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Antioch Community Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $27.9M
Total Shares - 1-3 Years 013B1 $600K
Total Shares and Deposits - < 1 Year 018A $27.9M
Total Shares and Deposits - 1-3 Years 018B1 $600K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 5
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $1.8M
Amount of New Vehicle Loans 385 $1.4M
Amount of Unsecured Credit Card Loans 396 $778K
Amount of All Other Unsecured Loans/Lines of Credit 397 $3.6M
Share Certificates 451 $36
Number of Accounts for Share Drafts 452 915
IRA/KEOGH Accounts 453 $53
Number of Accounts for Regular Shares 454 1,561
Money Market Shares 458 $88
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 2,653
Number of credit union employees who are Full-Time (26 hours or more) 564A 2
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $13K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,600.00%
Number of Outstanding Indirect Loans 617A 314
Total Amount of Outstanding Indirect Loans 618A $444K
Total credit lines 881 $1.2M
NCUA data file FS220B (20 items)

maturity and repricing buckets (40%), credit cards (17%)

Antioch Community Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $5K
Number - Total Delinquent Credit Card Loans 045A 1
Total Amount of Delinquent Unsecured Credit Card Loans 045B $5K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $59K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $59K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $28.5M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $16.4M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $30K
Amount of Share Drafts - < 1 Year 902A $3.7M
IRA/KEOGH Accounts - 1-3 Years 906B1 $210K
Total Amount of IRA/KEOGH Accounts 906C $861K
Share Certificates - 1-3 Years 908B1 $390K
Money Market Shares - < 1 Year 911A $6.2M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $779K
Number of New Vehicle Loans 958 116
Total Shares 966 $3K
Number of Unsecured Credit Card Loans 993 107
Number of All Other Unsecured Loans/Lines of Credit 994 327
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 14
NCUA data file FS220C (6 items)

charge-offs and recoveries (27%), participation loans (18%)

Antioch Community Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $12K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $319
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $697K
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $159K
NCUA data file FS220D (19 items)

member services and products offered (69%), CUSO relationships (27%)

Antioch Community Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
No Cost Bill Payer 879C2 $1
Payday Alternative Loans (PAL loans) (FCU Only) 879D9 $1
Mortgage Processing 879G $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (4 items)

loans and leases (32%), participation loans (18%)

Antioch Community Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $4.6M
Total Value of Investments in CUSOs 851 $50K
Total Aggregate Cash Outlay in CUSOs 853 $50K
Total Credit Lines at Corporate Credit Unions 884 $1.2M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Antioch Community Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $1.5M
Total number of TDR loans outstanding 1000F $1
Total amount of TDR loans outstanding 1001F $253K
NCUA data file FS220I (8 items)

vehicle lending (59%), delinquency (44%)

Antioch Community Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $27K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $9K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Amount of Reportable Delinquent New Vehicle Loans 041C1 $1K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $9K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $137
Commercial Share Accounts 643 $564K
Number of International Remittances originated Year-to-Date 928 1
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Antioch Community Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $14.7M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $1.2M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 617.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 521.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 476.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $459K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $5.5M
NCUA data file FS220M (8 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Antioch Community Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $43K
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.1M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $30K
Total Unfunded Commitments for Non-Commercial Loans 816T $1.5M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $328K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 19
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 25
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 49
NCUA data file FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Antioch Community Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $28.6M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $33.8M
NCUA data file FS220P (20 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Antioch Community Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $3K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $182
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0019 $50K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0020 $200
All Other Unsecured Loans/Lines of Credit DL0022 $3K
New Vehicle Loans DL0030 $1K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $29K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $29K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $160K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $160K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $1
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $30K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $30K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $60K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $70K
Amount of Commercial Loans in Non-Accrual Status DL0146 $165K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 314
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $444K
NCUA data file FS220Q (17 items)

investment portfolio detail (69%)

Antioch Community Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $7.9M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $4.7M
Investment Maturity Distribution - Time Deposits - Total NV0116 $12.5M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $25K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $25K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $7.9M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $4.7M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $25K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $12.5M
RBC Total Equity RB0001 $5.1M
RBC Allowance for Credit Losses RB0002 $378K
RBC Total Additions RB0005 $378K
RBC Total Deductions RB0009 $286K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $5.2M
RBC Risk-Based Capital Numerator RB0012 $5.2M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $835K
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $3.8M
NCUA data file FS220R (35 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Antioch Community Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $25K
RBC Schedule Total Consumer Loans RB0060 $8.1M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $378K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $378K
RBC Schedule Total Loans RB0079 $14.3M
RBC Total for Risk Weighting Total Loans RB0081 -$378K
RBC Total Loans 0% Weight RB0082 -$378K
RBC Schedule Total Other Assets RB0088 $1.1M
RBC Total for Risk Weighting Other Assets RB0090 $286K
RBC Other Assets 0% Weight RB0091 $286K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $33.8M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$92K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$92K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $33.8M
RBC Allowance for Credit Losses (Loans) RB0177 $378K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 190.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 5,456,065.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 1,256,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $5.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $1.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 22.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 996,447.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 156,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 30.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 156,646.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $1.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $156K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $242
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $6.6M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.4M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $179K
Total Shares SH0013 $28.5M
Total Shares and Deposits SH0018 $28.5M
Number of Outstanding Loans Purchased from Other Financial Institutions SL0018 713
Amount of Outstanding Loans Purchased from Other Financial Institutions SL0019 $4.6M
NCUA data file FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Antioch Community Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Mortgage Lending PP0039 $1

Antioch Community Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Antioch Community Federal Credit Union call report?

The Antioch Community Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Antioch Community Federal Credit Union file?

Antioch Community Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Antioch Community Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Antioch Community Federal Credit Union is 13261.

How often does Antioch Community Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Antioch Community Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.