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Credit union call report ยท Alexandria, LA

Cenla Federal Credit Union Call Report

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Cenla Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 255 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Cenla Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number15602
Federal Reserve RSSD ID185886

The official copy: search charter number 15602 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Cenla Federal Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Cenla Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.2M
1c. Total Cash on Hand 730A $1.2M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $27.1M
2c. Cash on Deposit in Other Financial Institutions 730B2 $1.1M
2. Cash on Deposit (total) 730B $28.2M
3. Time Deposits in Banks and Credit Unions AS0007 $3.2M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $32.7M
9. Held-to-Maturity Debt Securities AS0073 $49.4M
11. TOTAL INVESTMENT SECURITIES AS0013 $49.4M
12b. Perpetual Contributed Capital 769B $202K
13. TOTAL OTHER INVESTMENTS AS0017 $202K
15a. Number of Total Loans and Leases 025A 4,158
15b. Total Loans and Leases 025B $41.0M
17. ACL on Loans and Leases AS0048 $228K
19. Land and Building 007 $1.1M
20. Other Fixed Assets 008 $21K
21. NCUA Share Insurance Capitalization Deposit 794 $992K
22d. Accrued Interest on Loans 009A $111K
22e. Accrued Interest on Investments 009B $172K
22f. All Other Assets 009C $6.8M
22g. Total Other Assets AS0036 $7.0M
23. TOTAL ASSETS 010 $132.2M
Accounts Payable and Other Liabilities 825 $245K
Member Shares of All Types 013 $103.6M
Nonmember Deposits 880 $58K
Total Shares and Deposits 018 $103.6M
Undivided Earnings 940 $28.7M
Total Net Worth 997 $28.7M
Net Worth Ratio 998 21.71%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $132.2M
Statement of Income and Expense (21 items)
Cenla Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.3M
3. Income from Investments 120 $1.4M
5. TOTAL INTEREST INCOME 115 $2.7M
6. Dividends on Shares 380 $372K
9. TOTAL INTEREST EXPENSE 350 $372K
10. NET INTEREST INCOME IS0010 $2.4M
13. Fee Income 131 $179K
14. Other Operating Income IS0020 $471K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$260K
23. TOTAL NON-INTEREST INCOME 117 $390K
24. Employee Compensation and Benefits 210 $768K
25. Travel and Conference 230 $2K
26. Office Occupancy 250 $96K
27. Office Operations 260 $147K
28. Educational and Promotional 270 $22K
29. Loan Servicing 280 $87K
30. Professional and Outside Services 290 $522K
32. Operating Fees 320 $6K
33. Miscellaneous Operating Expense 360 $34K
34. TOTAL NON-INTEREST EXPENSE 671 $1.7M
35. NET INCOME 661A $1.1M
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Cenla Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $30K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $17K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $16K
Loans Granted Year-to-Date 031A $506
Amount of Loans Granted Year-to-Date 031B $9.2M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $38K
Number of current members (not number of accounts) 083 9,367
Number of potential members 084 200,000
Non-Member Deposits 457 $16
Interest Rate of Unsecured Credit Card Loans 521 1,000.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,000.00%
Interest Rate of New Vehicle Loans 523 550.00%
Interest Rate of Used Vehicle Loans 524 550.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $110K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $54K
Total Amount of All Other Shares 630 $378K
Amount of Regular Shares 657 $67.9M
Amount of Share Drafts 902 $15.0M
IRA/KEOGH Accounts - < 1 Year 906A $4.2M
Share Certificates - < 1 Year 908A $15.4M
Total Amount of Share Certificates 908C $15.9M
Number of Used Vehicle Loans 968 689
NCUA data file FS220A (24 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Cenla Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $102.9M
Total Shares - 1-3 Years 013B1 $703K
Total Shares and Deposits - < 1 Year 018A $102.9M
Total Shares and Deposits - 1-3 Years 018B1 $703K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 6
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $14.5M
Amount of New Vehicle Loans 385 $5.5M
Amount of Unsecured Credit Card Loans 396 $2.8M
Amount of All Other Unsecured Loans/Lines of Credit 397 $4.5M
Share Certificates 451 $638
Number of Accounts for Share Drafts 452 3,872
IRA/KEOGH Accounts 453 $146
Number of Accounts for Regular Shares 454 10,120
All other shares 455 $436
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 15,228
Number of credit union employees who are Full-Time (26 hours or more) 564A 21
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 3
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $27K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,763.00%
Number of Outstanding Indirect Loans 617A 1
Total Amount of Outstanding Indirect Loans 618A $9K
Total credit lines 881 $5.0M
Other Comprehensive Income (unless already included in item 33 or 34) 945B -$363K
NCUA data file FS220B (23 items)

maturity and repricing buckets (40%), credit cards (17%)

Cenla Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Number - Total Delinquent Credit Card Loans 045A 5
Total Amount of Delinquent Unsecured Credit Card Loans 045B $21K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $1.0M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $1.0M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $102.6M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
All other shares - < 1 Year 630A $378K
Amount of Regular Shares - < 1 Year 657A $67.9M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $16K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $25K
Fair value of Held to Maturity Securities 801 $48.2M
Non-Member Deposits - < 1 Year 880A $58K
Amount of Share Drafts - < 1 Year 902A $15.0M
IRA/KEOGH Accounts - 1-3 Years 906B1 $239K
Total Amount of IRA/KEOGH Accounts 906C $4.4M
Share Certificates - 1-3 Years 908B1 $463K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $196K
Number of New Vehicle Loans 958 208
Total Shares 966 $15K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $356K
Number of Unsecured Credit Card Loans 993 1,690
Number of All Other Unsecured Loans/Lines of Credit 994 855
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 20
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Cenla Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $311
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $5.3M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $1.0M
NCUA data file FS220D (16 items)

member services and products offered (69%), CUSO relationships (27%)

Cenla Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
No Cost Bill Payer 879C2 $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Cenla Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $5.0M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Cenla Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $18.4M
Total number of TDR loans outstanding 1000F $22
Total amount of TDR loans outstanding 1001F $315K
NCUA data file FS220I (7 items)

vehicle lending (59%), delinquency (44%)

Cenla Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $17K
Number of Reportable Delinquent Used Vehicle Loans 035E2 1
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $17K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $5K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $6K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $17K
Number of International Remittances originated Year-to-Date 928 17
NCUA data file FS220L (10 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Cenla Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $4K
Total Amount of Loans & Leases on Loan Schedule 025B1 $41.0M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $1.2M
Amount of All Other Real Estate Loans/Lines of Credit 386B $81K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 629.60%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 643.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 775.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 600.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $8.0M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $4.5M
NCUA data file FS220M (8 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Cenla Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $11.3M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $7.0M
Total Unfunded Commitments for Non-Commercial Loans 816T $18.4M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $40K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 119
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 32
Number of All Other Real Estate Loans/Lines of Credit 960B 9
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 556
NCUA data file FS220N (7 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Cenla Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $1.1M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $21.5M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $24.4M
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $2.5M
Total Liabilities LI0069 $103.9M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $141K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $132.2M
NCUA data file FS220P (10 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Cenla Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $36K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $22K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $1K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0017 $52K
Unsecured Credit Card Loans DL0002 $21K
All Other Unsecured Loans/Lines of Credit DL0022 $14K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $21K
Amount of Consumer Loans in Non-Accrual Status DL0145 $17K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 1
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $9K
NCUA data file FS220Q (26 items)

investment portfolio detail (69%)

Cenla Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - US Government Obligations NV0001 $3.0M
Held-to-maturity Fair Value - US Government Obligations NV0002 $3.0M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0013 $1.8M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0014 $1.8M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0017 $44.6M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0018 $43.5M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $46.4M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $45.3M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $49.4M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $1.2M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $2.0M
Investment Maturity Distribution - Time Deposits - Total NV0116 $3.2M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $49.4M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $202K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $202K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $2.3M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $23.7M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $24.4M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $2.5M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $52.9M
RBC Total Equity RB0001 $28.7M
RBC Allowance for Credit Losses RB0002 $228K
RBC Total Additions RB0005 $228K
RBC Total Deductions RB0009 $992K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $27.9M
RBC Risk-Based Capital Numerator RB0012 $27.9M
NCUA data file FS220R (35 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Cenla Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $49.6M
RBC Schedule Total Consumer Loans RB0060 $35.4M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $228K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $228K
RBC Schedule Total Loans RB0079 $40.8M
RBC Total for Risk Weighting Total Loans RB0081 -$228K
RBC Total Loans 0% Weight RB0082 -$228K
RBC Schedule Total Other Assets RB0088 $9.1M
RBC Total for Risk Weighting Other Assets RB0090 $992K
RBC Other Assets 0% Weight RB0091 $992K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $132.2M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $764K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $764K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $132.2M
RBC Allowance for Credit Losses (Loans) RB0177 $228K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 11,043.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 118.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 4,446,254.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 182,348.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $4.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $182K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 32.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 1,196,371.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $1.2M
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 9.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 81,366.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $81K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $160
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $5.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $182K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $772K
Total Shares SH0013 $103.6M
Total Shares and Deposits SH0018 $103.6M
Total Non-Member Deposits SH0880 $58K
NCUA data file FS220S (7 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Cenla Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Secured personal loans PP0040 $1
Unsecured personal loans PP0041 $1
Person-to-Person payments PP0045 $1
Communication PP0047 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1

Cenla Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Cenla Federal Credit Union call report?

The Cenla Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Cenla Federal Credit Union file?

Cenla Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Cenla Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Cenla Federal Credit Union is 15602.

How often does Cenla Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Cenla Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.