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Credit union call report ยท Chillicothe, OH

Chivaho Federal Credit Union Call Report

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Chivaho Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 245 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Chivaho Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number5741
Federal Reserve RSSD ID887573

The official copy: search charter number 5741 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Chivaho Federal Credit Union call report, Q2 2026

Statement of Financial Condition (27 items)
Chivaho Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $319K
1c. Total Cash on Hand 730A $319K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $2.0M
2c. Cash on Deposit in Other Financial Institutions 730B2 $135K
2. Cash on Deposit (total) 730B $2.1M
3. Time Deposits in Banks and Credit Unions AS0007 $16.4M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $18.8M
12b. Perpetual Contributed Capital 769B $200K
13. TOTAL OTHER INVESTMENTS AS0017 $200K
15a. Number of Total Loans and Leases 025A 1,014
15b. Total Loans and Leases 025B $15.3M
17. ACL on Loans and Leases AS0048 $66K
19. Land and Building 007 $1.5M
20. Other Fixed Assets 008 $153K
21. NCUA Share Insurance Capitalization Deposit 794 $302K
22d. Accrued Interest on Loans 009A $37K
22e. Accrued Interest on Investments 009B $113K
22f. All Other Assets 009C $1.4M
22g. Total Other Assets AS0036 $1.5M
23. TOTAL ASSETS 010 $37.7M
Accounts Payable and Other Liabilities 825 $104K
Member Shares of All Types 013 $32.4M
Total Shares and Deposits 018 $32.4M
Undivided Earnings 940 $5.2M
Total Net Worth 997 $5.2M
Net Worth Ratio 998 13.88%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $37.7M
Statement of Income and Expense (24 items)
Chivaho Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $412K
3. Income from Investments 120 $330K
5. TOTAL INTEREST INCOME 115 $742K
6. Dividends on Shares 380 $169K
8. Interest on Borrowed Money 340 $81
9. TOTAL INTEREST EXPENSE 350 $169K
10. NET INTEREST INCOME IS0010 $574K
12a. Credit Loss Expense - Loans and Leases IS0011 $82K
12e. Total Credit Loss Expense IS0017 $82K
13. Fee Income 131 $50K
14. Other Operating Income IS0020 $102K
23. TOTAL NON-INTEREST INCOME 117 $152K
24. Employee Compensation and Benefits 210 $192K
25. Travel and Conference 230 $295
26. Office Occupancy 250 $67K
27. Office Operations 260 $120K
28. Educational and Promotional 270 $16K
29. Loan Servicing 280 $16K
30. Professional and Outside Services 290 $65K
31. Member Insurance 310 $336
32. Operating Fees 320 $3K
33. Miscellaneous Operating Expense 360 $24K
34. TOTAL NON-INTEREST EXPENSE 671 $504K
35. NET INCOME 661A $139K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Chivaho Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $388K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $11K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $29K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $2K
Loans Granted Year-to-Date 031A $82
Amount of Loans Granted Year-to-Date 031B $1.7M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $41K
Number of current members (not number of accounts) 083 2,246
Number of potential members 084 74,000
Interest Rate of Unsecured Credit Card Loans 521 990.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,150.00%
Interest Rate of New Vehicle Loans 523 510.00%
Interest Rate of Used Vehicle Loans 524 646.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $78K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $11K
Amount of Regular Shares 657 $13.2M
Amount of Share Drafts 902 $6.6M
IRA/KEOGH Accounts - < 1 Year 906A $445K
Share Certificates - < 1 Year 908A $4.9M
Total Amount of Share Certificates 908C $6.0M
Total Amount of Money Market Shares 911 $6.1M
Number of Used Vehicle Loans 968 136
NCUA data file FS220A (26 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Chivaho Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $31.3M
Total Shares - 1-3 Years 013B1 $823K
Total Shares - > 3 Years 013B2 $275K
Total Shares and Deposits - < 1 Year 018A $31.3M
Total Shares and Deposits - 1-3 Years 018B1 $823K
Total Shares and Deposits - > 3 Years 018B2 $275K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 7
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $2.7M
Amount of New Vehicle Loans 385 $2.2M
Amount of Unsecured Credit Card Loans 396 $512K
Amount of All Other Unsecured Loans/Lines of Credit 397 $825K
Share Certificates 451 $211
Number of Accounts for Share Drafts 452 1,589
IRA/KEOGH Accounts 453 $24
Number of Accounts for Regular Shares 454 2,588
Money Market Shares 458 $116
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 4,528
Number of credit union employees who are Full-Time (26 hours or more) 564A 5
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $89K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,750.00%
Number of Outstanding Indirect Loans 617A 27
Total Amount of Outstanding Indirect Loans 618A $889K
Total credit lines 881 $2.0M
Other Comprehensive Income (unless already included in item 33 or 34) 945B -$27K
NCUA data file FS220B (26 items)

maturity and repricing buckets (40%), credit cards (17%)

Chivaho Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $8K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $6K
Number - Total Delinquent Credit Card Loans 045A 4
Total Amount of Delinquent Unsecured Credit Card Loans 045B $15K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $1.2M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $1.2M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $31.2M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $13.2M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $13K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $1K
Does you credit union maintain share/deposit insurance coverage other than the NCUSIF? 875 $1
Dollar amount of shares and/or deposits insured by the company named above 877 $750K
Amount of Share Drafts - < 1 Year 902A $6.6M
IRA/KEOGH Accounts - 1-3 Years 906B1 $40K
Total Amount of IRA/KEOGH Accounts 906C $485K
Share Certificates - 1-3 Years 908B1 $783K
Share Certificates - > 3 Years 908B2 $275K
Money Market Shares - < 1 Year 911A $6.1M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $473K
Number of New Vehicle Loans 958 93
Total Shares 966 $5K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $18K
Number of Unsecured Credit Card Loans 993 466
Number of All Other Unsecured Loans/Lines of Credit 994 165
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 8
NCUA data file FS220C (3 items)

charge-offs and recoveries (27%), participation loans (18%)

Chivaho Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $2.8M
NCUA data file FS220D (21 items)

member services and products offered (69%), CUSO relationships (27%)

Chivaho Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Literacy Workshops 879B3 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Chivaho Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $2.0M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Chivaho Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $1.9M
Total number of TDR loans outstanding 1000F $2
Total amount of TDR loans outstanding 1001F $18K
NCUA data file FS220I (2 items)

vehicle lending (59%), delinquency (44%)

Chivaho Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $29K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $8K
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Chivaho Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $818K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $818K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Chivaho Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $15.3M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $601K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 622.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 525.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 625.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $592K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $7.8M
NCUA data file FS220M (8 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Chivaho Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $171K
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.1M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $98K
Total Unfunded Commitments for Non-Commercial Loans 816T $1.9M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $470K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 100
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 12
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 42
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Chivaho Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $32.5M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $58K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $37.7M
NCUA data file FS220P (14 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Chivaho Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $65K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $2K
Unsecured Credit Card Loans DL0002 $1K
All Other Unsecured Loans/Lines of Credit DL0022 $5K
All Other Unsecured Loans/Lines of Credit DL0024 $3K
All Other Unsecured Loans/Lines of Credit DL0025 $23K
All Other Unsecured Loans/Lines of Credit DL0027 $26K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $3
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $14K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $338K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $1K
Amount of Consumer Loans in Non-Accrual Status DL0145 $17K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 27
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $889K
NCUA data file FS220Q (18 items)

investment portfolio detail (69%)

Chivaho Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $6.4M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $8.0M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $2.0M
Investment Maturity Distribution - Time Deposits - Total NV0116 $16.4M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $200K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $200K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $6.4M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $8.0M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $2.0M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $200K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $16.6M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $718K
RBC Total Equity RB0001 $5.2M
RBC Allowance for Credit Losses RB0002 $66K
RBC Total Additions RB0005 $66K
RBC Total Deductions RB0009 $302K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $5.0M
RBC Risk-Based Capital Numerator RB0012 $5.0M
NCUA data file FS220R (35 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Chivaho Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $200K
RBC Schedule Total Consumer Loans RB0060 $6.9M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $66K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $66K
RBC Schedule Total Loans RB0079 $15.2M
RBC Total for Risk Weighting Total Loans RB0081 -$66K
RBC Total Loans 0% Weight RB0082 -$66K
RBC Schedule Total Other Assets RB0088 $3.5M
RBC Total for Risk Weighting Other Assets RB0090 $302K
RBC Other Assets 0% Weight RB0091 $302K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $37.7M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $236K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $236K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $37.7M
RBC Allowance for Credit Losses (Loans) RB0177 $66K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 56.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 5,386,107.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 180,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 35.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 2,089,292.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 9.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 338,509.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $7.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $180K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 4.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 231,722.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 8.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 369,050.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $601K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $112
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $8.4M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $180K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $179K
Total Shares SH0013 $32.4M
Total Shares and Deposits SH0018 $32.4M
NCUA data file FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Chivaho Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1

Chivaho Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Chivaho Federal Credit Union call report?

The Chivaho Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Chivaho Federal Credit Union file?

Chivaho Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Chivaho Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Chivaho Federal Credit Union is 5741.

How often does Chivaho Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Chivaho Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.