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Credit union call report ยท Grand Island, NE

Central Nebraska Federal Credit Union Call Report

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Central Nebraska Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 169 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Central Nebraska Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number24189
Federal Reserve RSSD ID626893

The official copy: search charter number 24189 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Central Nebraska Federal Credit Union call report, Q2 2026

Statement of Financial Condition (27 items)
Central Nebraska Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $369K
1c. Total Cash on Hand 730A $369K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $700K
2b. Cash on Deposit in Federal Reserve Bank AS0003 $69K
2. Cash on Deposit (total) 730B $768K
3. Time Deposits in Banks and Credit Unions AS0007 $4.8M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $6.0M
12b. Perpetual Contributed Capital 769B $33K
13. TOTAL OTHER INVESTMENTS AS0017 $33K
15a. Number of Total Loans and Leases 025A 578
15b. Total Loans and Leases 025B $5.3M
17. ACL on Loans and Leases AS0048 $7K
19. Land and Building 007 $186K
20. Other Fixed Assets 008 $27K
21. NCUA Share Insurance Capitalization Deposit 794 $97K
22d. Accrued Interest on Loans 009A $12K
22f. All Other Assets 009C $159K
22g. Total Other Assets AS0036 $172K
23. TOTAL ASSETS 010 $11.8M
Accounts Payable and Other Liabilities 825 $460K
Member Shares of All Types 013 $10.1M
Total Shares and Deposits 018 $10.1M
Undivided Earnings 940 $1.2M
Other Reserves 658 $14K
Total Net Worth 997 $1.3M
Net Worth Ratio 998 10.63%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $11.8M
Statement of Income and Expense (22 items)
Central Nebraska Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $163K
3. Income from Investments 120 $95K
5. TOTAL INTEREST INCOME 115 $259K
6. Dividends on Shares 380 $7K
8. Interest on Borrowed Money 340 $31
9. TOTAL INTEREST EXPENSE 350 $7K
10. NET INTEREST INCOME IS0010 $251K
12a. Credit Loss Expense - Loans and Leases IS0011 $2K
12e. Total Credit Loss Expense IS0017 $2K
13. Fee Income 131 $11K
14. Other Operating Income IS0020 $17K
23. TOTAL NON-INTEREST INCOME 117 $28K
24. Employee Compensation and Benefits 210 $118K
25. Travel and Conference 230 $187
26. Office Occupancy 250 $22K
27. Office Operations 260 $65K
29. Loan Servicing 280 $34K
30. Professional and Outside Services 290 $11K
32. Operating Fees 320 $5K
33. Miscellaneous Operating Expense 360 $3K
34. TOTAL NON-INTEREST EXPENSE 671 $258K
35. NET INCOME 661A $20K
Statement pages - all other filed accounts (16 items)

delinquency (21%), credit cards (21%)

Central Nebraska Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $44K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $2K
Loans Granted Year-to-Date 031A $46
Amount of Loans Granted Year-to-Date 031B $834K
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $2K
Number of current members (not number of accounts) 083 1,079
Number of potential members 084 47,000
Interest Rate of Unsecured Credit Card Loans 521 1,390.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 943.00%
Interest Rate of New Vehicle Loans 523 456.10%
Interest Rate of Used Vehicle Loans 524 637.30%
Total Amount of All Loans Charged Off Year-to-Date 550 $767
Amount of Regular Shares 657 $7.2M
Amount of Share Drafts 902 $2.9M
IRA/KEOGH Accounts - < 1 Year 906A $8K
Number of Used Vehicle Loans 968 145
NCUA data file FS220A (16 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Central Nebraska Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $10.1M
Total Shares and Deposits - < 1 Year 018A $10.1M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 1
Effective date of last audit 063 $12K
Amount of Used Vehicle Loans 370 $2.4M
Amount of New Vehicle Loans 385 $1.6M
Amount of Unsecured Credit Card Loans 396 $308K
Amount of All Other Unsecured Loans/Lines of Credit 397 $141K
Number of Accounts for Share Drafts 452 545
IRA/KEOGH Accounts 453 $7
Number of Accounts for Regular Shares 454 1,582
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 2,134
Number of credit union employees who are Full-Time (26 hours or more) 564A 3
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $4K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,550.00%
Total credit lines 881 $700K
NCUA data file FS220B (11 items)

maturity and repricing buckets (40%), credit cards (17%)

Central Nebraska Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $165K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $165K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $9.9M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $72K
Amount of Regular Shares - < 1 Year 657A $7.2M
Amount of Share Drafts - < 1 Year 902A $2.9M
Total Amount of IRA/KEOGH Accounts 906C $8K
Number of New Vehicle Loans 958 57
Total Shares 966 $2K
Number of Unsecured Credit Card Loans 993 180
Number of All Other Unsecured Loans/Lines of Credit 994 161
NCUA data file FS220C (2 items)

charge-offs and recoveries (27%), participation loans (18%)

Central Nebraska Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
NCUA data file FS220D (14 items)

member services and products offered (69%), CUSO relationships (27%)

Central Nebraska Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Financial Counseling 879B1 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Loan Payments 887F $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Central Nebraska Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $700K
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Central Nebraska Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $989K
Total number of TDR loans outstanding 1000F $2
Total amount of TDR loans outstanding 1001F $7K
NCUA data file FS220I (5 items)

vehicle lending (59%), delinquency (44%)

Central Nebraska Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $44K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $2K
Number of Reportable Delinquent Used Vehicle Loans 035E2 1
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $2K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $3K
NCUA data file FS220L (6 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Central Nebraska Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $578
Total Amount of Loans & Leases on Loan Schedule 025B1 $5.3M
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 392.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 737.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $716K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $132K
NCUA data file FS220M (5 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Central Nebraska Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $939K
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $50K
Total Unfunded Commitments for Non-Commercial Loans 816T $989K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 2
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 33
NCUA data file FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Central Nebraska Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $10.5M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $11.8M
NCUA data file FS220P (1 item)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Central Nebraska Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $767
NCUA data file FS220Q (16 items)

investment portfolio detail (69%)

Central Nebraska Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $2.1M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $1.5M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $1.1M
Investment Maturity Distribution - Time Deposits - Total NV0116 $4.8M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $33K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $33K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $2.2M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $1.5M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $1.1M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $4.9M
RBC Total Equity RB0001 $1.3M
RBC Allowance for Credit Losses RB0002 $7K
RBC Total Additions RB0005 $7K
RBC Total Deductions RB0009 $97K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $1.2M
RBC Risk-Based Capital Numerator RB0012 $1.2M
NCUA data file FS220R (22 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Central Nebraska Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $33K
RBC Schedule Total Consumer Loans RB0060 $5.2M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $7K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $7K
RBC Schedule Total Loans RB0079 $5.3M
RBC Total for Risk Weighting Total Loans RB0081 -$7K
RBC Total Loans 0% Weight RB0082 -$7K
RBC Schedule Total Other Assets RB0088 $482K
RBC Total for Risk Weighting Other Assets RB0090 $97K
RBC Other Assets 0% Weight RB0091 $97K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $11.8M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $90K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $90K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $11.8M
RBC Allowance for Credit Losses (Loans) RB0177 $7K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 2.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 131,574.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $132K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $2
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $132K
Total Shares SH0013 $10.1M
Total Shares and Deposits SH0018 $10.1M

Central Nebraska Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Central Nebraska Federal Credit Union call report?

The Central Nebraska Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Central Nebraska Federal Credit Union file?

Central Nebraska Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Central Nebraska Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Central Nebraska Federal Credit Union is 24189.

How often does Central Nebraska Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Central Nebraska Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.