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Credit union call report ยท Sioux Falls, SD

Bluestone Federal Credit Union Call Report

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Bluestone Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 361 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Bluestone Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number2874
Federal Reserve RSSD ID871479

The official copy: search charter number 2874 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Bluestone Federal Credit Union call report, Q2 2026

Statement of Financial Condition (41 items)
Bluestone Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $2.4M
1b. Cash Items in Process of Collection AS0005 $1.1M
1c. Total Cash on Hand 730A $3.6M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $709K
2b. Cash on Deposit in Federal Reserve Bank AS0003 $10.6M
2c. Cash on Deposit in Other Financial Institutions 730B2 $986K
2. Cash on Deposit (total) 730B $12.3M
3. Time Deposits in Banks and Credit Unions AS0007 $6.3M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $22.1M
8. Available-for-Sale Debt Securities AS0067 $41.7M
9. Held-to-Maturity Debt Securities AS0073 $744K
11. TOTAL INVESTMENT SECURITIES AS0013 $42.5M
12b. Perpetual Contributed Capital 769B $199K
12c. All Other Investments AS0016 $123K
13. TOTAL OTHER INVESTMENTS AS0017 $322K
14. Loans Held for Sale 003 $933K
15a. Number of Total Loans and Leases 025A 12,075
15b. Total Loans and Leases 025B $128.2M
17. ACL on Loans and Leases AS0048 $1.1M
18c. Foreclosed/Repossessed - Vehicles AS0024 $45K
18e. Foreclosed/Repossessed Assets (total) 798A $45K
19. Land and Building 007 $4.3M
20. Other Fixed Assets 008 $1.8M
21. NCUA Share Insurance Capitalization Deposit 794 $1.6M
22a. Goodwill 009D2 $285K
22b. Mortgage Servicing Rights 779 $2.4M
22d. Accrued Interest on Loans 009A $337K
22e. Accrued Interest on Investments 009B $140K
22f. All Other Assets 009C $1.8M
22g. Total Other Assets AS0036 $5.0M
23. TOTAL ASSETS 010 $205.6M
Accounts Payable and Other Liabilities 825 $8.5M
Accrued Dividends and Interest Payable 820A $12K
ACL on Off-Balance-Sheet Exposures LI0003 $1K
Member Shares of All Types 013 $176.4M
Total Shares and Deposits 018 $176.4M
Undivided Earnings 940 $18.2M
Net Income (equity) 602 $898K
Total Net Worth 997 $19.7M
Net Worth Ratio 998 9.57%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $205.6M
Statement of Income and Expense (27 items)
Bluestone Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $3.6M
2. (Less) Interest Refunded 119 $9K
3. Income from Investments 120 $1.3M
5. TOTAL INTEREST INCOME 115 $4.8M
6. Dividends on Shares 380 $969K
8. Interest on Borrowed Money 340 $51K
9. TOTAL INTEREST EXPENSE 350 $1.0M
10. NET INTEREST INCOME IS0010 $3.8M
12a. Credit Loss Expense - Loans and Leases IS0011 $491K
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 $1K
12e. Total Credit Loss Expense IS0017 $492K
13. Fee Income 131 $2.8M
14. Other Operating Income IS0020 $3K
18. Gain (Loss) on Disposition of Fixed Assets 430 $6K
22. Other Non-Operating Income 440 $32K
23. TOTAL NON-INTEREST INCOME 117 $2.8M
24. Employee Compensation and Benefits 210 $2.9M
25. Travel and Conference 230 $36K
26. Office Occupancy 250 $233K
27. Office Operations 260 $506K
28. Educational and Promotional 270 $215K
29. Loan Servicing 280 $602K
30. Professional and Outside Services 290 $708K
32. Operating Fees 320 $9K
33. Miscellaneous Operating Expense 360 $29K
34. TOTAL NON-INTEREST EXPENSE 671 $5.3M
35. NET INCOME 661A $898K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Bluestone Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $449K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $256K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $181K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $50K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $15K
Loans Granted Year-to-Date 031A $1K
Amount of Loans Granted Year-to-Date 031B $50.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $635K
Number of current members (not number of accounts) 083 11,866
Number of potential members 084 857,107
Interest Rate of Unsecured Credit Card Loans 521 1,088.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,202.00%
Interest Rate of New Vehicle Loans 523 545.00%
Interest Rate of Used Vehicle Loans 524 541.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $468K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $20K
Amount of Regular Shares 657 $56.7M
Amount of Share Drafts 902 $41.7M
IRA/KEOGH Accounts - < 1 Year 906A $3.2M
Share Certificates - < 1 Year 908A $17.5M
Total Amount of Share Certificates 908C $20.3M
Total Amount of Money Market Shares 911 $54.1M
Number of Used Vehicle Loans 968 5,893
NCUA data file FS220A (27 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Bluestone Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $173.3M
Total Shares - 1-3 Years 013B1 $2.9M
Total Shares - > 3 Years 013B2 $268K
Total Shares and Deposits - < 1 Year 018A $173.3M
Total Shares and Deposits - 1-3 Years 018B1 $2.9M
Total Shares and Deposits - > 3 Years 018B2 $268K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 71
Amount of Delinquent Indirect Loans 041E $68K
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $61.2M
Amount of New Vehicle Loans 385 $12.1M
Amount of Unsecured Credit Card Loans 396 $4.7M
Amount of All Other Unsecured Loans/Lines of Credit 397 $2.0M
Share Certificates 451 $969
Number of Accounts for Share Drafts 452 9,049
IRA/KEOGH Accounts 453 $299
Number of Accounts for Regular Shares 454 15,228
Money Market Shares 458 $937
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 26,482
Number of credit union employees who are Full-Time (26 hours or more) 564A 65
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $509K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,690.00%
Number of Outstanding Indirect Loans 617A 3,466
Total Amount of Outstanding Indirect Loans 618A $21.3M
Amount of real estate loans sold but serviced by the credit union 779A $392.1M
Total credit lines 881 $20.1M
Miscellaneous Equity 996 $3.3M
NCUA data file FS220B (29 items)

maturity and repricing buckets (40%), credit cards (17%)

Bluestone Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $46K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $45K
Amount of Delinquent Unsecured Credit Card Loans as of - 12 months and over delinquent 028B $1K
Number - Total Delinquent Credit Card Loans 045A 20
Total Amount of Delinquent Unsecured Credit Card Loans 045B $102K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $16.4M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $16.4M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $160.0M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $56.7M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $48K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $4K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $24.0M
Fair value of Held to Maturity Securities 801 $743K
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $41.7M
IRA/KEOGH Accounts - 1-3 Years 906B1 $252K
IRA/KEOGH Accounts - > 3 Years 906B2 $149K
Total Amount of IRA/KEOGH Accounts 906C $3.6M
Share Certificates - 1-3 Years 908B1 $2.6M
Share Certificates - > 3 Years 908B2 $120K
Money Market Shares - < 1 Year 911A $54.1M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $191K
Number of New Vehicle Loans 958 933
Total Shares 966 $26K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $156K
Number of Unsecured Credit Card Loans 993 3,086
Number of All Other Unsecured Loans/Lines of Credit 994 763
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 25
NCUA data file FS220C (12 items)

charge-offs and recoveries (27%), participation loans (18%)

Bluestone Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $164K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $180K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $1K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $180
Number of credit union branches (include the main office if member services are conducted at that location) 566 4
Supplemental Share Information - Accts Held by Member Government Depositors 631 $479K
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $9.9M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $107K
Amount of Participation Loans Purchased Year-to-Date 690 $5.2M
Amount of Participation Loans Sold Year-to-Date 691 $13.9M
Outstanding balance of brokered certificates of deposit and share certificates 788 $744K
NCUA data file FS220D (27 items)

member services and products offered (69%), CUSO relationships (27%)

Bluestone Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Online Financial Literacy 879B7 $1
No Cost Bill Payer 879C2 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (11 items)

loans and leases (32%), participation loans (18%)

Bluestone Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $570K
Total Outstanding Amount of Participation Loans Purchased By Type 691L $16.5M
Total Outstanding Amount of Participation Loans Sold By Type 691N $1.5M
Outstanding Amount of Real Estate Participation Loans Sold 691N2 $1.5M
Total Value of Investments in CUSOs 851 $4.9M
Total Amount Loaned to CUSOs 852 $1.1M
Total Aggregate Cash Outlay in CUSOs 853 $932K
Assets Pledged to Secure Borrowings 878 $10.5M
Total Credit Lines at Corporate Credit Unions 884 $9.9M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $570K
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $570K
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Bluestone Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $21.8M
Total number of TDR loans outstanding 1000F $2
Total amount of TDR loans outstanding 1001F $18K
NCUA data file FS220I (16 items)

vehicle lending (59%), delinquency (44%)

Bluestone Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $55K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $341K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $52K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $101K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $32K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $9K
Number of Reportable Delinquent New Vehicle Loans 035E1 3
Number of Reportable Delinquent Used Vehicle Loans 035E2 24
Amount of Reportable Delinquent New Vehicle Loans 041C1 $52K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $253K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $383K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $4K
Commercial Share Accounts 643 $3.8M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $37
Total Credit Lines at Natural Person Credit Unions 884C $1.9M
Number of International Remittances originated Year-to-Date 928 11
NCUA data file FS220L (9 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Bluestone Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $12K
Total Amount of Loans & Leases on Loan Schedule 025B1 $128.2M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $21.0M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 581.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 538.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 609.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $14.3M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $12.9M
Balance Outstanding of 1st Mtg Residential construction Loans - Excluding Commercial Purpose 704A2 $656K
NCUA data file FS220M (8 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Bluestone Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $5.1M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $10.7M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $2.9M
Total Unfunded Commitments for Non-Commercial Loans 816T $21.8M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $3.1M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 107
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 384
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 909
NCUA data file FS220N (9 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Bluestone Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $9.1M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $7.3M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $14.3M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $11.1M
Held-to-Maturity Debt Securities <=1 Year AS0068 $744K
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$2.4M
Total Liabilities LI0069 $185.0M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $221K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $205.6M
NCUA data file FS220P (23 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Bluestone Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $37K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $12K
Unsecured Credit Card Loans DL0002 $11K
All Other Unsecured Loans/Lines of Credit DL0022 $14K
All Other Unsecured Loans/Lines of Credit DL0023 $26K
All Other Unsecured Loans/Lines of Credit DL0024 $9K
All Other Unsecured Loans/Lines of Credit DL0025 $993
All Other Unsecured Loans/Lines of Credit DL0026 $11K
All Other Unsecured Loans/Lines of Credit DL0027 $47K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $21
New Vehicle Loans DL0030 $463
Used Vehicle Loans DL0037 $111K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $25K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $49K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $104K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $28K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $181K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $3
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $148K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $95K
Amount of Consumer Loans in Non-Accrual Status DL0145 $539K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 3,466
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $21.3M
NCUA data file FS220Q (37 items)

investment portfolio detail (69%)

Bluestone Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $8.3M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $10.5M
Available-for-sale Amortized Cost - US Government Obligations NV0003 $2.0M
Available-for-sale Fair Value - US Government Obligations NV0004 $1.9M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $2.1M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $2.0M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $40.0M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $37.8M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $42.1M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $39.8M
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $744K
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $743K
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $744K
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $44.1M
Total Fair Value Available-for-Sale Debt Securities NV0084 $41.7M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $3.8M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $2.5M
Investment Maturity Distribution - Time Deposits - Total NV0116 $6.3M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $41.7M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $744K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $322K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $322K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $13.7M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $9.8M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $14.3M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $11.1M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $322K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $49.1M
RBC Total Equity RB0001 $19.7M
RBC Allowance for Credit Losses RB0002 $1.1M
RBC Total Additions RB0005 $1.1M
RBC Total Deductions RB0009 $1.9M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $18.9M
RBC Risk-Based Capital Numerator RB0012 $18.9M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $16.5M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Vehicle - Non-commercial SL0037 $5.2M
Participation Loans: Participations Sold - Sold Year-To-Date - Amount - 1- to 4-Family Residential Property SL0047 $13.9M
NCUA data file FS220R (53 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Bluestone Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $42.8M
RBC Schedule Total Consumer Loans RB0060 $94.2M
RBC Adjustments to Loans Held for Sale RB0075 -$933K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $1.1M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $1.1M
RBC Schedule Total Loans RB0079 $128.0M
RBC Adjustments to Total Loans RB0080 -$933K
RBC Total for Risk Weighting Total Loans RB0081 -$1.1M
RBC Total Loans 0% Weight RB0082 -$1.1M
RBC Schedule Total Other Assets RB0088 $12.7M
RBC Total for Risk Weighting Other Assets RB0090 $1.9M
RBC Other Assets 0% Weight RB0091 $1.9M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $205.6M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $796K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $796K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $205.6M
RBC Allowance for Credit Losses (Loans) RB0177 $1.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 46.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 6,090,095.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 22,500,237.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 32.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 3,485,443.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 1,667,800.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $18
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $2.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $632K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 11.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 922,384.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 1,044,400.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $12.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $25.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 250.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 15,493,928.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 1,288,633.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Fixed Rate RL0024 134.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Fixed Rate RL0025 5,512,508.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Fixed Rate RL0026 451,106.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $21.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $1.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $491
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $33.9M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $27.6M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $9.8M
Total Shares SH0013 $176.4M
Total Shares and Deposits SH0018 $176.4M
Number of Outstanding Loans Purchased from Other Sources SL0020 17
Amount of Outstanding Loans Purchased from Other Sources SL0021 $4.6M
Number of Loans Sold, Year-to-date SL0022 95
Amount of Loans Sold, Year-to-date SL0023 $24.0M
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 95
Number of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0028 65
Amount of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0029 $16.5M
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 2,626
NCUA data file FS220S (6 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Bluestone Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Investment security exchange services PP0046 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Bluestone Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Bluestone Federal Credit Union call report?

The Bluestone Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Bluestone Federal Credit Union file?

Bluestone Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Bluestone Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Bluestone Federal Credit Union is 2874.

How often does Bluestone Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Bluestone Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.