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Credit union call report ยท Austin, TX

Austin Federal Credit Union Call Report

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Austin Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 245 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Austin Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number17955
Federal Reserve RSSD ID912082

The official copy: search charter number 17955 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Austin Federal Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Austin Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $443K
1c. Total Cash on Hand 730A $443K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $2.2M
2. Cash on Deposit (total) 730B $2.2M
3. Time Deposits in Banks and Credit Unions AS0007 $17.2M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $19.9M
9. Held-to-Maturity Debt Securities AS0073 $8K
11. TOTAL INVESTMENT SECURITIES AS0013 $8K
12b. Perpetual Contributed Capital 769B $37K
13. TOTAL OTHER INVESTMENTS AS0017 $37K
15a. Number of Total Loans and Leases 025A 1,825
15b. Total Loans and Leases 025B $16.4M
17. ACL on Loans and Leases AS0048 $105K
19. Land and Building 007 $1.5M
20. Other Fixed Assets 008 $131K
21. NCUA Share Insurance Capitalization Deposit 794 $334K
22d. Accrued Interest on Loans 009A $46K
22e. Accrued Interest on Investments 009B $37K
22f. All Other Assets 009C $246K
22g. Total Other Assets AS0036 $329K
23. TOTAL ASSETS 010 $38.4M
Accounts Payable and Other Liabilities 825 $233K
Accrued Dividends and Interest Payable 820A $6
Member Shares of All Types 013 $34.6M
Total Shares and Deposits 018 $34.6M
Undivided Earnings 940 $3.6M
Total Net Worth 997 $3.6M
Net Worth Ratio 998 9.25%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $38.4M
Statement of Income and Expense (23 items)
Austin Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $459K
3. Income from Investments 120 $321K
5. TOTAL INTEREST INCOME 115 $780K
6. Dividends on Shares 380 $10K
8. Interest on Borrowed Money 340 $19
9. TOTAL INTEREST EXPENSE 350 $10K
10. NET INTEREST INCOME IS0010 $770K
12a. Credit Loss Expense - Loans and Leases IS0011 $34K
12e. Total Credit Loss Expense IS0017 $34K
13. Fee Income 131 $101K
14. Other Operating Income IS0020 $14K
23. TOTAL NON-INTEREST INCOME 117 $116K
24. Employee Compensation and Benefits 210 $350K
25. Travel and Conference 230 $2K
26. Office Occupancy 250 $62K
27. Office Operations 260 $279K
28. Educational and Promotional 270 $19K
29. Loan Servicing 280 $7K
30. Professional and Outside Services 290 $14K
32. Operating Fees 320 $3K
33. Miscellaneous Operating Expense 360 $9K
34. TOTAL NON-INTEREST EXPENSE 671 $744K
35. NET INCOME 661A $108K
Statement pages - all other filed accounts (21 items)

delinquency (21%), credit cards (21%)

Austin Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $25K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $206K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $16K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $711
Loans Granted Year-to-Date 031A $73
Amount of Loans Granted Year-to-Date 031B $2.0M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $230K
Number of current members (not number of accounts) 083 2,667
Number of potential members 084 276,190
Interest Rate of Unsecured Credit Card Loans 521 990.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 990.00%
Interest Rate of New Vehicle Loans 523 499.00%
Interest Rate of Used Vehicle Loans 524 474.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $64K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $4K
Amount of Regular Shares 657 $23.3M
Amount of Share Drafts 902 $10.8M
IRA/KEOGH Accounts - < 1 Year 906A $532K
Share Certificates - < 1 Year 908A $67K
Total Amount of Share Certificates 908C $67K
Number of Used Vehicle Loans 968 692
NCUA data file FS220A (19 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Austin Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $34.6M
Total Shares and Deposits - < 1 Year 018A $34.6M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 13
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $6.2M
Amount of New Vehicle Loans 385 $6.4M
Amount of Unsecured Credit Card Loans 396 $353K
Amount of All Other Unsecured Loans/Lines of Credit 397 $393K
Share Certificates 451 $3
Number of Accounts for Share Drafts 452 1,651
IRA/KEOGH Accounts 453 $35
Number of Accounts for Regular Shares 454 2,790
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 4,479
Number of credit union employees who are Full-Time (26 hours or more) 564A 10
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $45K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,839.00%
Number of Outstanding Indirect Loans 617A 128
Total Amount of Outstanding Indirect Loans 618A $1.9M
Total credit lines 881 $1.4M
NCUA data file FS220B (19 items)

maturity and repricing buckets (40%), credit cards (17%)

Austin Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $1K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $4K
Number - Total Delinquent Credit Card Loans 045A 2
Total Amount of Delinquent Unsecured Credit Card Loans 045B $5K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $1.7M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $1.7M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $33.0M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $23.3M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $4K
Fair value of Held to Maturity Securities 801 $8K
Amount of Share Drafts - < 1 Year 902A $10.8M
Total Amount of IRA/KEOGH Accounts 906C $532K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $22K
Number of New Vehicle Loans 958 501
Total Shares 966 $4K
Number of Unsecured Credit Card Loans 993 312
Number of All Other Unsecured Loans/Lines of Credit 994 248
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 10
NCUA data file FS220C (7 items)

charge-offs and recoveries (27%), participation loans (18%)

Austin Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $20K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $541
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $2K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $1K
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Amount of Participation Loans Purchased Year-to-Date 690 $523K
NCUA data file FS220D (22 items)

member services and products offered (69%), CUSO relationships (27%)

Austin Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
No Cost Tax Prep. Services 879C3 $1
Student Scholarships 879C4 $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (2 items)

loans and leases (32%), participation loans (18%)

Austin Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $1.3M
Total Credit Lines at Corporate Credit Unions 884 $1.4M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Austin Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $1.2M
NCUA data file FS220I (13 items)

vehicle lending (59%), delinquency (44%)

Austin Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $7K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $17K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $287
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $16K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $12K
Number of Reportable Delinquent New Vehicle Loans 035E1 2
Number of Reportable Delinquent Used Vehicle Loans 035E2 7
Amount of Reportable Delinquent New Vehicle Loans 041C1 $7K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $29K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $26K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $32K
Amount of New Vehicle Loans YTD Recoveries 551C1 $3K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $2K
NCUA data file FS220L (10 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Austin Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $16.4M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $1.3M
Amount of All Other Real Estate Loans/Lines of Credit 386B $22K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 699.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 599.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 699.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 725.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $531K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $1.1M
NCUA data file FS220M (8 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Austin Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $903K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $255K
Total Unfunded Commitments for Non-Commercial Loans 816T $1.2M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $6K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 12
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 24
Number of All Other Real Estate Loans/Lines of Credit 960B 1
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 35
NCUA data file FS220N (4 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Austin Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $8K
Total Liabilities LI0069 $34.9M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $18K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $38.4M
NCUA data file FS220P (14 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Austin Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $2K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $314
All Other Unsecured Loans/Lines of Credit DL0023 $1K
All Other Unsecured Loans/Lines of Credit DL0027 $1K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $1
New Vehicle Loans DL0030 $6K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $189K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $189K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $8K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $22K
Amount of Consumer Loans in Non-Accrual Status DL0145 $222K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 128
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $1.9M
NCUA data file FS220Q (22 items)

investment portfolio detail (69%)

Austin Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0017 $8K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0018 $8K
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $8K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $8K
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $8K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $15.9M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $1.2M
Investment Maturity Distribution - Time Deposits - Total NV0116 $17.2M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $8K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $37K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $37K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $16.0M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $1.2M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $17.2M
RBC Total Equity RB0001 $3.6M
RBC Allowance for Credit Losses RB0002 $105K
RBC Total Additions RB0005 $105K
RBC Total Deductions RB0009 $334K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $3.3M
RBC Risk-Based Capital Numerator RB0012 $3.3M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $1.3M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Vehicle - Non-commercial SL0037 $523K
NCUA data file FS220R (31 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Austin Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $45K
RBC Schedule Total Consumer Loans RB0060 $14.0M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $105K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $105K
RBC Schedule Total Loans RB0079 $16.3M
RBC Total for Risk Weighting Total Loans RB0081 -$105K
RBC Total Loans 0% Weight RB0082 -$105K
RBC Schedule Total Other Assets RB0088 $2.3M
RBC Total for Risk Weighting Other Assets RB0090 $334K
RBC Other Assets 0% Weight RB0091 $334K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $38.4M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $229K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $229K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $38.4M
RBC Allowance for Credit Losses (Loans) RB0177 $105K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 11.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 1,094,547.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 22,406.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $1.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 24.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 1,276,811.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $1.3M
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 1.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 22,079.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $22K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $37
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $2.4M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $2.2M
Total Shares SH0013 $34.6M
Total Shares and Deposits SH0018 $34.6M

Austin Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Austin Federal Credit Union call report?

The Austin Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Austin Federal Credit Union file?

Austin Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Austin Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Austin Federal Credit Union is 17955.

How often does Austin Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Austin Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.