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Credit union call report ยท Fresno, CA

Central Valley Firefighters Credit Union Call Report

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Central Valley Firefighters Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 254 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Central Valley Firefighters Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number68008
Federal Reserve RSSD ID743594

The official copy: search charter number 68008 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Central Valley Firefighters Credit Union call report, Q2 2026

Statement of Financial Condition (28 items)
Central Valley Firefighters Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $185K
1c. Total Cash on Hand 730A $185K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $2.4M
2. Cash on Deposit (total) 730B $2.4M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $2.6M
8. Available-for-Sale Debt Securities AS0067 $6.5M
9. Held-to-Maturity Debt Securities AS0073 $13.0M
11. TOTAL INVESTMENT SECURITIES AS0013 $19.5M
12b. Perpetual Contributed Capital 769B $52K
13. TOTAL OTHER INVESTMENTS AS0017 $52K
15a. Number of Total Loans and Leases 025A 1,654
15b. Total Loans and Leases 025B $25.9M
17. ACL on Loans and Leases AS0048 $189K
19. Land and Building 007 $828K
20. Other Fixed Assets 008 $50K
21. NCUA Share Insurance Capitalization Deposit 794 $392K
22d. Accrued Interest on Loans 009A $78K
22e. Accrued Interest on Investments 009B $121K
22f. All Other Assets 009C $114K
22g. Total Other Assets AS0036 $312K
23. TOTAL ASSETS 010 $49.5M
Accounts Payable and Other Liabilities 825 $244K
Member Shares of All Types 013 $42.5M
Total Shares and Deposits 018 $42.5M
Undivided Earnings 940 $6.8M
Total Net Worth 997 $6.8M
Net Worth Ratio 998 13.73%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $49.5M
Statement of Income and Expense (20 items)
Central Valley Firefighters Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $778K
3. Income from Investments 120 $409K
5. TOTAL INTEREST INCOME 115 $1.2M
6. Dividends on Shares 380 $152K
9. TOTAL INTEREST EXPENSE 350 $152K
10. NET INTEREST INCOME IS0010 $1.0M
13. Fee Income 131 $30K
14. Other Operating Income IS0020 $84K
23. TOTAL NON-INTEREST INCOME 117 $114K
24. Employee Compensation and Benefits 210 $317K
25. Travel and Conference 230 $2K
26. Office Occupancy 250 $43K
27. Office Operations 260 $227K
28. Educational and Promotional 270 $70K
29. Loan Servicing 280 $79K
30. Professional and Outside Services 290 $50K
32. Operating Fees 320 $4K
33. Miscellaneous Operating Expense 360 $19K
34. TOTAL NON-INTEREST EXPENSE 671 $811K
35. NET INCOME 661A $338K
Statement pages - all other filed accounts (20 items)

delinquency (21%), credit cards (21%)

Central Valley Firefighters Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $258K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $67K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $42K
Loans Granted Year-to-Date 031A $168
Amount of Loans Granted Year-to-Date 031B $3.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $108K
Number of current members (not number of accounts) 083 2,454
Number of potential members 084 5,000
Interest Rate of Unsecured Credit Card Loans 521 1,041.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,129.00%
Interest Rate of New Vehicle Loans 523 461.00%
Interest Rate of Used Vehicle Loans 524 625.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $21K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $177
Amount of Regular Shares 657 $25.1M
Amount of Share Drafts 902 $9.0M
IRA/KEOGH Accounts - < 1 Year 906A $667K
Share Certificates - < 1 Year 908A $7.2M
Total Amount of Share Certificates 908C $7.6M
Number of Used Vehicle Loans 968 260
NCUA form-section FS220A (21 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Central Valley Firefighters Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $42.1M
Total Shares - 1-3 Years 013B1 $395K
Total Shares and Deposits - < 1 Year 018A $42.1M
Total Shares and Deposits - 1-3 Years 018B1 $395K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 21
Amount of Delinquent Indirect Loans 041E $6K
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $4.7M
Amount of New Vehicle Loans 385 $10.3M
Amount of Unsecured Credit Card Loans 396 $1.0M
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.4M
Share Certificates 451 $215
Number of Accounts for Share Drafts 452 1,724
IRA/KEOGH Accounts 453 $30
Number of Accounts for Regular Shares 454 3,333
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 5,302
Number of credit union employees who are Full-Time (26 hours or more) 564A 6
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Number of Outstanding Indirect Loans 617A 22
Total Amount of Outstanding Indirect Loans 618A $392K
Total credit lines 881 $3.0M
NCUA form-section FS220B (18 items)

maturity and repricing buckets (40%), credit cards (17%)

Central Valley Firefighters Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $581
Number - Total Delinquent Credit Card Loans 045A 2
Total Amount of Delinquent Unsecured Credit Card Loans 045B $6K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $2.3M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $2.3M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $40.1M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $25.1M
Fair value of Held to Maturity Securities 801 $13.0M
Amount of Share Drafts - < 1 Year 902A $9.0M
Total Amount of IRA/KEOGH Accounts 906C $667K
Share Certificates - 1-3 Years 908B1 $395K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $897K
Number of New Vehicle Loans 958 393
Total Shares 966 $5K
Number of Unsecured Credit Card Loans 993 754
Number of All Other Unsecured Loans/Lines of Credit 994 175
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 14
NCUA form-section FS220C (9 items)

charge-offs and recoveries (27%), participation loans (18%)

Central Valley Firefighters Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $9K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $9K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $177
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $177
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $4.6M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $409K
Outstanding balance of brokered certificates of deposit and share certificates 788 $13.0M
NCUA form-section FS220D (20 items)

member services and products offered (69%), CUSO relationships (27%)

Central Valley Firefighters Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA form-section FS220G (2 items)

loans and leases (32%), participation loans (18%)

Central Valley Firefighters Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $392K
Total Credit Lines at Corporate Credit Unions 884 $3.0M
NCUA form-section FS220H (3 items)

student loans (43%), delinquency (27%)

Central Valley Firefighters Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $6.3M
Total number of TDR loans outstanding 1000F $5
Total amount of TDR loans outstanding 1001F $56K
NCUA form-section FS220I (11 items)

vehicle lending (59%), delinquency (44%)

Central Valley Firefighters Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $119K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $56K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $18K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $31K
Number of Reportable Delinquent New Vehicle Loans 035E1 3
Number of Reportable Delinquent Used Vehicle Loans 035E2 13
Amount of Reportable Delinquent New Vehicle Loans 041C1 $32K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $48K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $9K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $177
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $116
NCUA form-section FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Central Valley Firefighters Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $25.9M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $3.1M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 874.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 441.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 314.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $171K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $5.3M
NCUA form-section FS220M (8 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Central Valley Firefighters Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $2.7M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $3.2M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $56K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $375K
Total Unfunded Commitments for Non-Commercial Loans 816T $6.3M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 20
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 40
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 12
NCUA form-section FS220N (9 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Central Valley Firefighters Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $2.5M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $2.5M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $1.5M
Held-to-Maturity Debt Securities <=1 Year AS0068 $8.7M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $3.2M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $999K
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$35K
Total Liabilities LI0069 $42.7M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $49.5M
NCUA form-section FS220P (15 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Central Valley Firefighters Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $11K
Unsecured Credit Card Loans DL0002 $5K
All Other Unsecured Loans/Lines of Credit DL0022 $38K
All Other Unsecured Loans/Lines of Credit DL0023 $5K
All Other Unsecured Loans/Lines of Credit DL0024 $18K
All Other Unsecured Loans/Lines of Credit DL0027 $23K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $3
New Vehicle Loans DL0030 $14K
Used Vehicle Loans DL0037 $17K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $3K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $41K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $6K
Amount of Consumer Loans in Non-Accrual Status DL0145 $67K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 22
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $392K
NCUA form-section FS220Q (29 items)

investment portfolio detail (69%)

Central Valley Firefighters Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Available-for-sale Amortized Cost - US Government Obligations NV0003 $2.2M
Available-for-sale Fair Value - US Government Obligations NV0004 $2.2M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $3.2M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $3.2M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $3.2M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $3.2M
Available-for-sale Amortized Cost - Securities Issued by States and Political Subdivisions in the U.S. NV0071 $1.1M
Available-for-sale Fair Value - Securities Issued by States and Political Subdivisions in the U.S. NV0072 $1.1M
Held-to-maturity Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0077 $13.0M
Held-to-maturity Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0078 $13.0M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $13.0M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $6.5M
Total Fair Value Available-for-Sale Debt Securities NV0084 $6.5M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $6.5M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $13.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $52K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $52K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $11.3M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $5.7M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $2.5M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $52K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $19.5M
RBC Total Equity RB0001 $6.8M
RBC Allowance for Credit Losses RB0002 $189K
RBC Total Additions RB0005 $189K
RBC Total Deductions RB0009 $392K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $6.6M
RBC Risk-Based Capital Numerator RB0012 $6.6M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $392K
NCUA form-section FS220R (33 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Central Valley Firefighters Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $19.5M
RBC Schedule Total Consumer Loans RB0060 $17.6M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $189K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $189K
RBC Schedule Total Loans RB0079 $25.7M
RBC Total for Risk Weighting Total Loans RB0081 -$189K
RBC Total Loans 0% Weight RB0082 -$189K
RBC Schedule Total Other Assets RB0088 $1.6M
RBC Total for Risk Weighting Other Assets RB0090 $392K
RBC Other Assets 0% Weight RB0091 $392K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $49.5M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $202K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $202K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $49.5M
RBC Allowance for Credit Losses (Loans) RB0177 $189K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 19.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 5,254,488.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 429,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 8,558.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $5.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $429K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 40.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 3,080,825.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 230,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $3.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $230K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $60
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $8.3M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $659K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $3.1M
Total Shares SH0013 $42.5M
Total Shares and Deposits SH0018 $42.5M

Central Valley Firefighters Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Central Valley Firefighters Credit Union call report?

The Central Valley Firefighters Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Central Valley Firefighters Credit Union file?

Central Valley Firefighters Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Central Valley Firefighters Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Central Valley Firefighters Credit Union is 68008.

How often does Central Valley Firefighters Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Central Valley Firefighters Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.