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Credit union call report ยท Courtland, AL

Champion Alabama Employees Credit Union Call Report

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Champion Alabama Employees Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 241 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Champion Alabama Employees Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number63614
Federal Reserve RSSD ID682992

The official copy: search charter number 63614 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Champion Alabama Employees Credit Union call report, Q2 2026

Statement of Financial Condition (31 items)
Champion Alabama Employees Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $918K
1b. Cash Items in Process of Collection AS0005 $108K
1c. Total Cash on Hand 730A $1.0M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $3.1M
2c. Cash on Deposit in Other Financial Institutions 730B2 $1.9M
2. Cash on Deposit (total) 730B $5.0M
3. Time Deposits in Banks and Credit Unions AS0007 $22.6M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $28.6M
12b. Perpetual Contributed Capital 769B $39K
13. TOTAL OTHER INVESTMENTS AS0017 $39K
15a. Number of Total Loans and Leases 025A 2,389
15b. Total Loans and Leases 025B $21.4M
17. ACL on Loans and Leases AS0048 $127K
18c. Foreclosed/Repossessed - Vehicles AS0024 $28K
18e. Foreclosed/Repossessed Assets (total) 798A $28K
19. Land and Building 007 $295K
20. Other Fixed Assets 008 $82K
21. NCUA Share Insurance Capitalization Deposit 794 $430K
22d. Accrued Interest on Loans 009A $61K
22e. Accrued Interest on Investments 009B $89K
22f. All Other Assets 009C $50K
22g. Total Other Assets AS0036 $200K
23. TOTAL ASSETS 010 $51.0M
Accounts Payable and Other Liabilities 825 $157K
Member Shares of All Types 013 $43.3M
Total Shares and Deposits 018 $43.3M
Undivided Earnings 940 $6.9M
Other Reserves 658 $615K
Total Net Worth 997 $7.5M
Net Worth Ratio 998 14.75%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $51.0M
Statement of Income and Expense (23 items)
Champion Alabama Employees Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $735K
3. Income from Investments 120 $416K
5. TOTAL INTEREST INCOME 115 $1.2M
6. Dividends on Shares 380 $40K
7. Interest on Deposits 381 $266K
9. TOTAL INTEREST EXPENSE 350 $306K
10. NET INTEREST INCOME IS0010 $845K
12a. Credit Loss Expense - Loans and Leases IS0011 $5K
12e. Total Credit Loss Expense IS0017 $5K
13. Fee Income 131 $75K
14. Other Operating Income IS0020 $81K
23. TOTAL NON-INTEREST INCOME 117 $157K
24. Employee Compensation and Benefits 210 $413K
25. Travel and Conference 230 $27K
26. Office Occupancy 250 $77K
27. Office Operations 260 $137K
28. Educational and Promotional 270 $1K
29. Loan Servicing 280 $32K
30. Professional and Outside Services 290 $171K
32. Operating Fees 320 $5K
33. Miscellaneous Operating Expense 360 $14K
34. TOTAL NON-INTEREST EXPENSE 671 $877K
35. NET INCOME 661A $119K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Champion Alabama Employees Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $465K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $165K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $22K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $5K
Loans Granted Year-to-Date 031A $435
Amount of Loans Granted Year-to-Date 031B $3.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $409K
Number of current members (not number of accounts) 083 3,034
Number of potential members 084 24,000
Interest Rate of Unsecured Credit Card Loans 521 999.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,199.00%
Interest Rate of New Vehicle Loans 523 699.00%
Interest Rate of Used Vehicle Loans 524 799.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $22K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $12K
Total Amount of All Other Shares 630 $1.4M
Amount of Regular Shares 657 $14.7M
Amount of Share Drafts 902 $6.1M
IRA/KEOGH Accounts - < 1 Year 906A $4.9M
Share Certificates - < 1 Year 908A $4.5M
Total Amount of Share Certificates 908C $9.3M
Total Amount of Money Market Shares 911 $5.3M
Number of Used Vehicle Loans 968 408
NCUA form-section FS220A (22 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Champion Alabama Employees Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $36.9M
Total Shares - 1-3 Years 013B1 $5.9M
Total Shares - > 3 Years 013B2 $486K
Total Shares and Deposits - < 1 Year 018A $36.9M
Total Shares and Deposits - 1-3 Years 018B1 $5.9M
Total Shares and Deposits - > 3 Years 018B2 $486K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 32
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $4.7M
Amount of New Vehicle Loans 385 $1.5M
Amount of Unsecured Credit Card Loans 396 $711K
Amount of All Other Unsecured Loans/Lines of Credit 397 $808K
Share Certificates 451 $222
Number of Accounts for Share Drafts 452 1,802
IRA/KEOGH Accounts 453 $194
Number of Accounts for Regular Shares 454 3,062
All other shares 455 $457
Money Market Shares 458 $164
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 5,901
Number of credit union employees who are Full-Time (26 hours or more) 564A 11
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 4
Total credit lines 881 $1.2M
NCUA form-section FS220B (23 items)

maturity and repricing buckets (40%), credit cards (17%)

Champion Alabama Employees Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $2K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $5K
Number - Total Delinquent Credit Card Loans 045A 4
Total Amount of Delinquent Unsecured Credit Card Loans 045B $14K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $616K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $616K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $42.7M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
All other shares - < 1 Year 630A $1.4M
Amount of Regular Shares - < 1 Year 657A $14.7M
Amount of Share Drafts - < 1 Year 902A $6.1M
IRA/KEOGH Accounts - 1-3 Years 906B1 $1.5M
IRA/KEOGH Accounts - > 3 Years 906B2 $81K
Total Amount of IRA/KEOGH Accounts 906C $6.5M
Share Certificates - 1-3 Years 908B1 $4.4M
Share Certificates - > 3 Years 908B2 $405K
Money Market Shares - < 1 Year 911A $5.3M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $178K
Number of New Vehicle Loans 958 68
Total Shares 966 $6K
Number of Unsecured Credit Card Loans 993 475
Number of All Other Unsecured Loans/Lines of Credit 994 1,004
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 17
NCUA form-section FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Champion Alabama Employees Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 4
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $4.6M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $1.2M
NCUA form-section FS220D (10 items)

member services and products offered (69%), CUSO relationships (27%)

Champion Alabama Employees Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Low-cost wire transfers 879W $1
Loan Payments 887F $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA form-section FS220G (1 item)

loans and leases (32%), participation loans (18%)

Champion Alabama Employees Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $1.2M
NCUA form-section FS220H (3 items)

student loans (43%), delinquency (27%)

Champion Alabama Employees Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $5.1M
Total number of TDR loans outstanding 1000F $7
Total amount of TDR loans outstanding 1001F $84K
NCUA form-section FS220I (11 items)

vehicle lending (59%), delinquency (44%)

Champion Alabama Employees Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $97K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $16K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $28K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $16K
Number of Reportable Delinquent New Vehicle Loans 035E1 2
Number of Reportable Delinquent Used Vehicle Loans 035E2 11
Amount of Reportable Delinquent New Vehicle Loans 041C1 $16K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $91K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $14K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $5K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $5K
NCUA form-section FS220L (9 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Champion Alabama Employees Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $21.4M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $2.0M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 725.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 700.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 799.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $2.2M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $9.5M
Balance Outstanding of 1st Mtg Residential construction Loans - Excluding Commercial Purpose 704A2 $317K
NCUA form-section FS220M (8 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Champion Alabama Employees Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $2.4M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.2M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $1.3M
Total Unfunded Commitments for Non-Commercial Loans 816T $5.1M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $84K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 158
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 71
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 205
NCUA form-section FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Champion Alabama Employees Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $43.5M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $54K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $51.0M
NCUA form-section FS220P (17 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Champion Alabama Employees Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $5K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $7K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0017 $3K
Unsecured Credit Card Loans DL0002 $7K
Used Vehicle Loans DL0037 $47K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $11K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $10K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $20K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $30K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $10
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $352K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $159K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $99K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $257K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $5
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $222K
Amount of Consumer Loans in Non-Accrual Status DL0145 $179K
NCUA form-section FS220Q (17 items)

investment portfolio detail (69%)

Champion Alabama Employees Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $3.7M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $9.9M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $8.9M
Investment Maturity Distribution - Time Deposits - Total NV0116 $22.6M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $39K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $39K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $3.7M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $9.9M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $8.9M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $39K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $22.6M
RBC Total Equity RB0001 $7.5M
RBC Allowance for Credit Losses RB0002 $127K
RBC Total Additions RB0005 $127K
RBC Total Deductions RB0009 $430K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $7.2M
RBC Risk-Based Capital Numerator RB0012 $7.2M
NCUA form-section FS220R (36 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Champion Alabama Employees Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $39K
RBC Schedule Total Consumer Loans RB0060 $9.9M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $127K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $127K
RBC Schedule Total Loans RB0079 $21.3M
RBC Total for Risk Weighting Total Loans RB0081 -$127K
RBC Total Loans 0% Weight RB0082 -$127K
RBC Schedule Total Other Assets RB0088 $1.0M
RBC Total for Risk Weighting Other Assets RB0090 $430K
RBC Other Assets 0% Weight RB0091 $430K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $51.0M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $303K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $303K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $51.0M
RBC Allowance for Credit Losses (Loans) RB0177 $127K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 39,142.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 138.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 6,771,433.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 116,801.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $20
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $2.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $287K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $9.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $404K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 71.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 1,986,887.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Adjustable Rate RL0023 511,440.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $2.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $511K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $230
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $11.5M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $916K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $3.4M
Total Shares SH0013 $43.3M
Total Shares and Deposits SH0018 $43.3M

Champion Alabama Employees Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Champion Alabama Employees Credit Union call report?

The Champion Alabama Employees Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Champion Alabama Employees Credit Union file?

Champion Alabama Employees Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Champion Alabama Employees Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Champion Alabama Employees Credit Union is 63614.

How often does Champion Alabama Employees Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Champion Alabama Employees Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.