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Credit union call report ยท Cedarville, NJ

Bridgeton Onized Federal Credit Union Call Report

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Bridgeton Onized Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 263 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Bridgeton Onized Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number3476
Federal Reserve RSSD ID672377

The official copy: search charter number 3476 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Bridgeton Onized Federal Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Bridgeton Onized Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $711K
1c. Total Cash on Hand 730A $711K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $612K
2c. Cash on Deposit in Other Financial Institutions 730B2 -$14K
2. Cash on Deposit (total) 730B $599K
3. Time Deposits in Banks and Credit Unions AS0007 $975K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $2.3M
9. Held-to-Maturity Debt Securities AS0073 $1.2M
11. TOTAL INVESTMENT SECURITIES AS0013 $1.2M
12b. Perpetual Contributed Capital 769B $210K
12c. All Other Investments AS0016 $355K
13. TOTAL OTHER INVESTMENTS AS0017 $564K
15a. Number of Total Loans and Leases 025A 4,315
15b. Total Loans and Leases 025B $45.5M
17. ACL on Loans and Leases AS0048 $775K
19. Land and Building 007 $51K
20. Other Fixed Assets 008 $68K
21. NCUA Share Insurance Capitalization Deposit 794 $446K
22d. Accrued Interest on Loans 009A $128K
22e. Accrued Interest on Investments 009B $9K
22f. All Other Assets 009C $277K
22g. Total Other Assets AS0036 $413K
23. TOTAL ASSETS 010 $49.7M
Accounts Payable and Other Liabilities 825 $1.2M
Member Shares of All Types 013 $44.7M
Total Shares and Deposits 018 $44.7M
Undivided Earnings 940 $3.8M
Total Net Worth 997 $3.8M
Net Worth Ratio 998 7.73%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $49.7M
Statement of Income and Expense (22 items)
Bridgeton Onized Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.5M
3. Income from Investments 120 $76K
5. TOTAL INTEREST INCOME 115 $1.6M
6. Dividends on Shares 380 $122K
9. TOTAL INTEREST EXPENSE 350 $122K
10. NET INTEREST INCOME IS0010 $1.4M
12a. Credit Loss Expense - Loans and Leases IS0011 $368K
12e. Total Credit Loss Expense IS0017 $368K
13. Fee Income 131 $232K
22. Other Non-Operating Income 440 $285K
23. TOTAL NON-INTEREST INCOME 117 $517K
24. Employee Compensation and Benefits 210 $673K
25. Travel and Conference 230 $7K
26. Office Occupancy 250 $25K
27. Office Operations 260 $151K
28. Educational and Promotional 270 $51K
29. Loan Servicing 280 $153K
30. Professional and Outside Services 290 $430K
32. Operating Fees 320 $4K
33. Miscellaneous Operating Expense 360 $48K
34. TOTAL NON-INTEREST EXPENSE 671 $1.5M
35. NET INCOME 661A $57K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Bridgeton Onized Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $252K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $207K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $213K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $12K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $13K
Loans Granted Year-to-Date 031A $498
Amount of Loans Granted Year-to-Date 031B $10.1M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $539K
Number of current members (not number of accounts) 083 7,293
Number of potential members 084 50,000
Interest Rate of Unsecured Credit Card Loans 521 1,179.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,569.00%
Interest Rate of New Vehicle Loans 523 637.00%
Interest Rate of Used Vehicle Loans 524 763.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $429K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $47K
Amount of Regular Shares 657 $31.2M
Amount of Share Drafts 902 $11.5M
IRA/KEOGH Accounts - < 1 Year 906A $690K
Share Certificates - < 1 Year 908A $218K
Total Amount of Share Certificates 908C $605K
Total Amount of Money Market Shares 911 $624K
Number of Used Vehicle Loans 968 1,393
NCUA data file FS220A (25 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Bridgeton Onized Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $44.2M
Total Shares - 1-3 Years 013B1 $365K
Total Shares - > 3 Years 013B2 $110K
Total Shares and Deposits - < 1 Year 018A $44.2M
Total Shares and Deposits - 1-3 Years 018B1 $365K
Total Shares and Deposits - > 3 Years 018B2 $110K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 191
Amount of Delinquent Indirect Loans 041E $182K
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $26.4M
Amount of New Vehicle Loans 385 $5.2M
Amount of Unsecured Credit Card Loans 396 $1.7M
Amount of All Other Unsecured Loans/Lines of Credit 397 $5.3M
Share Certificates 451 $55
Number of Accounts for Share Drafts 452 3,726
IRA/KEOGH Accounts 453 $58
Number of Accounts for Regular Shares 454 8,458
Money Market Shares 458 $25
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 12,322
Number of credit union employees who are Full-Time (26 hours or more) 564A 16
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $2.7M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,727.00%
Number of Outstanding Indirect Loans 617A 479
Total Amount of Outstanding Indirect Loans 618A $4.5M
Total credit lines 881 $4.8M
NCUA data file FS220B (27 items)

maturity and repricing buckets (40%), credit cards (17%)

Bridgeton Onized Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $9K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $13K
Amount of Delinquent Unsecured Credit Card Loans as of - 12 months and over delinquent 028B $991
Number - Total Delinquent Credit Card Loans 045A 66
Total Amount of Delinquent Unsecured Credit Card Loans 045B $29K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $589K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $589K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $44.1M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $102K
Amount of Regular Shares - < 1 Year 657A $31.2M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $40K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $3K
Fair value of Held to Maturity Securities 801 $1.2M
Amount of Share Drafts - < 1 Year 902A $11.5M
IRA/KEOGH Accounts - 1-3 Years 906B1 $27K
IRA/KEOGH Accounts - > 3 Years 906B2 $61K
Total Amount of IRA/KEOGH Accounts 906C $778K
Share Certificates - 1-3 Years 908B1 $338K
Share Certificates - > 3 Years 908B2 $49K
Money Market Shares - < 1 Year 911A $624K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $65K
Number of New Vehicle Loans 958 152
Total Shares 966 $12K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $297K
Number of Unsecured Credit Card Loans 993 1,423
Number of All Other Unsecured Loans/Lines of Credit 994 1,077
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 6
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Bridgeton Onized Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $109K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $12K
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Outstanding balance of brokered certificates of deposit and share certificates 788 $1.2M
NCUA data file FS220D (25 items)

member services and products offered (69%), CUSO relationships (27%)

Bridgeton Onized Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Credit Management and Repair 879B6 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Credit Builder 879D1 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (5 items)

loans and leases (32%), participation loans (18%)

Bridgeton Onized Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $2.4M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $2.4M
Total Value of Investments in CUSOs 851 $89K
Total Aggregate Cash Outlay in CUSOs 853 $60K
Total Credit Lines at Corporate Credit Unions 884 $4.8M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Bridgeton Onized Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $3.3M
NCUA data file FS220I (12 items)

vehicle lending (59%), delinquency (44%)

Bridgeton Onized Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $152K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $161K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $9K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $159K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $11K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 94
Amount of Reportable Delinquent New Vehicle Loans 041C1 $9K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $424K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $241K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $21K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $30K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Bridgeton Onized Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $4K
Total Amount of Loans & Leases on Loan Schedule 025B1 $45.5M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $11K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 489.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 428.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 840.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $904K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $6.0M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Bridgeton Onized Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $2.3M
Total Unfunded Commitments for Non-Commercial Loans 816T $3.3M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $932K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 80
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 1
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 189
NCUA data file FS220N (5 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Bridgeton Onized Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $396K
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $847K
Total Liabilities LI0069 $45.9M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $423K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $49.7M
NCUA data file FS220P (21 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Bridgeton Onized Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $139K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $23K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $9K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $1K
Unsecured Credit Card Loans DL0002 $6K
All Other Unsecured Loans/Lines of Credit DL0022 $44K
All Other Unsecured Loans/Lines of Credit DL0023 $6K
All Other Unsecured Loans/Lines of Credit DL0024 $28K
All Other Unsecured Loans/Lines of Credit DL0025 $32K
All Other Unsecured Loans/Lines of Credit DL0027 $65K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $27
Used Vehicle Loans DL0037 $93K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $44K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $3K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $9K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $13K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $3
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $108K
Amount of Consumer Loans in Non-Accrual Status DL0145 $431K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 479
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $4.5M
NCUA data file FS220Q (20 items)

investment portfolio detail (69%)

Bridgeton Onized Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $1.2M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $1.2M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $1.2M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $725K
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $250K
Investment Maturity Distribution - Time Deposits - Total NV0116 $975K
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $1.2M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $50K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $514K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $564K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $1.1M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $1.1M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $514K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $2.8M
RBC Total Equity RB0001 $3.8M
RBC Allowance for Credit Losses RB0002 $775K
RBC Total Additions RB0005 $775K
RBC Total Deductions RB0009 $446K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $4.2M
RBC Risk-Based Capital Numerator RB0012 $4.2M
NCUA data file FS220R (28 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Bridgeton Onized Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $1.8M
RBC Schedule Total Consumer Loans RB0060 $39.5M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $775K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $775K
RBC Schedule Total Loans RB0079 $44.7M
RBC Total for Risk Weighting Total Loans RB0081 -$775K
RBC Total Loans 0% Weight RB0082 -$775K
RBC Schedule Total Other Assets RB0088 $978K
RBC Total for Risk Weighting Other Assets RB0090 $446K
RBC Other Assets 0% Weight RB0091 $446K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $49.7M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$329K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$329K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $49.7M
RBC Allowance for Credit Losses (Loans) RB0177 $775K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 80.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 5,974,041.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 317,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $6.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $317K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 11,329.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $11K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $81
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $6.0M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $317K
Total Shares SH0013 $44.7M
Total Shares and Deposits SH0018 $44.7M

Bridgeton Onized Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Bridgeton Onized Federal Credit Union call report?

The Bridgeton Onized Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Bridgeton Onized Federal Credit Union file?

Bridgeton Onized Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Bridgeton Onized Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Bridgeton Onized Federal Credit Union is 3476.

How often does Bridgeton Onized Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Bridgeton Onized Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.