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Credit union call report ยท Greenville, PA

Bessemer System Federal Credit Union Call Report

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Bessemer System Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 239 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Bessemer System Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number4982
Federal Reserve RSSD ID693970

The official copy: search charter number 4982 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Bessemer System Federal Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Bessemer System Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $566K
1c. Total Cash on Hand 730A $566K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $1.4M
2c. Cash on Deposit in Other Financial Institutions 730B2 $67K
2. Cash on Deposit (total) 730B $1.4M
3. Time Deposits in Banks and Credit Unions AS0007 $2.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $4.0M
9. Held-to-Maturity Debt Securities AS0073 $31.7M
11. TOTAL INVESTMENT SECURITIES AS0013 $31.7M
12b. Perpetual Contributed Capital 769B $580K
13. TOTAL OTHER INVESTMENTS AS0017 $580K
15a. Number of Total Loans and Leases 025A 1,247
15b. Total Loans and Leases 025B $7.3M
17. ACL on Loans and Leases AS0048 $35K
19. Land and Building 007 $1.4M
20. Other Fixed Assets 008 $250K
21. NCUA Share Insurance Capitalization Deposit 794 $411K
22d. Accrued Interest on Loans 009A $16K
22e. Accrued Interest on Investments 009B $93K
22f. All Other Assets 009C $1.5M
22g. Total Other Assets AS0036 $1.6M
23. TOTAL ASSETS 010 $47.3M
Accounts Payable and Other Liabilities 825 $27K
Member Shares of All Types 013 $41.7M
Total Shares and Deposits 018 $41.7M
Undivided Earnings 940 $5.5M
Total Net Worth 997 $5.5M
Net Worth Ratio 998 11.73%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $47.3M
Statement of Income and Expense (22 items)
Bessemer System Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $237K
3. Income from Investments 120 $669K
5. TOTAL INTEREST INCOME 115 $906K
6. Dividends on Shares 380 $223K
9. TOTAL INTEREST EXPENSE 350 $223K
10. NET INTEREST INCOME IS0010 $683K
12a. Credit Loss Expense - Loans and Leases IS0011 $27K
12e. Total Credit Loss Expense IS0017 $27K
13. Fee Income 131 $42K
14. Other Operating Income IS0020 $71K
23. TOTAL NON-INTEREST INCOME 117 $113K
24. Employee Compensation and Benefits 210 $281K
25. Travel and Conference 230 $1K
26. Office Occupancy 250 $40K
27. Office Operations 260 $131K
28. Educational and Promotional 270 $21K
29. Loan Servicing 280 $37K
30. Professional and Outside Services 290 $81K
32. Operating Fees 320 $2K
33. Miscellaneous Operating Expense 360 $562
34. TOTAL NON-INTEREST EXPENSE 671 $595K
35. NET INCOME 661A $174K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Bessemer System Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $42K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $2K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $315
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $19K
Loans Granted Year-to-Date 031A $54
Amount of Loans Granted Year-to-Date 031B $715K
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $47K
Number of current members (not number of accounts) 083 3,032
Number of potential members 084 114,598
Interest Rate of Unsecured Credit Card Loans 521 990.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 957.00%
Interest Rate of New Vehicle Loans 523 518.00%
Interest Rate of Used Vehicle Loans 524 566.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $14K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $3K
Amount of Regular Shares 657 $21.7M
Amount of Share Drafts 902 $7.4M
IRA/KEOGH Accounts - < 1 Year 906A $2.1M
Share Certificates - < 1 Year 908A $4.3M
Total Amount of Share Certificates 908C $6.7M
Total Amount of Money Market Shares 911 $3.1M
Number of Used Vehicle Loans 968 187
NCUA data file FS220A (22 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Bessemer System Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $38.6M
Total Shares - 1-3 Years 013B1 $3.1M
Total Shares and Deposits - < 1 Year 018A $38.6M
Total Shares and Deposits - 1-3 Years 018B1 $3.1M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 5
Amount of Delinquent Indirect Loans 041E $45K
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $1.8M
Amount of New Vehicle Loans 385 $1.1M
Amount of Unsecured Credit Card Loans 396 $743K
Amount of All Other Unsecured Loans/Lines of Credit 397 $663K
Share Certificates 451 $208
Number of Accounts for Share Drafts 452 1,422
IRA/KEOGH Accounts 453 $93
Number of Accounts for Regular Shares 454 3,668
Money Market Shares 458 $95
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 5,486
Number of credit union employees who are Full-Time (26 hours or more) 564A 7
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Number of Outstanding Indirect Loans 617A 216
Total Amount of Outstanding Indirect Loans 618A $2.0M
Total credit lines 881 $2.5M
NCUA data file FS220B (20 items)

maturity and repricing buckets (40%), credit cards (17%)

Bessemer System Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $83K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $83K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $41.6M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $21.7M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $3K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $305
Fair value of Held to Maturity Securities 801 $31.5M
Amount of Share Drafts - < 1 Year 902A $7.4M
IRA/KEOGH Accounts - 1-3 Years 906B1 $633K
Total Amount of IRA/KEOGH Accounts 906C $2.8M
Share Certificates - 1-3 Years 908B1 $2.5M
Money Market Shares - < 1 Year 911A $3.1M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $131K
Number of New Vehicle Loans 958 90
Total Shares 966 $5K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $12K
Number of Unsecured Credit Card Loans 993 690
Number of All Other Unsecured Loans/Lines of Credit 994 147
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 4
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Bessemer System Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $2.6M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $944K
Outstanding balance of brokered certificates of deposit and share certificates 788 $31.7M
NCUA data file FS220D (16 items)

member services and products offered (69%), CUSO relationships (27%)

Bessemer System Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Brokered Deposits (All deposits acquired through a third party) 879T $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Bessemer System Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $2.5M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Bessemer System Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $3.0M
NCUA data file FS220I (8 items)

vehicle lending (59%), delinquency (44%)

Bessemer System Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $14K
Number of Reportable Delinquent New Vehicle Loans 035E1 2
Number of Reportable Delinquent Used Vehicle Loans 035E2 1
Amount of Reportable Delinquent New Vehicle Loans 041C1 $33K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $11K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $6K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $150
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $3K
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Bessemer System Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Other Insurance 789E2 $1.3M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $1.3M
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Bessemer System Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $7.3M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $731K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 605.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 527.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 565.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $833K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $1.4M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Bessemer System Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $2.4M
Total Unfunded Commitments for Non-Commercial Loans 816T $3.0M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $613K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 40
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 25
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 68
NCUA data file FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Bessemer System Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $7.5M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $14.2M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $10.1M
Total Liabilities LI0069 $41.7M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $52K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $47.3M
NCUA data file FS220P (13 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Bessemer System Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $4K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $2K
All Other Unsecured Loans/Lines of Credit DL0022 $9K
All Other Unsecured Loans/Lines of Credit DL0024 $2K
All Other Unsecured Loans/Lines of Credit DL0026 $315
All Other Unsecured Loans/Lines of Credit DL0027 $3K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $2
New Vehicle Loans DL0030 $33K
Used Vehicle Loans DL0037 $11K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $45K
Amount of Consumer Loans in Non-Accrual Status DL0145 $3K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 216
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $2.0M
NCUA data file FS220Q (25 items)

investment portfolio detail (69%)

Bessemer System Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0013 $1.3M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0014 $1.3M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $1.3M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $1.3M
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $30.5M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $30.3M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $31.7M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $750K
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $1.0M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $245K
Investment Maturity Distribution - Time Deposits - Total NV0116 $2.0M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $31.7M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $580K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $580K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $8.2M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $15.2M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $10.3M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $580K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $34.3M
RBC Total Equity RB0001 $5.5M
RBC Allowance for Credit Losses RB0002 $35K
RBC Total Additions RB0005 $35K
RBC Total Deductions RB0009 $411K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $5.2M
RBC Risk-Based Capital Numerator RB0012 $5.2M
NCUA data file FS220R (33 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Bessemer System Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $32.3M
RBC Schedule Total Consumer Loans RB0060 $5.2M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $35K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $35K
RBC Schedule Total Loans RB0079 $7.3M
RBC Total for Risk Weighting Total Loans RB0081 -$35K
RBC Total Loans 0% Weight RB0082 -$35K
RBC Schedule Total Other Assets RB0088 $3.7M
RBC Total for Risk Weighting Other Assets RB0090 $411K
RBC Other Assets 0% Weight RB0091 $411K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $47.3M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $377K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $377K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $47.3M
RBC Allowance for Credit Losses (Loans) RB0177 $35K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 4.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 396,694.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 36.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 1,007,762.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 68,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $1.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $68K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 25.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 731,087.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 139,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $731K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $139K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $65
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $2.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $207K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $395K
Total Shares SH0013 $41.7M
Total Shares and Deposits SH0018 $41.7M

Bessemer System Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Bessemer System Federal Credit Union call report?

The Bessemer System Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Bessemer System Federal Credit Union file?

Bessemer System Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Bessemer System Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Bessemer System Federal Credit Union is 4982.

How often does Bessemer System Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Bessemer System Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.