Skip to main content

Best Reward Federal Credit Union: Loan-to-Share Ratio

23.03% Within the BankRegReports reference band

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 24920) · FFIEC NIC profile (RSSD 976589)

Best Reward Federal Credit Union reported a loan-to-share ratio of 23.03% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

NCUA sets no threshold for the loan-to-share ratio. The band shown above is a BankRegReports reference band, not a regulatory standard.

6-Quarter Trend

Q1 2025 Q2 2026 (latest)
Q2 202623.03%
Q1 202623.32%
Q4 202524.51%
Q3 202525.39%
Q2 202525.67%
Q1 202525.57%

What Loan-to-Share Ratio Means

Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

Full definition & formula →

Loan-to-Share Ratio against similar-size credit unions

Compared with 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.

Metric This credit union Peer median Rank among peers
Loan-to-share ratio Middle half of peers: 62.05% to 86.41% 23.03% 75.66% under 10th position only

Explore more for Best Reward Federal Credit Union: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.