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Credit union call report ยท Charleston, WV

Camc Federal Credit Union Call Report

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Camc Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 250 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Camc Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number22657
Federal Reserve RSSD ID437688

The official copy: search charter number 22657 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Camc Federal Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Camc Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $762K
1c. Total Cash on Hand 730A $762K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $2.6M
2. Cash on Deposit (total) 730B $2.6M
3. Time Deposits in Banks and Credit Unions AS0007 $33.3M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $36.7M
9. Held-to-Maturity Debt Securities AS0073 $5.7M
11. TOTAL INVESTMENT SECURITIES AS0013 $5.7M
12b. Perpetual Contributed Capital 769B $362K
13. TOTAL OTHER INVESTMENTS AS0017 $362K
15a. Number of Total Loans and Leases 025A 1,295
15b. Total Loans and Leases 025B $35.7M
17. ACL on Loans and Leases AS0048 $257K
19. Land and Building 007 $568K
20. Other Fixed Assets 008 $274K
21. NCUA Share Insurance Capitalization Deposit 794 $552K
22d. Accrued Interest on Loans 009A $53K
22e. Accrued Interest on Investments 009B $309K
22f. All Other Assets 009C $304K
22g. Total Other Assets AS0036 $666K
23. TOTAL ASSETS 010 $80.3M
Accounts Payable and Other Liabilities 825 $406K
Accrued Dividends and Interest Payable 820A $9
Member Shares of All Types 013 $57.2M
Total Shares and Deposits 018 $57.2M
Undivided Earnings 940 $21.9M
Other Reserves 658 $742K
Total Net Worth 997 $22.7M
Net Worth Ratio 998 28.25%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $80.3M
Statement of Income and Expense (23 items)
Camc Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $940K
3. Income from Investments 120 $838K
5. TOTAL INTEREST INCOME 115 $1.8M
6. Dividends on Shares 380 $223K
8. Interest on Borrowed Money 340 $8
9. TOTAL INTEREST EXPENSE 350 $223K
10. NET INTEREST INCOME IS0010 $1.6M
12a. Credit Loss Expense - Loans and Leases IS0011 $5K
12e. Total Credit Loss Expense IS0017 $5K
13. Fee Income 131 $138K
14. Other Operating Income IS0020 $249K
23. TOTAL NON-INTEREST INCOME 117 $386K
24. Employee Compensation and Benefits 210 $576K
25. Travel and Conference 230 $7K
26. Office Occupancy 250 $37K
27. Office Operations 260 $91K
28. Educational and Promotional 270 $4K
29. Loan Servicing 280 $20K
30. Professional and Outside Services 290 $447K
32. Operating Fees 320 $6K
33. Miscellaneous Operating Expense 360 $19K
34. TOTAL NON-INTEREST EXPENSE 671 $1.2M
35. NET INCOME 661A $730K
Statement pages - all other filed accounts (20 items)

delinquency (21%), credit cards (21%)

Camc Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $17K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $3K
Loans Granted Year-to-Date 031A $317
Amount of Loans Granted Year-to-Date 031B $6.0M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $4K
Number of current members (not number of accounts) 083 5,106
Number of potential members 084 10,000
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,213.00%
Interest Rate of New Vehicle Loans 523 587.00%
Interest Rate of Used Vehicle Loans 524 676.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $66K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $15K
Total Amount of All Other Shares 630 $230K
Amount of Regular Shares 657 $23.3M
Amount of Share Drafts 902 $13.9M
IRA/KEOGH Accounts - < 1 Year 906A $3.0M
Share Certificates - < 1 Year 908A $6.2M
Total Amount of Share Certificates 908C $6.4M
Total Amount of Money Market Shares 911 $10.2M
Number of Used Vehicle Loans 968 350
NCUA data file FS220A (22 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Camc Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $56.8M
Total Shares - 1-3 Years 013B1 $333K
Total Shares and Deposits - < 1 Year 018A $56.8M
Total Shares and Deposits - 1-3 Years 018B1 $333K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 2
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $5.9M
Amount of New Vehicle Loans 385 $6.9M
Amount of All Other Unsecured Loans/Lines of Credit 397 $562K
Share Certificates 451 $198
Number of Accounts for Share Drafts 452 2,998
IRA/KEOGH Accounts 453 $136
Number of Accounts for Regular Shares 454 6,042
All other shares 455 $111
Money Market Shares 458 $178
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 9,663
Number of credit union employees who are Full-Time (26 hours or more) 564A 14
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $86K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,602.00%
Total credit lines 881 $6.0M
Other Comprehensive Income (unless already included in item 33 or 34) 945B $20K
NCUA data file FS220B (18 items)

maturity and repricing buckets (40%), credit cards (17%)

Camc Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $977K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $977K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $56.2M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $230K
Amount of Regular Shares - < 1 Year 657A $23.3M
Fair value of Held to Maturity Securities 801 $5.7M
Amount of Share Drafts - < 1 Year 902A $13.9M
IRA/KEOGH Accounts - 1-3 Years 906B1 $189K
Total Amount of IRA/KEOGH Accounts 906C $3.2M
Share Certificates - 1-3 Years 908B1 $144K
Money Market Shares - < 1 Year 911A $10.2M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $309K
Number of New Vehicle Loans 958 270
Total Shares 966 $9K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $37K
Number of All Other Unsecured Loans/Lines of Credit 994 367
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 10
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Camc Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $2.2M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $1.5M
Outstanding balance of brokered certificates of deposit and share certificates 788 $33.1M
NCUA data file FS220D (23 items)

member services and products offered (69%), CUSO relationships (27%)

Camc Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Education 879B2 $1
First Time Homebuyer Program 879B4 $1
No Cost Bill Payer 879C2 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Camc Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $6.0M
NCUA data file FS220H (4 items)

student loans (43%), delinquency (27%)

Camc Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Interest Rate on Non-Federally Guaranteed Student Loans 595A 600.00%
Amount of Non-Federally Guaranteed Student Loans 698A $55K
Total Unfunded Commitments for all loan types 816A $653K
Number of Non-Federally Guaranteed Student Loans 963A 2
NCUA data file FS220I (5 items)

vehicle lending (59%), delinquency (44%)

Camc Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans YTD Charge Offs 550C1 $10K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $30K
Amount of New Vehicle Loans YTD Recoveries 551C1 $9K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $4K
Number of International Remittances originated Year-to-Date 928 15
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Camc Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $35.7M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $1.7M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 692.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 439.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 793.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $699K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $19.8M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Camc Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $652K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $968
Total Unfunded Commitments for Non-Commercial Loans 816T $653K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 203
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 57
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 46
NCUA data file FS220N (5 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Camc Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $3.7M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $2.0M
Total Liabilities LI0069 $57.6M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $45K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $80.3M
NCUA data file FS220P (11 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Camc Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $14K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $365
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $12K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $5K
All Other Unsecured Loans/Lines of Credit DL0022 $2K
All Other Unsecured Loans/Lines of Credit DL0023 $1K
All Other Unsecured Loans/Lines of Credit DL0024 $3K
All Other Unsecured Loans/Lines of Credit DL0027 $4K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $2
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $15K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $1K
NCUA data file FS220Q (20 items)

investment portfolio detail (69%)

Camc Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - US Government Obligations NV0001 $5.7M
Held-to-maturity Fair Value - US Government Obligations NV0002 $5.7M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $5.7M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $12.3M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $20.0M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $988K
Investment Maturity Distribution - Time Deposits - Total NV0116 $33.3M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $5.7M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $362K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $362K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $16.4M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $22.0M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $988K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $39.4M
RBC Total Equity RB0001 $22.7M
RBC Allowance for Credit Losses RB0002 $257K
RBC Total Additions RB0005 $257K
RBC Total Deductions RB0009 $552K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $22.4M
RBC Risk-Based Capital Numerator RB0012 $22.4M
NCUA data file FS220R (44 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Camc Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $6.1M
RBC Schedule Total Consumer Loans RB0060 $14.1M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $257K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $257K
RBC Schedule Total Loans RB0079 $35.4M
RBC Total for Risk Weighting Total Loans RB0081 -$257K
RBC Total Loans 0% Weight RB0082 -$257K
RBC Schedule Total Other Assets RB0088 $2.1M
RBC Total for Risk Weighting Other Assets RB0090 $552K
RBC Other Assets 0% Weight RB0091 $552K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $80.3M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $294K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $294K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $80.3M
RBC Allowance for Credit Losses (Loans) RB0177 $257K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 56.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 7,822,499.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 647,770.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 129.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 9,865,637.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 1,232,896.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $1
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $140K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $12
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $1.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 5.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 139,660.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 24,091.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $19.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $1.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 38.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 1,301,054.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 365,132.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 19.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 409,925.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 276,542.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $1.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $642K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $260
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $21.5M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $2.5M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $3.3M
Total Shares SH0013 $57.2M
Total Shares and Deposits SH0018 $57.2M
NCUA data file FS220S (5 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Camc Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Person-to-Person payments PP0045 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Camc Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Camc Federal Credit Union call report?

The Camc Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Camc Federal Credit Union file?

Camc Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Camc Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Camc Federal Credit Union is 22657.

How often does Camc Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Camc Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.