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Credit union call report ยท Alvin, TX

Brazos Community Credit Union Call Report

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Brazos Community Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 208 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Brazos Community Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number67510
Federal Reserve RSSD ID498997

The official copy: search charter number 67510 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Brazos Community Credit Union call report, Q2 2026

Statement of Financial Condition (27 items)
Brazos Community Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $295K
1c. Total Cash on Hand 730A $295K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $3.5M
2c. Cash on Deposit in Other Financial Institutions 730B2 $51K
2. Cash on Deposit (total) 730B $3.5M
3. Time Deposits in Banks and Credit Unions AS0007 $2.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $5.8M
12b. Perpetual Contributed Capital 769B $8K
13. TOTAL OTHER INVESTMENTS AS0017 $8K
15a. Number of Total Loans and Leases 025A 1,280
15b. Total Loans and Leases 025B $14.5M
17. ACL on Loans and Leases AS0048 $792K
19. Land and Building 007 $83K
20. Other Fixed Assets 008 $56K
21. NCUA Share Insurance Capitalization Deposit 794 $154K
22d. Accrued Interest on Loans 009A $42K
22f. All Other Assets 009C $57K
22g. Total Other Assets AS0036 $99K
23. TOTAL ASSETS 010 $20.0M
Accounts Payable and Other Liabilities 825 $192K
Accrued Dividends and Interest Payable 820A $686
Member Shares of All Types 013 $16.4M
Total Shares and Deposits 018 $16.4M
Undivided Earnings 940 $3.4M
Total Net Worth 997 $3.4M
Net Worth Ratio 998 16.99%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $20.0M
Statement of Income and Expense (23 items)
Brazos Community Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $506K
3. Income from Investments 120 $70K
5. TOTAL INTEREST INCOME 115 $576K
6. Dividends on Shares 380 $2K
7. Interest on Deposits 381 $171K
9. TOTAL INTEREST EXPENSE 350 $172K
10. NET INTEREST INCOME IS0010 $404K
12a. Credit Loss Expense - Loans and Leases IS0011 $223K
12e. Total Credit Loss Expense IS0017 $223K
13. Fee Income 131 $58K
14. Other Operating Income IS0020 $49K
23. TOTAL NON-INTEREST INCOME 117 $107K
24. Employee Compensation and Benefits 210 $325K
25. Travel and Conference 230 $3K
26. Office Occupancy 250 $26K
27. Office Operations 260 $164K
28. Educational and Promotional 270 $3K
29. Loan Servicing 280 $3K
30. Professional and Outside Services 290 $42K
32. Operating Fees 320 $4K
33. Miscellaneous Operating Expense 360 $7K
34. TOTAL NON-INTEREST EXPENSE 671 $576K
35. NET INCOME 661A -$288K
Statement pages - all other filed accounts (20 items)

delinquency (21%), credit cards (21%)

Brazos Community Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $189K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $130K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $92K
Loans Granted Year-to-Date 031A $66
Amount of Loans Granted Year-to-Date 031B $2.4M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $305K
Number of current members (not number of accounts) 083 1,907
Number of potential members 084 274,264
Interest Rate of Unsecured Credit Card Loans 521 890.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,149.00%
Interest Rate of New Vehicle Loans 523 474.00%
Interest Rate of Used Vehicle Loans 524 474.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $150K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $34K
Amount of Regular Shares 657 $5.3M
Amount of Share Drafts 902 $2.9M
IRA/KEOGH Accounts - < 1 Year 906A $656K
Share Certificates - < 1 Year 908A $4.2M
Total Amount of Share Certificates 908C $5.4M
Number of Used Vehicle Loans 968 330
NCUA data file FS220A (17 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Brazos Community Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $13.1M
Total Shares - 1-3 Years 013B1 $3.2M
Total Shares and Deposits - < 1 Year 018A $13.1M
Total Shares and Deposits - 1-3 Years 018B1 $3.2M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 24
Effective date of last audit 063 $72K
Amount of Used Vehicle Loans 370 $6.4M
Amount of New Vehicle Loans 385 $4.2M
Amount of Unsecured Credit Card Loans 396 $426K
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.6M
Share Certificates 451 $135
Number of Accounts for Share Drafts 452 869
IRA/KEOGH Accounts 453 $45
Number of Accounts for Regular Shares 454 2,150
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 3,199
Number of credit union employees who are Full-Time (26 hours or more) 564A 6
Total credit lines 881 $3.7M
NCUA data file FS220B (21 items)

maturity and repricing buckets (40%), credit cards (17%)

Brazos Community Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $41K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $19K
Number - Total Delinquent Credit Card Loans 045A 8
Total Amount of Delinquent Unsecured Credit Card Loans 045B $64K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $754K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $754K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $15.6M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $5.3M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $4K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $8K
Amount of Share Drafts - < 1 Year 902A $2.9M
IRA/KEOGH Accounts - 1-3 Years 906B1 $2.1M
Total Amount of IRA/KEOGH Accounts 906C $2.8M
Share Certificates - 1-3 Years 908B1 $1.1M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $136K
Number of New Vehicle Loans 958 131
Total Shares 966 $3K
Number of Unsecured Credit Card Loans 993 477
Number of All Other Unsecured Loans/Lines of Credit 994 250
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 7
NCUA data file FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Brazos Community Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $1.4M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $1.8M
NCUA data file FS220D (14 items)

member services and products offered (69%), CUSO relationships (27%)

Brazos Community Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Financial Education 879B2 $1
No Cost Bill Payer 879C2 $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Brazos Community Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $3.7M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Brazos Community Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $2.4M
NCUA data file FS220I (12 items)

vehicle lending (59%), delinquency (44%)

Brazos Community Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $41K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $71K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $39K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $8K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $72K
Number of Reportable Delinquent New Vehicle Loans 035E1 2
Number of Reportable Delinquent Used Vehicle Loans 035E2 6
Amount of Reportable Delinquent New Vehicle Loans 041C1 $64K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $107K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $61K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $8K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $14K
NCUA data file FS220L (6 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Brazos Community Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $14.5M
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 600.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 899.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.2M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $613K
NCUA data file FS220M (5 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Brazos Community Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $2.4M
Total Unfunded Commitments for Non-Commercial Loans 816T $2.4M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $7K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 11
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 81
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Brazos Community Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $16.6M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $112K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $20.0M
NCUA data file FS220P (19 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Brazos Community Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $84K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $12K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $1K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $6K
Unsecured Credit Card Loans DL0002 $4K
All Other Unsecured Loans/Lines of Credit DL0022 $19K
All Other Unsecured Loans/Lines of Credit DL0023 $6K
All Other Unsecured Loans/Lines of Credit DL0024 $28K
All Other Unsecured Loans/Lines of Credit DL0027 $34K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $5
New Vehicle Loans DL0030 $24K
Used Vehicle Loans DL0037 $27K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $58K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $22K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $14K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $37K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $3
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $83K
Amount of Consumer Loans in Non-Accrual Status DL0145 $161K
NCUA data file FS220Q (13 items)

investment portfolio detail (69%)

Brazos Community Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $2.0M
Investment Maturity Distribution - Time Deposits - Total NV0116 $2.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $8K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $8K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $2.0M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $8K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $2.0M
RBC Total Equity RB0001 $3.4M
RBC Allowance for Credit Losses RB0002 $792K
RBC Total Additions RB0005 $792K
RBC Total Deductions RB0009 $154K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $4.0M
RBC Risk-Based Capital Numerator RB0012 $4.0M
NCUA data file FS220R (22 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Brazos Community Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $8K
RBC Schedule Total Consumer Loans RB0060 $13.9M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $792K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $792K
RBC Schedule Total Loans RB0079 $13.7M
RBC Total for Risk Weighting Total Loans RB0081 -$792K
RBC Total Loans 0% Weight RB0082 -$792K
RBC Schedule Total Other Assets RB0088 $392K
RBC Total for Risk Weighting Other Assets RB0090 $154K
RBC Other Assets 0% Weight RB0091 $154K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $20.0M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$638K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$638K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $20.0M
RBC Allowance for Credit Losses (Loans) RB0177 $792K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 11.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 612,746.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $613K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $11
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $613K
Total Shares SH0013 $16.4M
Total Shares and Deposits SH0018 $16.4M

Brazos Community Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Brazos Community Credit Union call report?

The Brazos Community Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Brazos Community Credit Union file?

Brazos Community Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Brazos Community Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Brazos Community Credit Union is 67510.

How often does Brazos Community Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Brazos Community Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.