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Credit union call report ยท Ford City, PA

Armstrong Associates Federal Credit Union Call Report

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Armstrong Associates Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 242 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Armstrong Associates Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number12438
Federal Reserve RSSD ID194187

The official copy: search charter number 12438 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Armstrong Associates Federal Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Armstrong Associates Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.2M
1c. Total Cash on Hand 730A $1.2M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $6.9M
2. Cash on Deposit (total) 730B $6.9M
3. Time Deposits in Banks and Credit Unions AS0007 $21.7M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $29.7M
9. Held-to-Maturity Debt Securities AS0073 $10.4M
11. TOTAL INVESTMENT SECURITIES AS0013 $10.4M
12a. Nonperpetual Capital Account 769A $326K
13. TOTAL OTHER INVESTMENTS AS0017 $326K
15a. Number of Total Loans and Leases 025A 4,445
15b. Total Loans and Leases 025B $37.8M
17. ACL on Loans and Leases AS0048 $222K
19. Land and Building 007 $3.0M
20. Other Fixed Assets 008 $120K
21. NCUA Share Insurance Capitalization Deposit 794 $653K
22d. Accrued Interest on Loans 009A $79K
22e. Accrued Interest on Investments 009B $113K
22f. All Other Assets 009C $232K
22g. Total Other Assets AS0036 $423K
23. TOTAL ASSETS 010 $82.3M
Accounts Payable and Other Liabilities 825 $814K
Member Shares of All Types 013 $71.3M
Total Shares and Deposits 018 $71.3M
Undivided Earnings 940 $8.7M
Other Reserves 658 $1.4M
Total Net Worth 997 $10.1M
Net Worth Ratio 998 12.32%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $82.3M
Statement of Income and Expense (22 items)
Armstrong Associates Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.1M
3. Income from Investments 120 $734K
5. TOTAL INTEREST INCOME 115 $1.8M
6. Dividends on Shares 380 $455K
9. TOTAL INTEREST EXPENSE 350 $455K
10. NET INTEREST INCOME IS0010 $1.3M
12a. Credit Loss Expense - Loans and Leases IS0011 $88K
12e. Total Credit Loss Expense IS0017 $88K
13. Fee Income 131 $209K
14. Other Operating Income IS0020 $229K
23. TOTAL NON-INTEREST INCOME 117 $437K
24. Employee Compensation and Benefits 210 $668K
25. Travel and Conference 230 $4K
26. Office Occupancy 250 $106K
27. Office Operations 260 $304K
28. Educational and Promotional 270 $43K
29. Loan Servicing 280 $69K
30. Professional and Outside Services 290 $263K
32. Operating Fees 320 $6K
33. Miscellaneous Operating Expense 360 $13K
34. TOTAL NON-INTEREST EXPENSE 671 $1.5M
35. NET INCOME 661A $215K
Statement pages - all other filed accounts (20 items)

delinquency (21%), credit cards (21%)

Armstrong Associates Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $356K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $160K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $21K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $27K
Loans Granted Year-to-Date 031A $381
Amount of Loans Granted Year-to-Date 031B $7.2M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $216K
Number of current members (not number of accounts) 083 7,992
Number of potential members 084 72,392
Interest Rate of Unsecured Credit Card Loans 521 990.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 871.00%
Interest Rate of New Vehicle Loans 523 491.00%
Interest Rate of Used Vehicle Loans 524 637.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $95K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $4K
Amount of Regular Shares 657 $59.0M
Amount of Share Drafts 902 $10.4M
Share Certificates - < 1 Year 908A $875K
Total Amount of Share Certificates 908C $1.9M
Number of Used Vehicle Loans 968 680
NCUA data file FS220A (21 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Armstrong Associates Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $70.3M
Total Shares - 1-3 Years 013B1 $740K
Total Shares - > 3 Years 013B2 $271K
Total Shares and Deposits - < 1 Year 018A $70.3M
Total Shares and Deposits - 1-3 Years 018B1 $740K
Total Shares and Deposits - > 3 Years 018B2 $271K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 29
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $9.3M
Amount of New Vehicle Loans 385 $8.4M
Amount of Unsecured Credit Card Loans 396 $3.6M
Amount of All Other Unsecured Loans/Lines of Credit 397 $2.6M
Share Certificates 451 $149
Number of Accounts for Share Drafts 452 3,708
Number of Accounts for Regular Shares 454 9,559
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 13,416
Number of credit union employees who are Full-Time (26 hours or more) 564A 22
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Number of Outstanding Indirect Loans 617A 17
Total Amount of Outstanding Indirect Loans 618A $560K
Total credit lines 881 $2.0M
NCUA data file FS220B (21 items)

maturity and repricing buckets (40%), credit cards (17%)

Armstrong Associates Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $48K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $13K
Number - Total Delinquent Credit Card Loans 045A 16
Total Amount of Delinquent Unsecured Credit Card Loans 045B $96K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $2.0M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $2.0M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $69.3M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $59.0M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $24K
Fair value of Held to Maturity Securities 801 $10.4M
Amount of Share Drafts - < 1 Year 902A $10.4M
Share Certificates - 1-3 Years 908B1 $740K
Share Certificates - > 3 Years 908B2 $271K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $156K
Number of New Vehicle Loans 958 389
Total Shares 966 $13K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $79K
Number of Unsecured Credit Card Loans 993 2,267
Number of All Other Unsecured Loans/Lines of Credit 994 730
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 10
NCUA data file FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Armstrong Associates Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 3
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $790K
Outstanding balance of brokered certificates of deposit and share certificates 788 $22.6M
NCUA data file FS220D (23 items)

member services and products offered (69%), CUSO relationships (27%)

Armstrong Associates Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Education 879B2 $1
Online Financial Literacy 879B7 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (3 items)

loans and leases (32%), participation loans (18%)

Armstrong Associates Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Value of Investments in CUSOs 851 $20K
Total Aggregate Cash Outlay in CUSOs 853 $20K
Total Credit Lines at Corporate Credit Unions 884 $2.0M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Armstrong Associates Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $10.2M
NCUA data file FS220I (7 items)

vehicle lending (59%), delinquency (44%)

Armstrong Associates Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $28K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $158K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $77K
Number of Reportable Delinquent Used Vehicle Loans 035E2 5
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $77K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $6K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $18K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Armstrong Associates Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $4K
Total Amount of Loans & Leases on Loan Schedule 025B1 $37.8M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $3.1M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 455.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 447.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 610.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.1M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $9.7M
NCUA data file FS220M (7 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Armstrong Associates Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $8.0M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $1.3M
Total Unfunded Commitments for Non-Commercial Loans 816T $10.2M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $896K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 201
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 79
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 99
NCUA data file FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Armstrong Associates Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $1.5M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $7.9M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $992K
Total Liabilities LI0069 $72.1M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $130K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $82.3M
NCUA data file FS220P (13 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Armstrong Associates Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $65K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $4K
Unsecured Credit Card Loans DL0002 $34K
All Other Unsecured Loans/Lines of Credit DL0022 $36K
All Other Unsecured Loans/Lines of Credit DL0024 $35K
All Other Unsecured Loans/Lines of Credit DL0025 $8K
All Other Unsecured Loans/Lines of Credit DL0027 $43K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $8
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $16K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $90K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $34K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 17
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $560K
NCUA data file FS220Q (21 items)

investment portfolio detail (69%)

Armstrong Associates Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $10.4M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $10.4M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $10.4M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $9.7M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $9.2M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $2.7M
Investment Maturity Distribution - Time Deposits - Total NV0116 $21.7M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $10.4M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $326K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $326K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $11.2M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $17.1M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $3.7M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $326K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $32.4M
RBC Total Equity RB0001 $10.1M
RBC Allowance for Credit Losses RB0002 $222K
RBC Total Additions RB0005 $222K
RBC Total Deductions RB0009 $653K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $9.7M
RBC Risk-Based Capital Numerator RB0012 $9.7M
NCUA data file FS220R (33 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Armstrong Associates Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $10.7M
RBC Schedule Total Consumer Loans RB0060 $25.0M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $222K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $222K
RBC Schedule Total Loans RB0079 $37.5M
RBC Total for Risk Weighting Total Loans RB0081 -$222K
RBC Total Loans 0% Weight RB0082 -$222K
RBC Schedule Total Other Assets RB0088 $4.2M
RBC Total for Risk Weighting Other Assets RB0090 $653K
RBC Other Assets 0% Weight RB0091 $653K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $82.3M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $431K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $431K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $82.3M
RBC Allowance for Credit Losses (Loans) RB0177 $222K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 201.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 9,711,358.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 1,202,931.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $9.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $1.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 77.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 3,036,218.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 116,765.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 2.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 47,984.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $3.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $117K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $280
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $12.8M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.3M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $2.8M
Total Shares SH0013 $71.3M
Total Shares and Deposits SH0018 $71.3M
NCUA data file FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Armstrong Associates Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Person-to-Person payments PP0045 $1

Armstrong Associates Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Armstrong Associates Federal Credit Union call report?

The Armstrong Associates Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Armstrong Associates Federal Credit Union file?

Armstrong Associates Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Armstrong Associates Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Armstrong Associates Federal Credit Union is 12438.

How often does Armstrong Associates Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Armstrong Associates Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.