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Credit union call report ยท Huntington, WV

Chhe Federal Credit Union Call Report

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Chhe Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 183 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Chhe Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number23545
Federal Reserve RSSD ID371287

The official copy: search charter number 23545 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Chhe Federal Credit Union call report, Q2 2026

Statement of Financial Condition (27 items)
Chhe Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $574K
1c. Total Cash on Hand 730A $574K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $6.3M
2. Cash on Deposit (total) 730B $6.3M
3. Time Deposits in Banks and Credit Unions AS0007 $10.7M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $17.6M
12b. Perpetual Contributed Capital 769B $119K
13. TOTAL OTHER INVESTMENTS AS0017 $119K
15a. Number of Total Loans and Leases 025A 1,418
15b. Total Loans and Leases 025B $15.5M
17. ACL on Loans and Leases AS0048 $168K
18c. Foreclosed/Repossessed - Vehicles AS0024 $11K
18e. Foreclosed/Repossessed Assets (total) 798A $11K
21. NCUA Share Insurance Capitalization Deposit 794 $277K
22e. Accrued Interest on Investments 009B $52K
22f. All Other Assets 009C $268K
22g. Total Other Assets AS0036 $320K
23. TOTAL ASSETS 010 $33.6M
Accounts Payable and Other Liabilities 825 -$209K
Accrued Dividends and Interest Payable 820A $298
Member Shares of All Types 013 $30.7M
Total Shares and Deposits 018 $30.7M
Undivided Earnings 940 $3.0M
Net Income (equity) 602 $98K
Total Net Worth 997 $3.1M
Net Worth Ratio 998 9.36%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $33.6M
Statement of Income and Expense (18 items)
Chhe Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $633K
3. Income from Investments 120 $269K
5. TOTAL INTEREST INCOME 115 $903K
6. Dividends on Shares 380 $158K
9. TOTAL INTEREST EXPENSE 350 $158K
10. NET INTEREST INCOME IS0010 $745K
12a. Credit Loss Expense - Loans and Leases IS0011 $136K
12e. Total Credit Loss Expense IS0017 $136K
13. Fee Income 131 $170K
23. TOTAL NON-INTEREST INCOME 117 $170K
24. Employee Compensation and Benefits 210 $324K
26. Office Occupancy 250 $30K
27. Office Operations 260 $278K
29. Loan Servicing 280 $15K
30. Professional and Outside Services 290 $5K
33. Miscellaneous Operating Expense 360 $28K
34. TOTAL NON-INTEREST EXPENSE 671 $680K
35. NET INCOME 661A $98K
Statement pages - all other filed accounts (18 items)

delinquency (21%), credit cards (21%)

Chhe Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $340K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $40K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $47K
Loans Granted Year-to-Date 031A $301
Amount of Loans Granted Year-to-Date 031B $3.8M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $167K
Number of current members (not number of accounts) 083 4,137
Number of potential members 084 7,500
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,211.00%
Interest Rate of New Vehicle Loans 523 563.00%
Interest Rate of Used Vehicle Loans 524 762.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $140K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $5K
Amount of Regular Shares 657 $17.4M
Amount of Share Drafts 902 $6.0M
Share Certificates - < 1 Year 908A $6.0M
Total Amount of Share Certificates 908C $7.2M
Number of Used Vehicle Loans 968 459
NCUA data file FS220A (17 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Chhe Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $29.5M
Total Shares - 1-3 Years 013B1 $1.2M
Total Shares and Deposits - < 1 Year 018A $29.5M
Total Shares and Deposits - 1-3 Years 018B1 $1.2M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 30
Effective date of last audit 063 $112K
Amount of Used Vehicle Loans 370 $6.9M
Amount of New Vehicle Loans 385 $3.5M
Amount of All Other Unsecured Loans/Lines of Credit 397 $4.2M
Share Certificates 451 $188
Number of Accounts for Share Drafts 452 1,766
Number of Accounts for Regular Shares 454 3,901
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 5,855
Number of credit union employees who are Full-Time (26 hours or more) 564A 9
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $817K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,658.10%
Total credit lines 881 $2.2M
NCUA data file FS220B (12 items)

maturity and repricing buckets (40%), credit cards (17%)

Chhe Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $1.2M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $1.2M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $29.4M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $22K
Amount of Regular Shares - < 1 Year 657A $17.4M
Amount of Share Drafts - < 1 Year 902A $6.0M
Share Certificates - 1-3 Years 908B1 $1.2M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $212K
Number of New Vehicle Loans 958 130
Total Shares 966 $6K
Number of All Other Unsecured Loans/Lines of Credit 994 773
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 9
NCUA data file FS220C (2 items)

charge-offs and recoveries (27%), participation loans (18%)

Chhe Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 4
NCUA data file FS220D (15 items)

member services and products offered (69%), CUSO relationships (27%)

Chhe Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
No Cost Bill Payer 879C2 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Low-cost wire transfers 879W $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Chhe Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $2.2M
NCUA data file FS220I (9 items)

vehicle lending (59%), delinquency (44%)

Chhe Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $52K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $182K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $2K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $9K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 5
Amount of Reportable Delinquent New Vehicle Loans 041C1 $7K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $48K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $21K
NCUA data file FS220L (6 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Chhe Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $15.5M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $73K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 775.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 870.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $754K
NCUA data file FS220M (2 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Chhe Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 1
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 55
NCUA data file FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Chhe Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $30.5M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $33.6M
NCUA data file FS220P (13 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Chhe Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $109K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $5K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $9K
All Other Unsecured Loans/Lines of Credit DL0022 $87K
All Other Unsecured Loans/Lines of Credit DL0023 $36K
All Other Unsecured Loans/Lines of Credit DL0024 $38K
All Other Unsecured Loans/Lines of Credit DL0025 $38K
All Other Unsecured Loans/Lines of Credit DL0027 $112K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $24
New Vehicle Loans DL0030 $7K
Used Vehicle Loans DL0037 $37K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $18K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $79K
NCUA data file FS220Q (16 items)

investment portfolio detail (69%)

Chhe Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $2.5M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $6.0M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $2.2M
Investment Maturity Distribution - Time Deposits - Total NV0116 $10.7M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $119K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $119K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $2.6M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $6.0M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $2.2M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $10.8M
RBC Total Equity RB0001 $3.1M
RBC Allowance for Credit Losses RB0002 $168K
RBC Total Additions RB0005 $168K
RBC Total Deductions RB0009 $277K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $3.0M
RBC Risk-Based Capital Numerator RB0012 $3.0M
NCUA data file FS220R (25 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Chhe Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $119K
RBC Schedule Total Consumer Loans RB0060 $15.4M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $168K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $168K
RBC Schedule Total Loans RB0079 $15.3M
RBC Total for Risk Weighting Total Loans RB0081 -$168K
RBC Total Loans 0% Weight RB0082 -$168K
RBC Schedule Total Other Assets RB0088 $608K
RBC Total for Risk Weighting Other Assets RB0090 $277K
RBC Other Assets 0% Weight RB0091 $277K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $33.6M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $110K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $110K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $33.6M
RBC Allowance for Credit Losses (Loans) RB0177 $168K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 73,470.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 75,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $73K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $75K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $1
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $73K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $75K
Total Shares SH0013 $30.7M
Total Shares and Deposits SH0018 $30.7M

Chhe Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Chhe Federal Credit Union call report?

The Chhe Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Chhe Federal Credit Union file?

Chhe Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Chhe Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Chhe Federal Credit Union is 23545.

How often does Chhe Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Chhe Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.