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Credit union call report ยท Sidman, PA

C-B-W School Federal Credit Union Call Report

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C-B-W School Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 242 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

C-B-W School Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number11374
Federal Reserve RSSD ID907789

The official copy: search charter number 11374 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

C-B-W School Federal Credit Union call report, Q2 2026

Statement of Financial Condition (32 items)
C-B-W School Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $242K
1c. Total Cash on Hand 730A $242K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $2.8M
2c. Cash on Deposit in Other Financial Institutions 730B2 $8.5M
2. Cash on Deposit (total) 730B $11.4M
3. Time Deposits in Banks and Credit Unions AS0007 $11.2M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $22.8M
8. Available-for-Sale Debt Securities AS0067 $62.0M
9. Held-to-Maturity Debt Securities AS0073 $13.3M
11. TOTAL INVESTMENT SECURITIES AS0013 $75.4M
12b. Perpetual Contributed Capital 769B $542K
13. TOTAL OTHER INVESTMENTS AS0017 $542K
15a. Number of Total Loans and Leases 025A 1,034
15b. Total Loans and Leases 025B $27.5M
17. ACL on Loans and Leases AS0048 $161K
19. Land and Building 007 $442K
20. Other Fixed Assets 008 $176K
21. NCUA Share Insurance Capitalization Deposit 794 $859K
22d. Accrued Interest on Loans 009A $63K
22e. Accrued Interest on Investments 009B $476K
22f. All Other Assets 009C $3.7M
22g. Total Other Assets AS0036 $4.2M
23. TOTAL ASSETS 010 $131.8M
Accounts Payable and Other Liabilities 825 $91K
Accrued Dividends and Interest Payable 820A $84K
ACL on Off-Balance-Sheet Exposures LI0003 $4K
Member Shares of All Types 013 $96.1M
Total Shares and Deposits 018 $96.1M
Undivided Earnings 940 $39.2M
Total Net Worth 997 $39.2M
Net Worth Ratio 998 29.78%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $131.8M
Statement of Income and Expense (22 items)
C-B-W School Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $636K
3. Income from Investments 120 $1.7M
5. TOTAL INTEREST INCOME 115 $2.3M
6. Dividends on Shares 380 $827K
9. TOTAL INTEREST EXPENSE 350 $827K
10. NET INTEREST INCOME IS0010 $1.5M
12a. Credit Loss Expense - Loans and Leases IS0011 $3K
12e. Total Credit Loss Expense IS0017 $3K
13. Fee Income 131 $61K
14. Other Operating Income IS0020 $34K
23. TOTAL NON-INTEREST INCOME 117 $95K
24. Employee Compensation and Benefits 210 $443K
25. Travel and Conference 230 $11K
26. Office Occupancy 250 $39K
27. Office Operations 260 $102K
28. Educational and Promotional 270 $13K
29. Loan Servicing 280 $11K
30. Professional and Outside Services 290 $93K
32. Operating Fees 320 $9K
33. Miscellaneous Operating Expense 360 $64K
34. TOTAL NON-INTEREST EXPENSE 671 $786K
35. NET INCOME 661A $813K
Statement pages - all other filed accounts (16 items)

delinquency (21%), credit cards (21%)

C-B-W School Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $354K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $85K
Loans Granted Year-to-Date 031A $120
Amount of Loans Granted Year-to-Date 031B $3.6M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $90K
Number of current members (not number of accounts) 083 4,489
Number of potential members 084 15,000
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 990.00%
Interest Rate of New Vehicle Loans 523 465.00%
Interest Rate of Used Vehicle Loans 524 490.00%
Amount of Regular Shares 657 $43.9M
Amount of Share Drafts 902 $16.9M
IRA/KEOGH Accounts - < 1 Year 906A $6.7M
Share Certificates - < 1 Year 908A $26.6M
Total Amount of Share Certificates 908C $27.6M
Number of Used Vehicle Loans 968 401
NCUA data file FS220A (17 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

C-B-W School Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $94.1M
Total Shares - 1-3 Years 013B1 $2.0M
Total Shares and Deposits - < 1 Year 018A $94.1M
Total Shares and Deposits - 1-3 Years 018B1 $2.0M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 2
Effective date of last audit 063 $82K
Amount of Used Vehicle Loans 370 $5.8M
Amount of New Vehicle Loans 385 $3.6M
Amount of All Other Unsecured Loans/Lines of Credit 397 $840K
Share Certificates 451 $2K
Number of Accounts for Share Drafts 452 1,832
IRA/KEOGH Accounts 453 $529
Number of Accounts for Regular Shares 454 5,376
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 9,245
Number of credit union employees who are Full-Time (26 hours or more) 564A 9
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Other Comprehensive Income (unless already included in item 33 or 34) 945B -$960K
NCUA data file FS220B (15 items)

maturity and repricing buckets (40%), credit cards (17%)

C-B-W School Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $8.1M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $8.1M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $88.1M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
Amount of Regular Shares - < 1 Year 657A $43.9M
Fair value of Held to Maturity Securities 801 $13.2M
Amount of Share Drafts - < 1 Year 902A $16.9M
IRA/KEOGH Accounts - 1-3 Years 906B1 $1.1M
Total Amount of IRA/KEOGH Accounts 906C $7.8M
Share Certificates - 1-3 Years 908B1 $972K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $416K
Number of New Vehicle Loans 958 168
Total Shares 966 $9K
Number of All Other Unsecured Loans/Lines of Credit 994 160
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 10
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

C-B-W School Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $5.5M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $2.2M
Outstanding balance of brokered certificates of deposit and share certificates 788 $23.5M
NCUA data file FS220D (23 items)

member services and products offered (69%), CUSO relationships (27%)

C-B-W School Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
No Cost Bill Payer 879C2 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

C-B-W School Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $653K
Total number of TDR loans outstanding 1000F $1
Total amount of TDR loans outstanding 1001F $1K
NCUA data file FS220I (2 items)

vehicle lending (59%), delinquency (44%)

C-B-W School Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $46K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $258
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

C-B-W School Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Other Non-insurance 789F $872K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $872K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

C-B-W School Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $27.5M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $953K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 602.50%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 552.50%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 615.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $642K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $15.7M
NCUA data file FS220M (5 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

C-B-W School Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $653K
Total Unfunded Commitments for Non-Commercial Loans 816T $653K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 245
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 14
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 46
NCUA data file FS220N (11 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

C-B-W School Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $1.4M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $21.2M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $32.5M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $6.9M
Held-to-Maturity Debt Securities <=1 Year AS0068 $2.2M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $7.2M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $4.0M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$2.9M
Total Liabilities LI0069 $96.3M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $25K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $131.8M
NCUA data file FS220P (8 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

C-B-W School Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
All Other Unsecured Loans/Lines of Credit DL0023 $6K
All Other Unsecured Loans/Lines of Credit DL0027 $6K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $1
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $308K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $85K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $85K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $6K
NCUA data file FS220Q (31 items)

investment portfolio detail (69%)

C-B-W School Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $29.1M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $28.7M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $35.8M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $33.3M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $64.9M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $62.0M
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $13.3M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $13.2M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $13.3M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $64.9M
Total Fair Value Available-for-Sale Debt Securities NV0084 $62.0M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $7.0M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $4.0M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $249K
Investment Maturity Distribution - Time Deposits - Total NV0116 $11.2M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $62.0M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $13.3M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $542K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $542K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $10.5M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $32.4M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $36.7M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $6.9M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $542K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $87.1M
RBC Total Equity RB0001 $39.2M
RBC Allowance for Credit Losses RB0002 $165K
RBC Total Additions RB0005 $165K
RBC Total Deductions RB0009 $859K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $38.5M
RBC Risk-Based Capital Numerator RB0012 $38.5M
NCUA data file FS220R (40 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

C-B-W School Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $75.9M
RBC Schedule Total Consumer Loans RB0060 $10.9M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $161K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $161K
RBC Schedule Total Loans RB0079 $27.3M
RBC Total for Risk Weighting Total Loans RB0081 -$161K
RBC Total Loans 0% Weight RB0082 -$161K
RBC Schedule Total Other Assets RB0088 $5.7M
RBC Total for Risk Weighting Other Assets RB0090 $859K
RBC Other Assets 0% Weight RB0091 $859K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $131.8M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $698K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $698K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $131.8M
RBC Allowance for Credit Losses (Loans) RB0177 $161K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 84.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 7,695,809.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 756,550.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 138.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 7,299,161.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 497,655.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 23.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 657,431.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $15.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $1.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 12.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 930,717.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 200,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 18,009.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 4,002.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $953K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $200K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $259
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $16.6M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.5M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $2.2M
Total Shares SH0013 $96.1M
Total Shares and Deposits SH0018 $96.1M
NCUA data file FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

C-B-W School Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1

C-B-W School Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the C-B-W School Federal Credit Union call report?

The C-B-W School Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does C-B-W School Federal Credit Union file?

C-B-W School Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the C-B-W School Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for C-B-W School Federal Credit Union is 11374.

How often does C-B-W School Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

C-B-W School Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.