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Best Reward Federal Credit Union: Delinquency Ratio

1.56% In the BankRegReports watch band

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 24920) · FFIEC NIC profile (RSSD 976589)

Best Reward Federal Credit Union reported a delinquency ratio of 1.56% as of Q2 2026. The delinquency ratio is loans 60+ days past due as a percent of total loans, the headline asset-quality gauge examiners watch for a credit union.

NCUA sets no threshold for the delinquency ratio. The band shown above is a BankRegReports reference band, not a regulatory standard.

6-Quarter Trend

Q1 2025 Q2 2026 (latest)
Q2 20261.56%
Q1 20261.22%
Q4 20251.01%
Q3 20250.88%
Q2 20250.30%
Q1 20250.37%

What Delinquency Ratio Means

Loans 60+ days past due as a percent of total loans, the headline asset-quality gauge examiners watch for a credit union.

Full definition & formula →

Delinquency Ratio against similar-size credit unions

Compared with 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.

Metric This credit union Peer median Rank among peers
Delinquency ratio Middle half of peers: 0.39% to 1.12% 1.56% 0.68% 14th bottom

Explore more for Best Reward Federal Credit Union: net worth ratio · return on assets · loan-to-share · or browse all credit unions.