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Credit union call report ยท Arkansas City, KS

Ark Valley Credit Union Call Report

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Ark Valley Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 250 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Ark Valley Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number62894
Federal Reserve RSSD ID1015195

The official copy: search charter number 62894 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Ark Valley Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Ark Valley Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.8M
1c. Total Cash on Hand 730A $1.8M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $9.6M
2. Cash on Deposit (total) 730B $9.6M
3. Time Deposits in Banks and Credit Unions AS0007 $7.8M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $19.2M
9. Held-to-Maturity Debt Securities AS0073 $559K
11. TOTAL INVESTMENT SECURITIES AS0013 $559K
12b. Perpetual Contributed Capital 769B $187K
12c. All Other Investments AS0016 $33K
13. TOTAL OTHER INVESTMENTS AS0017 $220K
15a. Number of Total Loans and Leases 025A 2,925
15b. Total Loans and Leases 025B $33.0M
17. ACL on Loans and Leases AS0048 $107K
19. Land and Building 007 $2.2M
20. Other Fixed Assets 008 $229K
21. NCUA Share Insurance Capitalization Deposit 794 $469K
22d. Accrued Interest on Loans 009A $60K
22e. Accrued Interest on Investments 009B $20K
22f. All Other Assets 009C $1.4M
22g. Total Other Assets AS0036 $1.5M
23. TOTAL ASSETS 010 $57.3M
Accounts Payable and Other Liabilities 825 $804K
Accrued Dividends and Interest Payable 820A $12K
Member Shares of All Types 013 $47.8M
Total Shares and Deposits 018 $47.8M
Undivided Earnings 940 $7.6M
Total Net Worth 997 $8.7M
Net Worth Ratio 998 15.16%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $57.3M
Statement of Income and Expense (21 items)
Ark Valley Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $969K
3. Income from Investments 120 $285K
5. TOTAL INTEREST INCOME 115 $1.3M
6. Dividends on Shares 380 $150K
9. TOTAL INTEREST EXPENSE 350 $150K
10. NET INTEREST INCOME IS0010 $1.1M
11. Provision for Loan and Lease Losses 300 -$6K
13. Fee Income 131 $457K
22. Other Non-Operating Income 440 $28K
23. TOTAL NON-INTEREST INCOME 117 $485K
24. Employee Compensation and Benefits 210 $508K
25. Travel and Conference 230 $628
26. Office Occupancy 250 $93K
27. Office Operations 260 $125K
28. Educational and Promotional 270 $25K
29. Loan Servicing 280 $20K
30. Professional and Outside Services 290 $223K
32. Operating Fees 320 $16K
33. Miscellaneous Operating Expense 360 $112K
34. TOTAL NON-INTEREST EXPENSE 671 $1.1M
35. NET INCOME 661A $471K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Ark Valley Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $58K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $2K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $19K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $9K
Loans Granted Year-to-Date 031A $401
Amount of Loans Granted Year-to-Date 031B $6.3M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $64K
Number of current members (not number of accounts) 083 8,982
Number of potential members 084 37,500
Interest Rate of Unsecured Credit Card Loans 521 1,300.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,300.00%
Interest Rate of New Vehicle Loans 523 349.00%
Interest Rate of Used Vehicle Loans 524 675.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $29K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $7K
Total Amount of All Other Shares 630 $1.1M
Amount of Regular Shares 657 $31.2M
Amount of Share Drafts 902 $9.7M
IRA/KEOGH Accounts - < 1 Year 906A $2.5M
Share Certificates - < 1 Year 908A $2.1M
Total Amount of Share Certificates 908C $3.4M
Number of Used Vehicle Loans 968 920
NCUA data file FS220A (23 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Ark Valley Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $46.5M
Total Shares - 1-3 Years 013B1 $1.2M
Total Shares - > 3 Years 013B2 $110K
Total Shares and Deposits - < 1 Year 018A $46.5M
Total Shares and Deposits - 1-3 Years 018B1 $1.2M
Total Shares and Deposits - > 3 Years 018B2 $110K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 14
Effective date of last audit 063 $42K
Amount of Used Vehicle Loans 370 $12.5M
Amount of New Vehicle Loans 385 $4.4M
Amount of Unsecured Credit Card Loans 396 $613K
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.1M
Share Certificates 451 $308
Number of Accounts for Share Drafts 452 4,626
IRA/KEOGH Accounts 453 $113
Number of Accounts for Regular Shares 454 8,982
All other shares 455 $524
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 14,553
Number of credit union employees who are Full-Time (26 hours or more) 564A 12
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 4
Number of Outstanding Indirect Loans 617A 1
Total Amount of Outstanding Indirect Loans 618A $3K
Total credit lines 881 $2.5M
NCUA data file FS220B (20 items)

maturity and repricing buckets (40%), credit cards (17%)

Ark Valley Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $1K
Number - Total Delinquent Credit Card Loans 045A 8
Total Amount of Delinquent Unsecured Credit Card Loans 045B $12K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $47.8M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
All other shares - < 1 Year 630A $1.1M
Amount of Regular Shares - < 1 Year 657A $31.2M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $7K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $1K
Fair value of Held to Maturity Securities 801 $559K
Amount of Share Drafts - < 1 Year 902A $9.7M
Total Amount of IRA/KEOGH Accounts 906C $2.5M
Share Certificates - 1-3 Years 908B1 $1.2M
Share Certificates - > 3 Years 908B2 $110K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $267K
Number of New Vehicle Loans 958 150
Total Shares 966 $15K
Number of Unsecured Credit Card Loans 993 616
Number of All Other Unsecured Loans/Lines of Credit 994 749
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 9
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Ark Valley Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 3
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $499K
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $1.0M
Outstanding balance of brokered certificates of deposit and share certificates 788 $7.8M
NCUA data file FS220D (16 items)

member services and products offered (69%), CUSO relationships (27%)

Ark Valley Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
NCUA data file FS220G (6 items)

loans and leases (32%), participation loans (18%)

Ark Valley Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $1.1M
Total Value of Investments in CUSOs 851 $33K
Total Aggregate Cash Outlay in CUSOs 853 $33K
Total Credit Lines at Corporate Credit Unions 884 $2.5M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $1.1M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $1.1M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Ark Valley Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $1.8M
NCUA data file FS220I (10 items)

vehicle lending (59%), delinquency (44%)

Ark Valley Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $18K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $10K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $364
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $19K
Number of Reportable Delinquent Used Vehicle Loans 035E2 4
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $50K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $484
Amount of Used Vehicle Loans YTD Recoveries 551C2 $1K
Commercial Share Accounts 643 $89K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $16K
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Ark Valley Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Other Insurance 789E2 $1.3M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $1.3M
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Ark Valley Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $3K
Total Amount of Loans & Leases on Loan Schedule 025B1 $33.0M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $8.8M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 642.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 393.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 655.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $2.9M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $2.8M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Ark Valley Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $1.1M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $737K
Total Unfunded Commitments for Non-Commercial Loans 816T $1.8M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 27
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 222
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 241
NCUA data file FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Ark Valley Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $5K
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $91K
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $163K
Held-to-Maturity Debt Securities > 10 Years AS0072 $301K
Total Liabilities LI0069 $48.6M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $57.3M
NCUA data file FS220P (16 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Ark Valley Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $21K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $4K
Unsecured Credit Card Loans DL0002 $11K
All Other Unsecured Loans/Lines of Credit DL0022 $4K
All Other Unsecured Loans/Lines of Credit DL0023 $2K
All Other Unsecured Loans/Lines of Credit DL0027 $2K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $1
Used Vehicle Loans DL0037 $30K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $18K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $645
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $645
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $43K
Amount of Consumer Loans in Non-Accrual Status DL0145 $20K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 1
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $3K
NCUA data file FS220Q (26 items)

investment portfolio detail (69%)

Ark Valley Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - US Government Obligations NV0001 $9K
Held-to-maturity Fair Value - US Government Obligations NV0002 $9K
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0013 $550K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0014 $550K
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $550K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $550K
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $559K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $3.7M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $3.8M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $250K
Investment Maturity Distribution - Time Deposits - Total NV0116 $7.8M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $559K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $220K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $220K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $3.7M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $3.8M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $341K
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $163K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $521K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $8.6M
RBC Total Equity RB0001 $8.7M
RBC Allowance for Credit Losses RB0002 $107K
RBC Total Additions RB0005 $107K
RBC Total Deductions RB0009 $469K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $8.3M
RBC Risk-Based Capital Numerator RB0012 $8.3M
NCUA data file FS220R (32 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Ark Valley Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $779K
RBC Schedule Total Consumer Loans RB0060 $21.5M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $107K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $107K
RBC Schedule Total Loans RB0079 $32.9M
RBC Total for Risk Weighting Total Loans RB0081 -$107K
RBC Total Loans 0% Weight RB0082 -$107K
RBC Schedule Total Other Assets RB0088 $4.4M
RBC Total for Risk Weighting Other Assets RB0090 $469K
RBC Other Assets 0% Weight RB0091 $469K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $57.3M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $362K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $362K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $57.3M
RBC Allowance for Credit Losses (Loans) RB0177 $107K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 15.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 1,523,240.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 14.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 1,268,931.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $2.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Fixed Rate RL0024 216.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Fixed Rate RL0025 8,637,386.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Fixed Rate RL0026 1,098,800.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 6.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 142,064.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $8.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $1.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $251
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $11.6M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.1M
Total Shares SH0013 $47.8M
Total Shares and Deposits SH0018 $47.8M

Ark Valley Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Ark Valley Credit Union call report?

The Ark Valley Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Ark Valley Credit Union file?

Ark Valley Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Ark Valley Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Ark Valley Credit Union is 62894.

How often does Ark Valley Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Ark Valley Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.