Bayou City Federal Credit Union: Loan-to-Share Ratio
37.29% Meets the NCUA threshold
Data as of · sourced from NCUA 5300 call reports. How we update
Regulator records: NCUA credit union profile (charter 23582) · FFIEC NIC profile (RSSD 233880)
Bayou City Federal Credit Union reported a loan-to-share ratio of 37.29% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
12-Quarter Trend
Q1 2025 Latest
Q2 202637.29%
Q1 202639.12%
Q4 202540.82%
Q3 202540.21%
Q2 202541.58%
Q1 202542.02%
What Loan-to-Share Ratio Means
Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
Full definition & formula →Explore more for Bayou City Federal Credit Union: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.