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Billerica Municipal Employees Credit Union: Loan-to-Share Ratio

32.05% Meets the NCUA threshold

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 66336) · FFIEC NIC profile (RSSD 1019326)

Billerica Municipal Employees Credit Union reported a loan-to-share ratio of 32.05% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

12-Quarter Trend

Q1 2025 Latest
Q2 202632.05%
Q1 202632.51%
Q4 202533.27%
Q3 202535.00%
Q2 202534.75%
Q1 202537.43%

What Loan-to-Share Ratio Means

Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

Full definition & formula →

Explore more for Billerica Municipal Employees Credit Union: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.